IMMO GRAANMARKT
ActiveIMMO GRAANMARKT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.60M and a net result of €425k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 37% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
71
/ 100
Healthy▲ +32 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+41
Solvency33▲+19
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 0.69 in 2024), and 82.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.9%
Return on assets
2.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €2.6M
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
64 d early
2023
63 d early
2022
23 d late
2021
24 d late
2020
25 d late
2019
40 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.60M▲ 19.5%
2024 · €2.18M
2018: €2.34M
2019: €2.61M
2020: €2.87M
2021: €2.38M
2022: €2.09M
2023: €2.00M
2024: €2.18M
2018 → 2025
Total assets
€14.53M▲ 0.5%
2024 · €14.45M
2018: €28.68M
2019: €32.08M
2020: €19.35M
2021: €17.59M
2022: €17.46M
2023: €15.09M
2024: €14.45M
2018 → 2025
Net result
€425k▲ 137%
2024 · €179k
2018: €-590k
2019: €271k
2020: €1.13M
2021: €-485k
2022: €-293k
2023: €-88k
2024: €179k
2018 → 2025
Working capital
€310k
2024 · €-196k
2018: €-6.35M
2019: €-7.70M
2020: €-15k
2021: €1k
2022: €-731k
2023: €-40k
2024: €-196k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.38M-€2.09M▼ 12.3%€2.00M▼ 4.2%€2.18M▲ 9.0%€2.60M▲ 19.5%
Operating result€-235k-€-34k▲ 85.3%€372k€158k▼ 57.6%€459k▲ 191%
Net result€-485k-€-293k▲ 39.5%€-88k▲ 69.9%€179k€425k▲ 137%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 191% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.53M
Fixed assets
€13.51M▼ 3.7%
Current assets
€1.02M▲ 137%
Equity and liabilities €14.53M
Equity
€2.60M▲ 19.5%
Debt
€11.93M▼ 2.8%
The debt ratio falls from 84.9% to 82.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€1.04M▲
2024 · €734k
Cash flow
€1.01M▲
2024 · €756k
Solvency
17.9%▲
2024 · 15.1%
Current ratio
1.44▲
2024 · 0.69
Quick ratio
1.27▲
2024 · 0.50
Debt / equity
4.58▼
2024 · 5.64
ROE
16.3%▲
2024 · 8.2%
ROA
2.9%▲
2024 · 1.2%
Interest coverage
3.00▲
2024 · 1.52
Debt
€11.93M▼
2024 · €12.27M
Debt ≤ 1 year
€713k▲
2024 · €627k
Debt > 1 year
€11.20M▼
2024 · €11.62M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€14.45M€14.53M▲
Fixed assets21/28€14.02M€13.51M▼
Tangible fixed assets22/27€12.76M€12.25M▼
Land and buildings22€12.75M€12.24M▼
Furniture and vehicles24€11k€9k▼
Financial fixed assets28€1.26M€1.26M=
Current assets29/58€431k€1.02M▲
Amounts receivable after more than one year29€8k€8k=
Other amounts receivable291€8k€8k=
Stocks and contracts in progress3€117k€117k=
Stocks30/36€117k€117k=
Amounts receivable within one year40/41€64k€563k▲
Trade receivables40€41k€540k▲
Other amounts receivable41€23k€23k▲
Cash at bank and in hand54/58€221k€278k▲
Deferred charges and accrued income490/1€21k€57k▲
Equity and liabilities
Total equity and liabilities10/49€14.45M€14.53M▲
Equity10/15€2.18M€2.60M▲
Contributions10/11€192k€192k=
Revaluation surpluses12€1.13M€1.05M▼
Reserves13€726k€813k▲
Distributable reserves133€726k€813k▲
Profit (loss) carried forward14€128k€553k▲
Amounts payable17/49€12.27M€11.93M▼
Amounts payable after more than one year17€11.62M€11.20M▼
Financial debts170/4€11.62M€11.19M▼
Other amounts payable178/9€5k€5k▼
Amounts payable within one year42/48€627k€713k▲
Current portion of amounts payable after more than one year42€423k€424k▲
Trade debts44€42k€36k▼
Suppliers440/4€42k€36k▼
Taxes, remuneration and social security45-€89k
Taxes450/3-€89k
Other amounts payable47/48€162k€165k▲
Accrued charges and deferred income492/3€28k€17k▼
Income statement
Code20242025
Remuneration, social security and pensions62€172-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€577k€581k▲
Other operating charges640/8€51k€39k▼
Gross operating margin9900€785k€1.08M▲
Operating profit (loss)9901€158k€459k▲
Financial income75/76B€6k€313k▲
Recurring financial income75€6k€313k▲
Financial charges65/66B€483k€347k▼
Recurring financial charges65€483k€347k▼
Profit (loss) for the period before taxes9903€-319k€425k▲
Transfer from deferred taxes780€499k-
Profit (loss) for the period9904€179k€425k▲
Transfer from tax-exempt reserves789€1.50M-
Profit (loss) for the period to be appropriated9905€1.68M€425k▼
Appropriation of the result
Profit (loss) to be appropriated9906€128k€553k▲
Profit (loss) brought forward from the previous period14P€-1.55M€128k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.44
Current ratio from 0.69 to 1.44.
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €179k
Net result €179k after 3 loss-making years.
31-12
Financial
Equity above €2MEq €2.18M ▲9%
Equity rises from €2.00M to €2.18M.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 25 days late
2020
31-12
Financial
Highest result since 2018net €1.13M ▲317%
Net result €1.13M, the highest in the series.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 40 days late
2019
31-12
Financial
Back to profitnet €271k
Net result €271k after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 21 days late
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Arenbergstraat 212000 AntwerpenGround area
1,099 m²
Building footprint
1,127 m²
Volume, LiDAR
20,039 m³
2 parcels, Flanders · tallest building 24.3 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Immo Graanmarkt
since 20052.150.213.450
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C1034/00E000 | Flanders | 785 m² | 1 · 829 m² | 24.3 m · 6 fl. |
| 11803C1143/00E000 | Flanders | 314 m² | 1 · 298 m² | 23.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
9676004DKXMIJ8MG1529
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 3,963 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2005
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.