IMMO-ESO
ActiveThe computed 12-month bankruptcy probability of IMMO-ESO is 1.9% (moderate). The 2025 annual accounts show negative equity (€-12k) and a net result of €-1k. Equity is shrinking by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 12% of 13936 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+16
Solvency12▼-1
Growth58=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
short-term debt: 0.3% and cash: 37.1% of total assets, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-13.3%
Return on assets
-1.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
31 d early
2023
9 d early
2022
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-12k▼ 9.5%
2024 · €-11k
2022: €-7k
2023: €-6k
2024: €-11k
2022 → 2025
Total assets
€89k▼ 1.1%
2024 · €90k
2022: €93k
2023: €94k
2024: €90k
2022 → 2025
Net result
€-1k▲ 78.5%
2024 · €-5k
2022: €-12k
2023: €1k
2024: €-5k
2022 → 2025
Working capital
€33k▲ 15.4%
2024 · €29k
2022: €21k
2023: €28k
2024: €29k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-7k-€-6k▲ 19.7%€-11k▼ 79.3%€-12k▼ 9.5%
Operating result€-12k-€2k€-5k€-873▲ 81.0%
Net result€-12k-€1k€-5k€-1k▲ 78.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €873 in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€55k▼ 8.9%
Current assets
€33k▲ 15.5%
Key figures and ratios
EBITDA
€5k▲
2024 · €835
Cash flow
€4k▲
2024 · €655
Solvency
-13.3%▼
2024 · -12.0%
Debt / equity
-8.50▲
2024 · -9.30
ROA
-1.2%▲
2024 · -5.3%
Interest coverage
29.41▲
2024 · 4.64
Debt
€101k▲
2024 · €100k
Debt ≤ 1 year
€294▲
2024 · €226
Debt > 1 year
€100k=
2024 · €100k
A ratio outside any meaningful range has been withheld (balance sheet total €89k, equity €-12k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€89k▼
Fixed assets21/28€61k€55k▼
Tangible fixed assets22/27€61k€55k▼
Land and buildings22€61k€55k▼
Current assets29/58€29k€33k▲
Amounts receivable within one year40/41-€409
Trade receivables40-€400
Other amounts receivable41-€9
Cash at bank and in hand54/58€29k€33k▲
Deferred charges and accrued income490/1-€1
Equity and liabilities
Total equity and liabilities10/49€90k€89k▼
Equity10/15€-11k€-12k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-16k€-17k▼
Amounts payable17/49€100k€101k▲
Amounts payable after more than one year17€100k€100k=
Financial debts170/4€100k€100k=
Other amounts payable178/9€260€260=
Amounts payable within one year42/48€226€294▲
Taxes, remuneration and social security45€135€203▲
Taxes450/3€135€203▲
Other amounts payable47/48€91€91=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€1k€876▼
Gross operating margin9900€2k€5k▲
Operating profit (loss)9901€-5k€-873▲
Financial charges65/66B€180€155▼
Recurring financial charges65€180€155▼
Profit (loss) for the period before taxes9903€-5k€-1k▲
Profit (loss) for the period9904€-5k€-1k▲
Profit (loss) for the period to be appropriated9905€-5k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-17k▼
Profit (loss) brought forward from the previous period14P€-11k€-16k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Orteliusstraat 221000 BrusselGround area
115 m²
Building footprint
104 m²
Volume, LiDAR
1,666 m³
Parcel 21805E0081/00D003, Brussels · tallest building 18.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
IMMO-ESO
since 20212.315.717.820
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0081/00D003 | Brussels | 114 m² | 1 · 103 m² | 18.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 7,321 companies in sector 68110 we hold annual accounts for 5,380.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2021
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.