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IMMO EDDY

Active
Private limited companyfounded 20196 yrs activeBosstraat 12, 9080 Lochristi, BelgiumKBO/BCE: BE 0739.572.441

IMMO EDDY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (€-130k) and a net result of €4k. Equity is shrinking by ~48.3% per year across the filed fiscal years. Its solvency ranks better than 8% of 58 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2026
54 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability70▲+22
Solvency4=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.14 in 2025; short-term debt: 34.5% and cash: 5.5% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
-21%
Return on assets
0.7%
Age of the figures
3 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 58 sector peers (2026).
NBB · sector comparison
Position among 58 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 07-08-2026, 177 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2026
177 d early
2025
155 d early
2024
7 d early
2023
57 d late
2022
1 d early
2021
291 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2026, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k
2025 · €-45k
2021: €-94k 2022: €-85k 2023: €-83k 2024: €-29k 2025: €-45k
2021 → 2026
Working capital
€-167k▼ 2.9%
2025 · €-162k
2021: €-28k 2022: €-69k 2023: €-114k 2024: €-122k 2025: €-162k
2021 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20222023202420252026Trend
Equity€22k-€-61k€-90k▼ 47.4%€-134k▼ 50.0%€-130k▲ 3.1%
Operating result€-85k-€-76k▲ 10.1%€-22k▲ 70.8%€-39k▼ 75.5%€4k
Net result€-85k-€-83k▲ 2.5%€-29k▲ 65.1%€-45k▼ 55.7%€4k
Result per fiscal year
Operating resultNet result
€-100k€-75k€-50k€-25k€0Operating result 2022: €-85k€-85kNet result 2022: €-85k€-85kOperating result 2023: €-76k€-76kNet result 2023: €-83k€-83kOperating result 2024: €-22k€-22kNet result 2024: €-29k€-29kOperating result 2025: €-39k€-39kNet result 2025: €-45k€-45kOperating result 2026: €4k€4kNet result 2026: €4k€4k20222023202420252026
The operating result returns to profit in 2026: €4k after a loss of €39k in 2025, the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €620k
Fixed assets €573k▼ 7.7%
Current assets €47k▲ 74.4%
Key figures and ratios
2026 value · change against 2025
EBITDA
€52k
2025 · €27k
Cash flow
€52k
2025 · €21k
Solvency
-21.0%
2025 · -20.8%
Current ratio
0.22
2025 · 0.14
Quick ratio
0.22
2025 · 0.14
Debt / equity
-5.76
2025 · -5.81
ROA
0.7%
2025 · -6.9%
Interest coverage
172.73
2025 · 4.52
Debt
€750k
2025 · €781k
Debt ≤ 1 year
€214k
2025 · €189k
Debt > 1 year
€536k
2025 · €592k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet Code20252026
Assets
Total assets20/58€647k€620k
Formation expenses20€0-
Fixed assets21/28€620k€573k
Tangible fixed assets22/27€620k€573k
Land and buildings22€620k€573k
Current assets29/58€27k€47k
Amounts receivable within one year40/41€13k€13k
Trade receivables40€13k-
Other amounts receivable41-€13k
Cash at bank and in hand54/58€10k€34k
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€647k€620k
Equity10/15€-134k€-130k
Contributions10/11€200k€200k=
Capital10€200k€200k=
Issued capital100€200k€200k=
Profit (loss) carried forward14€-334k€-330k
Amounts payable17/49€781k€750k
Amounts payable after more than one year17€592k€536k
Financial debts170/4€592k€536k
Amounts payable within one year42/48€189k€214k
Current portion of amounts payable after more than one year42€61k€56k
Trade debts44€248€13k
Suppliers440/4€248€13k
Advances received on contracts in progress46€109k€127k
Taxes, remuneration and social security45€972-
Taxes450/3€972-
Other amounts payable47/48€18k€18k
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€48k
Other operating charges640/8€177€12k
Gross operating margin9900€27k€64k
Operating profit (loss)9901€-39k€4k
Financial charges65/66B€6k€301
Recurring financial charges65€6k€301
Profit (loss) for the period before taxes9903€-45k€4k
Profit (loss) for the period9904€-45k€4k
Profit (loss) for the period to be appropriated9905€-45k€4k
Appropriation of the result
Profit (loss) to be appropriated9906€-334k€-330k
Profit (loss) brought forward from the previous period14P€-290k€-334k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
07-08
NBB filing Annual accounts filed
fiscal year 2026 · full schema
30-06
Financial Back to profitnet €4k
Net result €4k after 5 loss-making years.
2025
29-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
24-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-03
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 57 days late
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
18-11
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 291 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bosstraat 129080 Lochristi
Ground area
3,998 m²
Building footprint
354 m²
Volume, LiDAR
2,456 m³
Parcel 44034B0626/00G000, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44034B0626/00G000 Flanders 3,997 m² 1 · 353 m² 14.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 31,502 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-12-2019
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.