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IMMO-FOX

Active
Private limited company· 37 yrs active
En Grande Foxhalle 81 ·4040 Herstal, Belgium
KBO/BCE: BE 0435.932.054
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Age37 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of IMMO-FOX is 0.9% (low). The 2024 annual accounts show equity of €30k and a net result of €812. Equity is growing by ~3.2% per year across the filed fiscal years. The company has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Trust signals

3 signals
Long-established
Founded in 1988, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€812
Working capital€12k+25.2%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 11-08-2025 with the NBB · fiscal year 2024 · micro
€-20k€-10k€0Operating result 2020: €3k€3kNet result 2020: €-19k€-19kOperating result 2021: €-293€-293Net result 2021: €359€359Operating result 2022: €2k€2kNet result 2022: €2k€2kOperating result 2023: €-2k€-2kNet result 2023: €-938€-938Operating result 2024: €768€768Net result 2024: €812€81220202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~3.2%/year over 7 fiscal years, indicative, assuming unchanged policy.
€20k€25k€30k€35k2025: €31k (€29k - €34k)2026: €32k (€30k - €35k)2027: €33k (€31k - €36k)2018: €24k2019: €26k2020: €28k2021: €28k2022: €30k2023: €29k2024: €30k2018201920202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€9k
+1.1% 18-24
Net profit
€812
- 18-24
Cash flow
€9k
-9.0% 18-24
Total assets
€31k
-1.7% 18-24
Equity
€30k
+2.8% 18-24
Working capital
€12k
+25.2% 18-24
Income taxes
€1k
-4.0% 18-24
Debt
€1k
+44.3% 18-24
Debt ≤ 1y
€1k
+44.3% 18-24
Debt > 1y
€2k
-76.8% 18-24
Current ratio
10.85
-12.2% 18-24
Quick ratio
10.85
-12.2% 18-24
Solvency
96.0%
+4.5% 18-24
Debt / equity
0.04
+40.4% 18-24
ROE
2.7%
- 18-24
ROA
2.6%
- 18-24
Interest coverage
33.05
-37.9% 18-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€9k
Net profit€812
Cash flow€9k
Staff costs-
Income taxes€1k
Dividends-
Total assets€31k
Equity€30k
Debt€1k
of which ≤ 1y€1k
of which > 1y-
Working capital€12k
Employees (FTE)-
Ratios (computed)
2024
Current ratio10.85
Quick ratio10.85
Working capital ratio39.8%
Solvency96.0%
Debt / equity0.04
Long-term debt ratio-
Interest coverage33.05
Gross margin-
Net margin-
ROA2.6%
ROE2.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€31k
Fixed assets 21/28€18k
Tangible fixed assets 22/27€18k
Current assets 29/58€14k
Amounts receivable within one year 40/41€2k
Cash & bank 54/58€8k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€31k
Equity 10/15€30k
Contributions / capital 10/11€19k
Reserves 13€8k
Accumulated profits (losses) 14€4k
Amounts payable 17/49€1k
Amounts payable within one year 42/48€1k
Trade debts payable within one year 44€620
Income statement
Gross operating margin 9900€13k
Operating result 9901€768
Financial charges 65€265
Result before taxes 9903€503
Income taxes 67/77€1k
Net result for the period 9904€812
Result to be appropriated 9905€4k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
94 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
Rue Renardi 230, 4000 Liège
Verhuur van woningen, exclusief sociale woningen
since 19882.041.182.777
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area885 m²
Buildings2
Building footprint229 m²
Volume (LiDAR)1,614 m³
Tallest building10.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62313E0539/00C005 Wallonia 757 m² 1 · 186 m² 8.7 m · 2 fl.
62812A1127/00L000 Wallonia 128 m² 1 · 43 m² 10.8 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health94Profitability14Solvency100Growth78Stability100
77 / 100

Exceptional profile, strong across almost every axis.

Health 94
Profitability 14
Solvency 100
Growth 78
Stability 100

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR IMMO-FOX
Registered office
En Grande Foxhalle 81
4040 Herstal, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.