IMMO - HOME

Active

Public limited companyfounded 199035 yrs activeDe Wandstraat 265, 1020 Brussel, BelgiumKBO/BCE: BE 0442.768.178

IMMO - HOME has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-7k) and a net result of €142k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2024

16 / 100

Critical▼ -12 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-100

Solvency33=

Growth78▲+26

Stability100

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.27 against 0.05 in 2023), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Sector 68

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

-0.6%

Return on assets

11.9%

Age of the figures

20 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 19344 sector peers (2024).

NBB · sector comparison

Position among 19344 sector peers

Solvency

better than 19%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

60 d late

2023

26 d late

2022

31 d late

2021

3 d early

2020

52 d early

2019

23 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€-7k▲ 95.2%

2023 · €-149k

2018: €-328k 2019: €-349k 2020: €-377k 2021: €-53k 2022: €-117k 2023: €-149k

2018 → 2024

Total assets

€1.20M▲ 18.2%

2023 · €1.01M

2018: €823k 2019: €779k 2020: €752k 2021: €1.10M 2022: €1.03M 2023: €1.01M

2018 → 2024

Net result

€142k

2023 · €-33k

2018: €-2k 2019: €-21k 2020: €-27k 2021: €-33k 2022: €-63k 2023: €-33k

2018 → 2024

Working capital

€-843k▲ 20.2%

2023 · €-1.06M

2018: €-1.10M 2019: €-1.09M 2020: €-1.04M 2021: €-1.02M 2022: €-1.02M 2023: €-1.06M

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€-377k-€-53k▲ 85.8%€-117k▼ 119%€-149k▼ 27.8%€-7k▲ 95.2%

Operating result€20k-€17k▼ 14.6%€-17k€14k€213k▲ 1,434%

Net result€-27k-€-33k▼ 20.2%€-63k▼ 93.4%€-33k▲ 48.8%€142k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2022 the operating result has climbed two years in a row; 2024 is 1,434% above 2023 and is the highest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €1.20M

73.8%

26.2%

Fixed assets €881k▼ 7.3%

Current assets €314k▲ 431%

Key figures and ratios

2024 value · change against 2023

EBITDA

€270k▲

2023 · €70k

Cash flow

€200k▲

2023 · €24k

Solvency

-0.6%▲

2023 · -14.8%

Current ratio

0.27▲

2023 · 0.05

Quick ratio

0.27▲

2023 · 0.05

ROA

11.9%▲

2023 · -3.2%

Interest coverage

5.72▲

2023 · 1.52

Debt

€1.20M▲

2023 · €1.16M

Debt ≤ 1 year

€1.16M▲

2023 · €1.11M

Debt > 1 year

€2k=

2023 · €2k

Income taxes

€23k▲

2023 · €0

A ratio outside any meaningful range has been withheld (balance sheet total €1.20M, equity €-7k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€1.01M€1.20M▲

Formation expenses20€2k€1k▼

Fixed assets21/28€951k€881k▼

Tangible fixed assets22/27€898k€829k▼

Land and buildings22€821k€769k▼

Leasing and similar rights25€71k€53k▼

Other tangible fixed assets26€7k€7k=

Financial fixed assets28€53k€53k=

Current assets29/58€59k€314k▲

Amounts receivable within one year40/41€37k€6k▼

Trade receivables40€323€323=

Other amounts receivable41€36k€6k▼

Cash at bank and in hand54/58€19k€303k▲

Deferred charges and accrued income490/1€3k€4k▲

Equity and liabilities

Total equity and liabilities10/49€1.01M€1.20M▲

Equity10/15€-149k€-7k▲

Contributions10/11€555k€555k=

Capital10€555k€555k=

Issued capital100€555k€555k=

Outside capital11€95€95=

Share premium1100/10€95€95=

Reserves13€347€347=

Non-distributable reserves130/1€347€347=

Legal reserve130€347€347=

Profit (loss) carried forward14€-705k€-563k▲

Amounts payable17/49€1.16M€1.20M▲

Amounts payable after more than one year17€2k€2k=

Other amounts payable178/9€2k€2k=

Amounts payable within one year42/48€1.11M€1.16M▲

Trade debts44€9k€1k▼

Suppliers440/4€9k€1k▼

Taxes, remuneration and social security45-€23k

Taxes450/3-€23k

Other amounts payable47/48€1.11M€1.13M▲

Accrued charges and deferred income492/3€45k€46k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€57k▲

Other operating charges640/8€22k€40k▲

Gross operating margin9900€93k€310k▲

Operating profit (loss)9901€14k€213k▲

Financial income75/76B€5€4▼

Recurring financial income75€5€4▼

Financial charges65/66B€46k€47k▲

Recurring financial charges65€46k€47k▲

Profit (loss) for the period before taxes9903€-33k€165k▲

Income taxes67/77€0€23k▲

Profit (loss) for the period9904€-33k€142k▲

Profit (loss) for the period to be appropriated9905€-33k€142k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-705k€-563k▲

Profit (loss) brought forward from the previous period14P€-672k€-705k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 2Filings 10

2025

29-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 60 days late

2024

31-12

Financial Back to profitnet €142k

Net result €142k after 6 loss-making years.

26-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 26 days late

2023

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

31-12

Financial Weakest financial yearnet €-63k

Net result drops to €-63k, the lowest in the series; recovery starts the following year.

28-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

09-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

08-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

17-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

14-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 14 days late

2017

28-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 28 days late

2016

22-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 22 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2021

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

07-05-2021 Guy Archambeau: Resigned as Director

19-01-2015 Michel Van Diest: Resigned as Director

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 1991

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

De Wandstraat 2651020 Brussel

Ground area

558 m²

Building footprint

36 m²