IMMO GRANA
ActiveThe computed 12-month bankruptcy probability of IMMO GRANA is 2.2% (moderate). The 2025 annual accounts show negative equity (€-209k) and a net result of €-11k. Equity is shrinking by ~9.3% per year across the filed fiscal years. The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.15 in 2024; short-term debt: 845.7% and cash: 100% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-745.7%
Return on assets
-40.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-209k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
72 d early
2023
44 d early
2022
52 d early
2021
313 d late
2020
678 d late
2019
118 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-11k▼ 21.7%
2024 · €-9k
2018: €-21k
2019: €-4k
2020: €-22k
2021: €-38k
2022: €-4k
2023: €-16k
2024: €-9k
2018 → 2025
Working capital
€-209k▼ 5.7%
2024 · €-198k
2018: €-105k
2019: €-108k
2020: €-130k
2021: €-169k
2022: €-173k
2023: €-189k
2024: €-198k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-169k-€-173k▼ 2.6%€-189k▼ 9.1%€-198k▼ 4.9%€-209k▼ 5.7%
Operating result€-37k-€-2k▲ 94.1%€-9k▼ 326%€-2k▲ 79.2%€-6k▼ 205%
Net result€-38k-€-4k▲ 88.5%€-16k▼ 257%€-9k▲ 41.3%€-11k▼ 21.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €2k in 2024; the loss grows.
Key figures and ratios
Solvency
-745.7%▼
2024 · -588.3%
Current ratio
0.12▼
2024 · 0.15
Quick ratio
0.12▼
2024 · 0.15
Debt / equity
-1.13▲
2024 · -1.17
ROA
-40.2%▼
2024 · -27.5%
Debt
€237k▲
2024 · €232k
Debt ≤ 1 year
€237k▲
2024 · €232k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€28k▼
Current assets29/58€34k€28k▼
Amounts receivable within one year40/41€2k-
Trade receivables40€166-
Other amounts receivable41€2k-
Cash at bank and in hand54/58€32k€28k▼
Equity and liabilities
Total equity and liabilities10/49€34k€28k▼
Equity10/15€-198k€-209k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-262k€-273k▼
Amounts payable17/49€232k€237k▲
Amounts payable within one year42/48€232k€237k▲
Trade debts44€46k€47k▲
Suppliers440/4€46k€47k▲
Other amounts payable47/48€186k€190k▲
Income statement
Code20242025
Operating charges60/66A€2k€6k▲
Goods for resale, raw materials and consumables60-€3k
Purchases600/8-€3k
Services and other goods61€2k€2k▲
Other operating charges640/8€387€400▲
Operating profit (loss)9901€-2k€-6k▼
Financial income75/76B€0-
Recurring financial income75€0-
Other financial income752/9€0-
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Debt charges650€7k€5k▼
Other financial charges652/9€610€778▲
Profit (loss) for the period before taxes9903€-9k€-11k▼
Profit (loss) for the period9904€-9k€-11k▼
Profit (loss) for the period to be appropriated9905€-9k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-262k€-273k▼
Profit (loss) brought forward from the previous period14P€-252k€-262k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
State Gazette act
General meeting · Director resignationGeneral meeting · Director resignation · Auditor appointment37 facts ▸
State Gazette act
General meeting · Director resignation
General meeting · Director resignation · Auditor appointment37 facts ▸
- General meeting, 2026-06-02
- Director resignation, Ernst & Young Bedrijfsrevisoren BV (commissaire)
- Auditor appointment, KPMG Bedrijfsrevisoren BV/SRL (commissaire)
- Permanent representative, Christophe Van Parys
- General meeting, 2026-01-16
- Director resignation, On Track bv (administrateur)
- Director appointment, Jochen Van Dijk (administrateur)
- General meeting, 2025-08-08
- Permanent representative, Daniel Wuyts
- General meeting, 2025-05-12
- Director reappointment, Guillermo bv (administrateur)
- Director reappointment, On Track bv (administrateur)
- +25 further facts in this act
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 313 days late
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 678 days late
2021
31-12
Financial
Weakest financial yearnet €-38k
Net result drops to €-38k, the lowest in the series; recovery starts the following year.
2020
26-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 118 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 25 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 16 acts read
About the unread acts
Of the 16 Belgian State Gazette acts we know for this company, 1 has been read. The other 15 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26112505). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Jochen Van Dijk
CurrentDirector · since 02-02-2026
Nathalie Renneboog
CurrentDirector · since 08-06-2023
On Track SRL
CurrentDirector · since 08-06-2023 · Legal entity · perm. rep.: Bruno Van Loocke
Yvan Leiva Castro
CurrentDirector · since 08-06-2023
Immo Bam
CurrentDirector · since 26-07-2019 · Legal entity · perm. rep.: Wim Straetmans
Dirk Van De Putte
CurrentDirector
+ 6 not shown in this overview
02-02-2026
Jochen Van Dijk: Appointed as Director
02-02-2026
On Track bv: Resigned as Director
08-06-2023
Nathalie Renneboog: Appointed as Director
08-06-2023
On Track SRL: Appointed as Director
08-06-2023
Yvan Leiva Castro: Appointed as Director
08-06-2023
Dirk Van De Putte: Resigned as Director
08-06-2023
Guido De Cock: Resigned as Director
08-06-2023
Julie Meganck: Resigned as Director
26-07-2019
Immo Bam: Appointed as Director
Not every act has been read: a resignation may be missing here
15 of this company's 16 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1994
Ground area
1.2 ha
Building footprint
94 m²
Volume, LiDAR
5 m³
Parcel 21819A0099/00M012, Brussels · tallest building 0.9 m. Linked by address, not a title deed.
1 establishment unit
IMMO GRANA SA
since 19942.068.116.907
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21819A0099/00M012 | Brussels | 1.2 ha | 1 · 94 m² | 0.9 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
3 auditors| Ernst & Young Bedrijfsrevisoren BVCurrent Commissaire · represented by Daniel Wuyts | 02-06-2026 → present |
| KPMG Bedrijfsrevisoren BV/SRLCurrent Commissaire · represented by Christophe Van Parys | 02-06-2026 → present |
Show 1 earlier auditors
| EY Réviseurs d'entreprises Commissaire · represented by Christoph Oris succeeded by Ernst & Young Bedrijfsrevisoren BV in 2026 | 08-06-2023 → 02-06-2026 |
Structure & network
Connections & network
12 connected companiesLinked via shared directors
viaGuido De Cock · Director
→
viaGuido De Cock · Chief customer services & relations officer
→
viaGuido De Cock · Director
former→
viaGuido De Cock · Director
former→
Show 8 more companies with a shared director
viaGuido De Cock · Permanent representative
former→
viaGuido De Cock · Directeur général chargé de la gestion journalière
former→
viaGuido De Cock · Chief operating officer
former→
viaGuido De Cock · Vaste vertegenwoordiger
former→
viaGuido De Cock · Permanent representative
former→
viaGuido De Cock · Director
former→
viaGuido De Cock · Director
former→
viaGuido De Cock · Director
former→
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-03-1994
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.