IMMO HERWEBO
ActiveSummary
The computed 12-month bankruptcy probability of IMMO HERWEBO is 4.2% (elevated). The 2024 annual accounts show negative equity (€-479k) and a net result of €-77k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability65▲+62
Solvency5▼-8
Growth58
Track record94
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 4.11 against 0.0 in 2023; short-term debt: 23.5% and cash: 0% of total assets), but equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-20.1%
Return on assets
-3.2%
Age of the figures
21 mo
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2324
2023 to 2024 · latest year €-479k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
22 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-479k▼ 19.2%
2023 · €-402k
2023: €-402k
2024: €-479k▼ -19.2% vs 2023
2023 → 2024
Total assets
€2.39M▼ 28.3%
2023 · €3.33M
2023: €3.33M
2024: €2.39M▼ -28.3% vs 2023
2023 → 2024
Net result
€-77k▲ 81.7%
2023 · €-422k
2023: €-422k
2024: €-77k▲ +81.7% vs 2023
2023 → 2024
Working capital
€1.75M
2023 · €-3.73M
2023: €-3.73M
2024: €1.75M▲ +147% vs 2023
2023 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€-402k-€-479k▼ 19.2%
2023: €-402k
2024: €-479k▼ -19.2% vs 2023
Operating result€-289k-€9k
2023: €-289k
2024: €9k▲ +103% vs 2023
Net result€-422k-€-77k▲ 81.7%
2023: €-422k
2024: €-77k▲ +81.7% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €9k after a loss of €289k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.39M
Fixed assets
€81k ▼ 97.6%
Current assets
€2.31M ▲ 4,028,356%
Key figures and ratios
EBITDA
€756k▲
2023 · €-8k
Cash flow
€670k▲
2023 · €-141k
Solvency
-20.1%▼
2023 · -12.1%
Current ratio
4.11▲
2023 · 0.00
Debt to equity
-5.99▲
2023 · -9.28
ROA
-3.2%▲
2023 · -12.7%
Interest coverage
8.68▲
2023 · -0.06
Debt
€2.87M▼
2023 · €3.73M
Debt ≤ 1 year
€561k▼
2023 · €3.73M
Income taxes
€-1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€3.33M€2.39M▼
Fixed assets21/28€3.33M€81k▼
Tangible fixed assets22/27€3.33M€81k▼
Land and buildings22€827k€0▼
Other tangible fixed assets26-€81k
Assets under construction and advance payments27€2.50M€0▼
Current assets29/58€57€2.31M▲
Cash at bank and in hand54/58€57€1k▲
Deferred charges and accrued income490/1-€2.31M
Equity and liabilities
Total equity and liabilities10/49€3.33M€2.39M▼
Equity10/15€-402k€-479k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-422k€-499k▼
Amounts payable17/49€3.73M€2.87M▼
Amounts payable within one year42/48€3.73M€561k▼
Current portion of amounts payable after more than one year42€2.30M€0▼
Financial debts43€1.13M€0▼
Credit institutions430/8€1.13M€0▼
Trade debts44€68k€194k▲
Suppliers440/4€68k€194k▲
Other amounts payable47/48€235k€367k▲
Accrued charges and deferred income492/3-€2.31M
Income statement
Code20232024
Non-recurring operating income76A-€854k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€281k€748k▲
Other operating charges640/8€802€0▼
Non-recurring operating charges66A-€96k
Gross operating margin9900€-7k€852k▲
Operating profit (loss)9901€-289k€9k▲
Financial income75/76B€522€218▼
Recurring financial income75€522€218▼
Financial charges65/66B€134k€87k▼
Recurring financial charges65€134k€87k▼
Profit (loss) for the period before taxes9903€-422k€-78k▲
Income taxes67/77-€-1k
Profit (loss) for the period9904€-422k€-77k▲
Profit (loss) for the period to be appropriated9905€-422k€-77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-422k€-499k▼
Profit (loss) brought forward from the previous period14P-€-422k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Non-recurring operating income76A | - | €854k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €281k | €748k | ▲ 166% |
| Other operating charges640/8 | €802 | €0 | ▼ 100% |
| Non-recurring operating charges66A | - | €96k | - |
| Gross operating margin9900 | €-7k | €852k | ▲ 12,292% |
| Operating profit (loss)9901 | €-289k | €9k | ▲ 103% |
| Financial income75/76B | €522 | €218 | ▼ 58.3% |
| Recurring financial income75 | €522 | €218 | ▼ 58.3% |
| Financial charges65/66B | €134k | €87k | ▼ 34.9% |
| Recurring financial charges65 | €134k | €87k | ▼ 34.9% |
| Profit (loss) for the period before taxes9903 | €-422k | €-78k | ▲ 81.5% |
| Income taxes67/77 | - | €-1k | - |
| Profit (loss) for the period9904 | €-422k | €-77k | ▲ 81.7% |
| Profit (loss) for the period to be appropriated9905 | €-422k | €-77k | ▲ 81.7% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €3.33M | €2.39M | ▼ 28.3% |
| Fixed assets21/28 | €3.33M | €81k | ▼ 97.6% |
| Tangible fixed assets22/27 | €3.33M | €81k | ▼ 97.6% |
| Land and buildings22 | €827k | €0 | ▼ 100% |
| Other tangible fixed assets26 | - | €81k | - |
| Assets under construction and advance payments27 | €2.50M | €0 | ▼ 100% |
| Current assets29/58 | €57 | €2.31M | ▲ 4,028,356% |
| Cash at bank and in hand54/58 | €57 | €1k | ▲ 1,669% |
| Deferred charges and accrued income490/1 | - | €2.31M | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €3.33M | €2.39M | ▼ 28.3% |
| Equity10/15 | €-402k | €-479k | ▼ 19.2% |
| Contributions10/11 | €20k | €20k | = |
| Profit (loss) carried forward14 | €-422k | €-499k | ▼ 18.3% |
| Amounts payable17/49 | €3.73M | €2.87M | ▼ 23.1% |
| Amounts payable within one year42/48 | €3.73M | €561k | ▼ 85.0% |
| Current portion of amounts payable after more than one year42 | €2.30M | €0 | ▼ 100% |
| Financial debts43 | €1.13M | €0 | ▼ 100% |
| Credit institutions430/8 | €1.13M | €0 | ▼ 100% |
| Trade debts44 | €68k | €194k | ▲ 184% |
| Suppliers440/4 | €68k | €194k | ▲ 184% |
| Other amounts payable47/48 | €235k | €367k | ▲ 56.2% |
| Accrued charges and deferred income492/3 | - | €2.31M | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-422k | €-77k | ▲ 81.7% |
| + Depreciation and write-downs630 | €281k | €748k | ▲ 166% |
| Operating cash flow (approximation) | €-141k | €670k | ▲ 575% |
| Investment in fixed assets (approximation) | - | €2.50M | - |
| Change in cash | - | €956 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Liquidity times 267852current ratio 4.11
Current ratio from 0.00 to 4.11; short-term debt falls from €3.73M to €561k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zele · 1 establishment unit since 2022
Ground area
5,182 m²
Building footprint
2,248 m²
Volume, LiDAR
156 m³
Parcel 42028A1514/00N002, Flanders · tallest building 8.9 m. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
IMMO HERWEBO
since 20222.330.903.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42028A1514/00N002 | Flanders | 5,182 m² | 1 · 2,248 m² | 8.9 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded09-05-2022
Fiscal year end31-12
Contact
E-mail
info@immoherwebo.be
Scores and ratios are computed by Checked and are not a credit decision.