IMMO HOF TER LINT
ActiveSummary
IMMO HOF TER LINT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €386k and a net result of €20k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 46% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+10
Solvency52▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.06 in 2024; short-term debt: 54.3% and cash: 0.7% of total assets), and 72.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.1%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
55 d late
2022
37 d late
2021
89 d late
2020
61 d late
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€386k▲ 5.4%
2024 · €367k
2018: €39k
2019: €124k
2020: €197k
2021: €246k
2022: €297k
2023: €338k
2024: €367k
2018 → 2025
Total assets
€1.43M▼ 0.4%
2024 · €1.43M
2018: €985k
2019: €904k
2020: €1.10M
2021: €1.58M
2022: €1.60M
2023: €1.59M
2024: €1.43M
2018 → 2025
Net result
€20k▼ 32.1%
2024 · €29k
2018: €44k
2019: €85k
2020: €73k
2021: €49k
2022: €51k
2023: €41k
2024: €29k
2018 → 2025
Working capital
€-749k▲ 1.8%
2024 · €-763k
2018: €-804k
2019: €-206k
2020: €-317k
2021: €-792k
2022: €-527k
2023: €-625k
2024: €-763k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€246k-€297k▲ 20.6%€338k▲ 13.8%€367k▲ 8.6%€386k▲ 5.4%
Operating result€75k-€80k▲ 6.4%€69k▼ 13.6%€53k▼ 23.2%€39k▼ 25.6%
Net result€49k-€51k▲ 2.6%€41k▼ 19.2%€29k▼ 29.3%€20k▼ 32.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€1.40M ▲ 1.3%
Current assets
€27k ▼ 47.6%
Equity and liabilities €1.43M
Equity
€386k ▲ 5.4%
Debt
€1.04M ▼ 2.4%
Debt's share of the balance-sheet total falls from 74.4% to 72.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€74k▼
2024 · €75k
Cash flow
€54k▲
2024 · €51k
Current ratio
0.03▼
2024 · 0.06
Debt to equity
2.70▼
2024 · 2.91
ROE
5.1%▼
2024 · 7.9%
ROA
1.4%▼
2024 · 2.0%
Interest coverage
6.42▲
2024 · 4.69
Debt ≤ 1 year
€776k▼
2024 · €814k
Debt > 1 year
€262k▲
2024 · €254k
Income taxes
€8k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€1.43M▼
Fixed assets21/28€1.38M€1.40M▲
Tangible fixed assets22/27€271k€289k▲
Land and buildings22€158k€154k▼
Furniture and vehicles24€101k€8k▼
Leasing and similar rights25€12k€127k▲
Financial fixed assets28€1.11M€1.11M=
Current assets29/58€51k€27k▼
Amounts receivable within one year40/41€41k€12k▼
Trade receivables40€29k€4k▼
Other amounts receivable41€12k€9k▼
Cash at bank and in hand54/58€6k€10k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.43M€1.43M▼
Equity10/15€367k€386k▲
Contributions10/11€6k€6k=
Reserves13€361k€380k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€361k€380k▲
Profit (loss) carried forward14€6€4▼
Amounts payable17/49€1.07M€1.04M▼
Amounts payable after more than one year17€254k€262k▲
Financial debts170/4€254k€262k▲
Amounts payable within one year42/48€814k€776k▼
Current portion of amounts payable after more than one year42€162k€118k▼
Trade debts44€6k€27k▲
Suppliers440/4€6k€27k▲
Taxes, remuneration and social security45€20k€36k▲
Taxes450/3€12k€29k▲
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€626k€594k▼
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€34k▲
Other operating charges640/8€20k€12k▼
Gross operating margin9900€94k€86k▼
Operating profit (loss)9901€53k€39k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€16k€12k▼
Recurring financial charges65€16k€12k▼
Profit (loss) for the period before taxes9903€37k€28k▼
Income taxes67/77€8k€8k▲
Profit (loss) for the period9904€29k€20k▼
Profit (loss) for the period to be appropriated9905€29k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€20k▼
Profit (loss) brought forward from the previous period14P€1€6▲
Transfer to equity691/2€29k€20k▼
To other reserves6921€29k€20k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €20k ▼32.1%
Net result drops to €20k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 55 days late
2023
06-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 37 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 89 days late
2021
31-12
Financial
Equity above €200kEq €246k ▲25.1%
4 profitable years in a row build equity to €246k.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-12
Financial
Equity above €150kEq €197k ▲58.8%
3 profitable years in a row build equity to €197k.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
2019
31-12
Financial
Highest result since 2018net €85k ▲94%
Operating result €135k, net result €85k, both a record.
31-12
Financial
Equity above €100kEq €124k ▲219%
2 profitable years in a row build equity to €124k.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 92 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poddegemstraat 1601850 GrimbergenGround area
430 m²
Building footprint
132 m²
Parcel 23402D0286/00P000, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402D0286/00P000 | Flanders | 430 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO BOSSUYT
BE 0465.663.445
Blankenberge · Eq €386,541
IMMOBILIEN JOHAN TELEN
BE 0459.921.342
Maaseik · Eq €386,586
BENCHARL
BE 0881.397.032
Sprimont · Eq €386,649
OPTIO
BE 0472.354.762
Merchtem · Eq €386,970
COSY INVEST
BE 0826.318.254
Juprelle · Eq €386,994
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,798 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.