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IMMO GUNER

Active
Private limited companyfounded 20206 yrs activeMonte-Carlolaan 104, 1190 Vorst, BelgiumKBO/BCE: BE 0750.694.084
Summary

The computed 12-month bankruptcy probability of IMMO GUNER is 2.4% (moderate). The 2025 annual accounts show equity of €198,594 and a net result of -€11,453. Equity remains stable across the filed fiscal years (±0.9% per year). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
IMMO GUNERActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€114,039turnover 2025
Equity
€198,594
Loss
-€11,453
Financial health
51 Fair Checked score 2025
Bankruptcy chance 12 m
2.4%
Structure
Accounts filed 23 d late1 of 3 deeds read
Why 51- 1 change of registered office in 24 months- Liquidity: current ratio 1.37, cash €813, halved- Founded in 2020+ Size: turnover €114,039, total assets €742,070Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 24% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 52-28
equity 26.8% of total assets
Liquidity 11-21
short-term debt 73.2% · cash 0.1%
Profitability 34-2
return on assets -1.5%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.1% 12-2024: 1.1%● 0.0% vs 11-2024 01-2025: 1.1%▲ +0.6% vs 12-2024 02-2025: 1.2%▲ +5.5% vs 01-2025 03-2025: 1.2%▼ -2.0% vs 02-2025 04-2025: 1.2%▲ +2.2% vs 03-2025 05-2025: 1.2%▲ +2.0% vs 04-2025 06-2025: 1.3%▲ +7.1% vs 05-2025 07-2025: 0.6%▼ -55.6% vs 06-2025 08-2025: 0.6%● 0.0% vs 07-2025 09-2025: 0.6%▲ +1.1% vs 08-2025 10-2025: 0.6%▼ -1.9% vs 09-2025 11-2025: 0.5%▼ -6.4% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▼ -0.4% vs 12-2025 02-2026: 0.5%▲ +2.7% vs 01-2026 03-2026: 0.5%▼ -6.8% vs 02-2026 04-2026: 0.5%▼ -4.0% vs 03-2026lowest value 05-2026: 0.5%▲ +0.4% vs 04-2026 06-2026: 0.5%▲ +7.2% vs 05-2026 07-2026: 0.5%▲ +2.3% vs 06-2026 08-2026: 2.1%▲ +292% vs 07-2026 09-2026: 2.8%▲ +31.9% vs 08-2026highest value 10-2026: 2.4%▼ -14.2% vs 09-2026
  • Size: turnover €114,039, total assets €742,070 lowers the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Liquidity: current ratio 1.37, cash €813, halved raises the probability
  • Founded in 2020 raises the probability for this profile
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.28 in 2024; short-term debt: 73.2% and cash: 0.1% of total assets), and 73.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 31%, liquidity 9%, profitability 24%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €114,039, total assets €742,070
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Liquidity: current ratio 1.37, cash €813, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€11,453
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
23 d late
2024
38 d early
2023
41 d early
2022
70 d late
2021
18 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 July (4 of the last 5 filed years within 41 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Registered officeRegistered-office move · Director in…
  3. Weakest financial yearnet -€11,453

Key points

  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€11,453 View
  • Turnover 2025first fiscal year filed €114,039 View
  • Active since 2020founded 15-07-2020 6 years View

By topic

Financials

Fiscal year
2025
Turnover
€114,039
Loss
-€11,453
Solvency
26.8%
Go to Financials

Timeline

Events
11
Since
2022
Next accounts
by 31-07-2027
  1. 23-08-2026Annual accounts filed
  2. 22-07-2026Registered office
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
15-07-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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