Financials
- Fiscal year
- 2025
- Total assets
- €2.4m
- Loss
- -€1.1m
- Solvency
- 16.9%
Total assets▼ 33.7%
Net result
20182025
IMMO - H
ActiveSummary
The annual accounts of IMMO - H for fiscal year 2025 show a net loss of 72% of the equity at the start of that year. The 2025 annual accounts show equity of €403,731 and a net result of -€1.1m. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 36% of 11002 sector peers (fiscal year 2025). The company has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201Real estate agency activities NACE 68310NACE 68311
1 site
Size
€2.4mtotal assets 2025
- Staff
- 1 FTE
- Equity
- €403,731
- Loss
- -€1.1m
Turnover not published (abridged schema)Net result -1,059%: other schema
Structure
- Holdings
- 2
Accounts 2 d early0 of 10 deeds read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €1.1m, the second in a row (FY 2025)- Founded in 1978- Liquidity: current ratio 0.10, cash €113,814+ Size: total assets €2.4mShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 16% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
42-23
equity 16.9% of total assets
Liquidity
20-13
short-term debt 67.2% · cash 4.8%
Profitability
12-40
return on assets -44.1%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%● 0.0% vs 11-2024
01-2025: 0.1%● 0.0% vs 12-2024
02-2025: 0.1%▲ +1.8% vs 01-2025
03-2025: 0.1%▲ +6.9% vs 02-2025
04-2025: 0.1%▲ +14.5% vs 03-2025
05-2025: 0.1%▲ +12.7% vs 04-2025
06-2025: 0.1%▲ +18.8% vs 05-2025
07-2025: 0.2%▲ +57.9% vs 06-2025
08-2025: 0.3%▲ +93.3% vs 07-2025
09-2025: 0.1%▼ -81.4% vs 08-2025lowest value
10-2025: 0.1%● 0.0% vs 09-2025lowest value
11-2025: 0.1%● 0.0% vs 10-2025lowest value
12-2025: 0.1%● 0.0% vs 11-2025lowest value
01-2026: 0.1%● 0.0% vs 12-2025lowest value
02-2026: 0.1%▲ +1.9% vs 01-2026
03-2026: 0.1%▲ +1.8% vs 02-2026
04-2026: 0.1%▲ +14.3% vs 03-2026
05-2026: 0.1%▲ +14.1% vs 04-2026
06-2026: 0.1%▲ +9.6% vs 05-2026
07-2026: 0.1%▲ +10.0% vs 06-2026
08-2026: 0.3%▲ +295% vs 07-2026highest value
09-2026: 0.3%● 0.0% vs 08-2026highest value
10-2026: 0.3%● 0.0% vs 09-2026highest value
- Loss of €1.1m, the second in a row (FY 2025) raises the probability
- Size: total assets €2.4m lowers the probability for this profile
- Founded in 1978 raises the probability for this profile
- Liquidity: current ratio 0.10, cash €113,814 raises the probability
Credit up to €21,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.1 against 0.08 in 2024; short-term debt: 67.2% and cash: 4.8% of total assets), and 83.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 37%, liquidity 16%, profitability 5%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1.1m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
19 d early
2022
3 d early
2021
2 d early
2020
27 d late
2019
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€1.1m
- Annual accounts filedfiscal year 2024 · micro…
Key points
- Risk: 3 loss-making years in a rowloss fiscal year 2025 -€1.1m View
- Caution: Result fell in 2025different schema filed ▼ 1,059% View
- Caution: Among the weakest 5% on net resultsector median €10,255 · 10,990 companies -€1.1m View
- Positive: Always filed on timeaccounts within the deadline every year 5 years View
- Active since 1978founded 21-04-1978 48 years View
By topic
Network & group
- Subsidiaries
- 2
2 subsidiaries
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 29-07-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 31-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 21-04-1978
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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