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IMMO-GILLES

Active
Public limited companyfounded 199530 yrs activeRue Grimard 92, 6061 Charleroi, BelgiumKBO/BCE: BE 0456.325.315

IMMO-GILLES has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €148k and a net result of €-86k. Equity is shrinking by ~13% per year across the filed fiscal years. Its solvency ranks better than 38% of 19345 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
15 / 100
Critical▼ -28 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency12▼-31
Growth58=
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.16 against 0.61 in 2023), and 82.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
17.4%
Return on assets
-10.1%
Age of the figures
20 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€86k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-06-2025, 56 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
56 d early
2023
41 d early
2022
26 d early
2021
31 d early
2020
12 d early
2019
31 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€148k▼ 37.2%
2023 · €235k
2018: €341k 2019: €260k 2020: €381k 2021: €324k 2022: €260k 2023: €235k
2018 → 2024
Total assets
€849k▲ 15.4%
2023 · €736k
2018: €1.50M 2019: €1.37M 2020: €1.19M 2021: €1.01M 2022: €899k 2023: €736k
2018 → 2024
Net result
€-86k▼ 276%
2023 · €-23k
2018: €-113k 2019: €-81k 2020: €575k 2021: €-57k 2022: €-64k 2023: €-23k
2018 → 2024
Working capital
€-82k▼ 212%
2023 · €-26k
2018: €-118k 2019: €-69k 2020: €35k 2021: €-50k 2022: €-64k 2023: €-26k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€381k-€324k▼ 15.0%€260k▼ 19.8%€235k▼ 9.5%€148k▼ 37.2%
Operating result€620k-€-32k€-43k▼ 35.5%€-8k▲ 82.0%€-64k▼ 728%
Net result€575k-€-57k€-64k▼ 12.4%€-23k▲ 64.4%€-86k▼ 276%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400k€600kOperating result 2020: €620k€620kNet result 2020: €575k€575kOperating result 2021: €-32k€-32kNet result 2021: €-57k€-57kOperating result 2022: €-43k€-43kNet result 2022: €-64k€-64kOperating result 2023: €-8k€-8kNet result 2023: €-23k€-23kOperating result 2024: €-64k€-64kNet result 2024: €-86k€-86k20202021202220232024
The operating result stays negative: a loss of €64k in 2024 against €8k in 2023; the loss grows and 2024 is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €849k
Fixed assets €834k▲ 20.0%
Current assets €15k▼ 62.1%
Equity and liabilities €849k
Equity €148k▼ 37.2%
Provisions €25k▼ 3.3%
Debt €676k▲ 42.6%
The debt ratio rises from 64.5% to 79.6%: debt grows while equity shrinks.
Key figures and ratios
2024 value · change against 2023
EBITDA
€63k
2023 · €86k
Cash flow
€40k
2023 · €70k
Solvency
17.4%
2023 · 32.0%
Current ratio
0.16
2023 · 0.61
Quick ratio
0.16
2023 · 0.61
Debt / equity
4.58
2023 · 2.02
ROE
-58.2%
2023 · -9.7%
ROA
-10.1%
2023 · -3.1%
Interest coverage
2.25
2023 · 4.80
Debt
€676k
2023 · €474k
Debt ≤ 1 year
€98k
2023 · €67k
Debt > 1 year
€578k
2023 · €407k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€736k€849k
Fixed assets21/28€695k€834k
Tangible fixed assets22/27€695k€834k
Land and buildings22€690k€822k
Furniture and vehicles24€3k€10k
Leasing and similar rights25€3k€2k
Financial fixed assets28€30€30=
Current assets29/58€41k€15k
Amounts receivable within one year40/41€32k€2k
Trade receivables40€1k€529
Other amounts receivable41€31k€2k
Cash at bank and in hand54/58€9k€13k
Equity and liabilities
Total equity and liabilities10/49€736k€849k
Equity10/15€235k€148k
Contributions10/11€262k€262k=
Capital10€262k€262k=
Issued capital100€262k€262k=
Revaluation surpluses12€207k€207k=
Reserves13€79k€76k
Tax-exempt reserves132€79k€76k
Profit (loss) carried forward14€-313k€-398k
Provisions and deferred taxes16€26k€25k
Deferred taxes168€26k€25k
Amounts payable17/49€474k€676k
Amounts payable after more than one year17€407k€578k
Financial debts170/4€145k€316k
Other amounts payable178/9€262k€262k=
Amounts payable within one year42/48€67k€98k
Current portion of amounts payable after more than one year42€32k€49k
Trade debts44€17k€30k
Suppliers440/4€17k€30k
Taxes, remuneration and social security45€809-
Taxes450/3€809-
Other amounts payable47/48€17k€19k
Income statement Code20232024
Non-recurring operating income76A€18k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€126k
Other operating charges640/8€12k€11k
Non-recurring operating charges66A€1k-
Gross operating margin9900€98k€73k
Operating profit (loss)9901€-8k€-64k
Financial income75/76B€65€3k
Recurring financial income75€65€3k
Financial charges65/66B€18k€28k
Recurring financial charges65€18k€28k
Profit (loss) for the period before taxes9903€-25k€-88k
Transfer from deferred taxes780€3k€3k=
Profit (loss) for the period9904€-23k€-86k
Transfer from tax-exempt reserves789€865€865=
Profit (loss) for the period to be appropriated9905€-22k€-85k
Appropriation of the result
Profit (loss) to be appropriated9906€-313k€-398k
Profit (loss) brought forward from the previous period14P€-291k€-313k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
05-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
05-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €575k
Net result €575k after 2 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 1.34
Current ratio from 0.66 to 1.34; short-term debt falls from €203k to €104k.
31-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
07-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
16-08
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
17-04-2026 Gilles HALLET: Resigned as Director
17-04-2026 LOGIRO MANAGEMENT & CONSULTING: Resigned as Director
17-04-2026 Lore HALLET: Resigned as Director
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2005
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Grimard 926061 Charleroi
Ground area
635 m²
Building footprint
38 m²
Parcel 52049B1110/00R003, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMO-GILLES
Rue Grimard 92, 6061 CharleroiNACE 74142
since 20052.144.748.093
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52049B1110/00R003 Wallonia 635 m² 1 · 37 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,067 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded23-10-1995
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

General meetings

1 convocation
Extraordinary general meeting
on 28-05-2004 at 18u · published 19-05-2004
Agenda
1. Rapport de gestion du conseil d’administration. 2. Approbation des comptes annuels. 3. Affec- tation des résultats. 4. Décharge aux administrateurs. 5. Divers.