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IMMO FERDINAND

Active
Public limited companyfounded 198937 yrs activeTerbekehofdreef 50-52, 2610 Antwerpen, BelgiumKBO/BCE: BE 0437.282.235

IMMO FERDINAND has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €472k and a net result of €-183. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 94% of 8601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
92 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-2
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 17.13 against 16.83 in 2024; short-term debt: 3.2% and cash: 45.3% of total assets), and 3.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 37 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96.8%
Return on assets
0%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 17-09-2025, 44 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
44 d early
2024
38 d early
2023
41 d early
2022
40 d early
2021
38 d early
2020
3 d early
2019
41 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€472k=
2024 · €472k
2019: €448k 2020: €451k 2021: €452k 2022: €456k 2023: €463k 2024: €472k
2019 → 2025
Total assets
€488k▲ 0.2%
2024 · €487k
2019: €478k 2020: €462k 2021: €472k 2022: €470k 2023: €483k 2024: €487k
2019 → 2025
Net result
€-183
2024 · €10k
2019: €611 2020: €4k 2021: €844 2022: €4k 2023: €7k 2024: €10k
2019 → 2025
Working capital
€251k▲ 8.6%
2024 · €231k
2019: €75k 2020: €107k 2021: €137k 2022: €170k 2023: €206k 2024: €231k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€452k-€456k▲ 0.8%€463k▲ 1.4%€472k▲ 2.1%€472k=
Operating result€894-€4k▲ 326%€7k▲ 81.3%€10k▲ 45.9%€358▼ 96.4%
Net result€844-€4k▲ 335%€7k▲ 79.2%€10k▲ 45.9%€-183
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-5k€0€5k€10kOperating result 2021: €894€894Net result 2021: €844€844Operating result 2022: €4k€4kNet result 2022: €4k€4kOperating result 2023: €7k€7kNet result 2023: €7k€7kOperating result 2024: €10k€10kNet result 2024: €10k€10kOperating result 2025: €358€358Net result 2025: €-183€-18320212022202320242025
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €488k
Fixed assets €221k▼ 8.3%
Current assets €266k▲ 8.5%
Equity and liabilities €488k
Equity €472k=
Debt €16k▲ 6.6%
The debt ratio rises from 3.0% to 3.2%. Debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€20k
2024 · €30k
Cash flow
€20k
2024 · €30k
Solvency
96.8%
2024 · 97.0%
Current ratio
17.13
2024 · 16.83
Quick ratio
17.13
2024 · 16.83
Debt / equity
0.03
2024 · 0.03
ROE
0.0%
2024 · 2.0%
ROA
0.0%
2024 · 2.0%
Interest coverage
37.82
2024 · 64.86
Debt
€16k
2024 · €15k
Debt ≤ 1 year
€16k
2024 · €15k
Staff costs
€76k
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€487k€488k
Fixed assets21/28€241k€221k
Tangible fixed assets22/27€241k€221k
Land and buildings22€239k€219k
Furniture and vehicles24€2k€2k=
Current assets29/58€245k€266k
Amounts receivable within one year40/41€50k€45k
Trade receivables40€45k€45k=
Other amounts receivable41€5k-
Cash at bank and in hand54/58€195k€221k
Equity and liabilities
Total equity and liabilities10/49€487k€488k
Equity10/15€472k€472k=
Contributions10/11€509k€509k=
Capital10€509k€509k=
Issued capital100€509k€509k=
Reserves13€3k€3k=
Non-distributable reserves130/1€162€162=
Legal reserve130€162€162=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-40k€-41k
Amounts payable17/49€15k€16k
Amounts payable within one year42/48€15k€16k
Trade debts44€227€2k
Suppliers440/4€227€2k
Taxes, remuneration and social security45€14k€14k
Taxes450/3€6k€5k
Remuneration and social security454/9€9k€9k
Income statement Code20242025
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62€78k€76k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k=
Other operating charges640/8€4k€4k
Gross operating margin9900€112k€101k
Operating profit (loss)9901€10k€358
Financial charges65/66B€465€541
Recurring financial charges65€465€541
Profit (loss) for the period before taxes9903€10k€-183
Profit (loss) for the period9904€10k€-183
Profit (loss) for the period to be appropriated9905€10k€-183
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-41k
Profit (loss) brought forward from the previous period14P€-50k€-40k
Social balance
Average headcount (FTE)90870.80.8=

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
17-09
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial Weakest financial yearnet €-183 ▼102%
Net result drops to €-183, the lowest in the series.
2024
23-09
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial Highest result since 2019net €10k ▲45.9%
Operating result €10k, net result €10k, both a record.
2023
20-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
21-09
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
23-09
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
28-10
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial Liquidity triplescurrent ratio 11.19
Current ratio from 3.53 to 11.19; short-term debt falls from €30k to €11k.
2019
20-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
03-10
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
29-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1989
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Terbekehofdreef 50-522610 Antwerpen
Ground area
1.2 ha
Building footprint
4,228 m²
Volume, LiDAR
23,148 m³
Parcel 11463D0197/00L000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Terbekehofdreef 50 5, 2610 Antwerpen
NACE 70201
since 19892.043.421.004
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11463D0197/00L000 Flanders 1.2 ha 1 · 4,228 m² 7.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 35,138 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded13-04-1989
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

General meetings

1 convocation
Ordinary general meeting
published 24-02-2004
Agenda
1. Uitdrukking van het kapitaal en van het toegestaan kapitaal in de statuten in euro. Aanpassing artikel 5 en 6 van de statuten. 2. Wijziging van artikel 10 van de statuten met betrekking tot de samenstelling van de raad van bestuur + toevoeging regeling in verband met vaste vertegenwoordiger. 3. Wijziging artikel 13 tweede alinea van de statuten met betrekking tot de wijze van het geven van volmacht voor de raad van bestuur + toevoeging van een nieuwe laatste alinea houdende de mogelijkheid voor de raad van bestuur om op schriftelijke wijze beslissingen te nemen. 4. Wijziging artikel 18 van de statuten als gevolg van de inwer- kingtreding van het Wetboek van vennootschappen, met name schra ...