IMMO FB
ActiveSummary
The computed 12-month bankruptcy probability of IMMO FB is 1.7% (moderate). The 2025 annual accounts show equity of €138,797 and a net result of -€24,696. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability18▼-18
Solvency69▼-6
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.01 against 0.08 in 2024; short-term debt: 56.3% and cash: 0% of total assets), and 56.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
-7.8%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€24,696
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-02-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
10 d late
2024
64 d late
2023
245 d late
2022
917 d late
2021
9 d late
2020
1 d late
2019
266 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 216 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€24,696▼ 975%
2024 · -€2,298
Working capital
-€176,203▼ 16.3%
2024 · -€151,507
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€8,745€10,677€149,833▲ 1,303%-€2,247-€2,514▼ 11.9%
Net result-€11,631€6,821€146,358▲ 2,046%-€2,298-€24,696▼ 975%
Equity€14,622▼ 44.3%€21,443▲ 46.6%€167,801▲ 683%€163,493▼ 2.6%€138,797▼ 15.1%
Total assets€246,706▲ 215%€257,462▲ 4.4%€331,152▲ 28.6%€328,854▼ 0.7%€317,583▼ 3.4%
Debt€232,084▲ 347%€236,019▲ 1.7%€163,351▼ 30.8%€165,361▲ 1.2%€178,786▲ 8.1%
Working capital-€112,329▼ 322%-€145,750▼ 29.8%-€147,199▼ 1.0%-€151,507▼ 2.9%-€176,203▼ 16.3%
Why a figure moved sharply
- 2023 Net result +2,046% on 2022. The accounts now follow the micro schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2,514 in 2025 against €2,247 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €317,583
Fixed assets
€315,000 =
Current assets
€2,583 ▼ 81.4%
Equity and liabilities €317,583
Equity
€138,797 ▼ 15.1%
Debt
€178,786 ▲ 8.1%
Debt's share of the balance-sheet total rises from 50.3% to 56.3%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
0.01▼
2024 · 0.08
Debt to equity
1.29▲
2024 · 1.01
ROE
-17.8%▼
2024 · -1.4%
ROA
-7.8%▼
2024 · -0.7%
Debt ≤ 1 year
€178,786▲
2024 · €165,361
Income taxes
€20,966
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €11,250 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,970 | €7,970 | - | - | - | - |
| Other operating charges640/8 | - | - | - | €1,363 | €399 | ▼ 70.7% |
| Gross operating margin9900 | -€775 | €18,647 | €149,833 | -€884 | -€2,116 | ▼ 139% |
| Operating profit (loss)9901 | -€8,745 | €10,677 | €149,833 | -€2,247 | -€2,514 | ▼ 11.9% |
| Financial charges65/66B | - | €3,856 | €3,475 | €50 | €1,216 | ▲ 2,322% |
| Recurring financial charges65 | €1,231 | €3,856 | €3,475 | €50 | €1,216 | ▲ 2,322% |
| Profit (loss) for the period before taxes9903 | -€9,976 | €6,821 | €146,358 | -€2,298 | -€3,730 | ▼ 62.3% |
| Income taxes67/77 | €1,655 | - | - | - | €20,966 | - |
| Profit (loss) for the period9904 | -€11,631 | €6,821 | €146,358 | -€2,298 | -€24,696 | ▼ 975% |
| Transfer to tax-exempt reserves689 | - | - | €138,824 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€11,631 | €6,821 | €7,534 | -€2,298 | -€24,696 | ▼ 975% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €246,706 | €257,462 | €331,152 | €328,854 | €317,583 | ▼ 3.4% |
| Fixed assets21/28 | €244,146 | €256,176 | €315,000 | €315,000 | €315,000 | = |
| Tangible fixed assets22/27 | €169,146 | €161,176 | - | - | - | - |
| Land and buildings22 | - | €161,176 | - | - | - | - |
| Financial fixed assets28 | €75,000 | €95,000 | €315,000 | €315,000 | €315,000 | = |
| Current assets29/58 | €2,560 | €1,286 | €16,152 | €13,854 | €2,583 | ▼ 81.4% |
| Amounts receivable within one year40/41 | - | - | €16,000 | €13,700 | €2,550 | ▼ 81.4% |
| Other amounts receivable41 | - | - | €16,000 | €13,700 | €2,550 | ▼ 81.4% |
| Cash at bank and in hand54/58 | €2,560 | €1,286 | €152 | €154 | €33 | ▼ 78.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €246,706 | €257,462 | €331,152 | €328,854 | €317,583 | ▼ 3.4% |
| Equity10/15 | €14,622 | €21,443 | €167,801 | €163,493 | €138,797 | ▼ 15.1% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Reserves13 | - | - | €138,824 | €138,824 | €138,824 | = |
| Tax-exempt reserves132 | - | - | €138,824 | €138,824 | €138,824 | = |
| Profit (loss) carried forward14 | -€3,978 | €2,843 | €10,377 | €6,069 | -€18,627 | ▼ 407% |
| Amounts payable17/49 | €232,084 | €236,019 | €163,351 | €165,361 | €178,786 | ▲ 8.1% |
| Amounts payable after more than one year17 | €117,195 | €88,983 | - | - | - | - |
| Financial debts170/4 | - | €88,983 | - | - | - | - |
| Amounts payable within one year42/48 | €114,889 | €147,036 | €163,351 | €165,361 | €178,786 | ▲ 8.1% |
| Current portion of amounts payable after more than one year42 | - | €5,805 | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €2,011 | €21,875 | ▲ 988% |
| Taxes450/3 | - | - | - | €2,011 | €21,875 | ▲ 988% |
| Other amounts payable47/48 | - | €141,231 | €163,351 | €163,351 | €156,911 | ▼ 3.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€11,631 | €6,821 | €146,358 | -€2,298 | -€24,696 | ▼ 975% |
| + Depreciation and write-downs630 | €7,970 | €7,970 | - | - | - | - |
| Operating cash flow (approximation) | -€3,661 | €14,791 | €146,358 | -€2,298 | -€24,696 | ▼ 975% |
| Investment in fixed assets (approximation) | - | -€20,000 | -€58,824 | €0 | €0 | - |
| Change in cash | - | -€1,274 | -€1,134 | €2 | -€122 | ▼ 5,062% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 917 days late
30-06
Financial
Weakest financial yearnet -€24,696
Net result drops to -€24,696, the lowest in the series.
05-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 64 days late
2024
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 245 days late
2023
30-06
Financial
Highest result since 2019net €146,358 ▲2,046%
Operating result €149,833, net result €146,358, both a record.
30-06
Financial
Equity above €150,000Eq €167,801 ▲683%
2 profitable years in a row build equity to €167,801.
2022
30-06
Financial
Back to profitnet €6,821
Net result €6,821 after one loss-making year.
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 266 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wanze · 1 establishment unit since 2018
Ground area
4,418 m²
Building footprint
1,010 m²
Volume, LiDAR
1,769 m³
2 parcels, Wallonia · tallest building 5.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO FB
since 20182.282.216.592
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61042B0594/00K000 | Wallonia | 2,366 m² | 1 · 640 m² | - |
| 61042B0562/00L002 | Wallonia | 2,052 m² | 1 · 370 m² | 5.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded27-08-2018
Fiscal year end30-06
Contact
E-mail
euro.service.automobile@gmail.com
Phone
+32495284379
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.