Financials
- Fiscal year
- 2025
- Total assets
- €96,622
- Profit
- €5,207
- Solvency
- 64.6%
Turnover▲ 29.5%
Net result
20182020
IMMO GIO
ActiveSummary
The computed 12-month bankruptcy probability of IMMO GIO is 1.5% (moderate). The 2025 annual accounts show equity of €62,394 and a net result of €5,207. Equity is growing by ~12.8% per year across the filed fiscal years. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known
Size
€96,622total assets 2025
- Equity
- €62,394
- Profit
- €5,207
Turnover not published (abridged schema)
Structure
Accounts 15 d early0 of 2 deeds read
Why 64- 1 of the last 3 late- No establishment unit in the KBO- No main activity registered+ Size: total assets €96,622Show the evidence
Checked score
Score 2025
64
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 51% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
90+4
equity 64.6% of total assets
Liquidity
43-2
short-term debt 25.0% · cash 1.7%
Profitability
75+2
return on assets 5.4%
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.9%
12-2024: 0.9%● 0.0% vs 11-2024
01-2025: 0.9%▼ -1.2% vs 12-2024lowest value
02-2025: 0.9%● 0.0% vs 01-2025lowest value
03-2025: 0.9%● 0.0% vs 02-2025lowest value
04-2025: 1.1%▲ +12.6% vs 03-2025
05-2025: 1.0%▼ -4.0% vs 04-2025
06-2025: 1.0%▲ +1.2% vs 05-2025
07-2025: 1.1%▲ +11.8% vs 06-2025
08-2025: 1.6%▲ +43.2% vs 07-2025
09-2025: 2.0%▲ +25.0% vs 08-2025
10-2025: 4.2%▲ +104% vs 09-2025
11-2025: 4.5%▲ +7.7% vs 10-2025
12-2025: 6.0%▲ +33.8% vs 11-2025
01-2026: 8.5%▲ +41.9% vs 12-2025highest value
02-2026: 6.1%▼ -28.8% vs 01-2026
03-2026: 6.3%▲ +3.9% vs 02-2026
04-2026: 6.4%▲ +0.9% vs 03-2026
05-2026: 6.4%▲ +0.5% vs 04-2026
06-2026: 5.8%▼ -9.8% vs 05-2026
07-2026: 5.7%▼ -0.9% vs 06-2026
08-2026: 1.5%▼ -73.9% vs 07-2026
09-2026: 1.5%● 0.0% vs 08-2026
10-2026: 1.5%▲ +1.5% vs 09-2026
- Size: total assets €96,622 lowers the probability for this profile
- 1 of the last 3 late raises the probability
- No establishment unit in the KBO raises the probability
- No main activity registered raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.87 in 2024; short-term debt: 25% and cash: 1.7% of total assets), and 35.4% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 54%, liquidity 25%, profitability 58%, growth against the median 67%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
181 d late
2023
28 d early
2022
31 d early
2021
33 d early
2020
23 d early
2019
35 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 2 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 12
- Since
- 2017
- Next accounts
- by 31-07-2027
- 16-07-2026Annual accounts filed
- 28-01-2026Annual accounts filed
- 03-07-2024Annual accounts filed
Company details
- Legal form
- Private limited company
- Founded
- 03-12-2015
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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