Skip to content

IMMO E&G

Active
Private limited company (pre-2019)founded 20197 yrs activeLeuvensebaan 141, 3220 Holsbeek, BelgiumKBO/BCE: BE 0725.654.228
Summary

The computed 12-month bankruptcy probability of IMMO E&G is 3.0% (moderate). The 2025 annual accounts show negative equity (-€71,709) and a net result of -€14,398. Equity is shrinking by ~81.8% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability34▲+2
Solvency19▼-1
Growth32=
Track record100
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.35 in 2024; short-term debt: 27% and cash: 0.6% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-6.4%
Return on assets
-1.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
202122232425
2020 to 2025 · latest year -€71,709
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
3 d early
2021
11 d early
2020
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 2 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO E&G was incorporated on 24 April 2019.1 Total assets rose from EUR 913,867 in 2020 to EUR 1.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€71,709▼ 25.1%
2024 · -€57,311
Total assets
€1.1m▼ 5.2%
2024 · €1.2m
Net result
-€14,398▲ 47.1%
2024 · -€27,242
Working capital
-€295,048▼ 26.9%
2024 · -€232,482
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€48,902▼ 32.7%€45,149▼ 7.7%€34,686▼ 23.2%€28,915▼ 16.6%€42,228▲ 46.0%
Net result-€5,772-€10,030▼ 73.8%-€20,985▼ 109%-€27,242▼ 29.8%-€14,398▲ 47.1%
Equity€946▼ 85.9%-€9,084-€30,070▼ 231%-€57,311▼ 90.6%-€71,709▼ 25.1%
Total assets€871,004▼ 4.7%€865,318▼ 0.7%€891,050▲ 3.0%€1.2m▲ 32.6%€1.1m▼ 5.2%
Debt€26,878▼ 62.4%€23,920▼ 11.0%€63,553▲ 166%€374,581▲ 489%€320,715▼ 14.4%
Working capital€37,352▲ 5.3%€34,788▼ 6.9%€19,036▼ 45.3%-€232,482-€295,048▼ 26.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€40,000-€20,000€0€20,000€40,000Operating result 2021: €48,902€48,902Net result 2021: -€5,772-€5,772Operating result 2022: €45,149€45,149Net result 2022: -€10,030-€10,030Operating result 2023: €34,686€34,686Net result 2023: -€20,985-€20,985Operating result 2024: €28,915€28,915Net result 2024: -€27,242-€27,242Operating result 2025: €42,228€42,228Net result 2025: -€14,398-€14,39820212022202320242025-€40,000-€20,000€0€20,000€40,000Operating result 2023: €34,686€34,700Net result 2023: -€20,985-€21,000Operating result 2024: €28,915€28,900Net result 2024: -€27,242-€27,200Operating result 2025: €42,228€42,200Net result 2025: -€14,398-€14,400202320242025
The operating result recovers in 2025; 2025 is 46% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets €1.1m ▲ 5.2%
Current assets €6,809 ▼ 94.5%
Key figures and ratios
2025 value · change against 2024
Solvency
-6.4%▼
2024 · -4.8%
Current ratio
0.02▼
2024 · 0.35
Debt to equity
-4.47▲
2024 · -6.54
ROA
-1.3%▲
2024 · -2.3%
Debt ≤ 1 year
€301,857▼
2024 · €355,874
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,171 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 95% are still going.

  • Small
  • 5 to 10 years old
  • negative equity
  • a small loss
1.7% went bankrupt
2.6% stopped otherwise
95% still going

A further 1.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,171 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€1.1m▼
Fixed assets21/28€1.1m€1.1m▲
Tangible fixed assets22/27€1.1m€1.1m▲
Land and buildings22€1.1m€1.1m▲
Current assets29/58€123,393€6,809▼
Cash at bank and in hand54/58€123,393€6,809▼
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.1m▼
Equity10/15-€57,311-€71,709▼
Contributions10/11€6,200€6,200=
Reserves13€518€518=
Non-distributable reserves130/1€518€518=
Reserves not available under the articles1311€518€518=
Profit (loss) carried forward14-€64,029-€78,427▼
Provisions and deferred taxes16€864,408€870,985▲
Provisions for liabilities and charges160/5€864,408€870,985▲
Other liabilities and charges164/5€864,408€870,985▲
Amounts payable17/49€374,581€320,715▼
Amounts payable within one year42/48€355,874€301,857▼
Trade debts44€5,983€2,062▼
Suppliers440/4€5,983€2,062▼
Other amounts payable47/48€349,891€299,794▼
Accrued charges and deferred income492/3€18,707€18,859▲
Income statement Code20242025
Other operating charges640/8€6,247€6,476▲
Gross operating margin9900€35,162€48,703▲
Operating profit (loss)9901€28,915€42,228▲
Financial charges65/66B€56,156€56,626▲
Recurring financial charges65€56,156€56,626▲
Profit (loss) for the period before taxes9903-€27,242-€14,398▲
Profit (loss) for the period9904-€27,242-€14,398▲
Profit (loss) for the period to be appropriated9905-€27,242-€14,398▲
Appropriation of the result
Profit (loss) to be appropriated9906-€64,029-€78,427▼
Profit (loss) brought forward from the previous period14P-€36,788-€64,029▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€348€9,878€10,656€6,247€6,476▲ 3.7%
Gross operating margin9900€49,250€55,027€45,342€35,162€48,703▲ 38.5%
Operating profit (loss)9901€48,902€45,149€34,686€28,915€42,228▲ 46.0%
Financial charges65/66B€54,674€55,179€55,671€56,156€56,626▲ 0.8%
Recurring financial charges65€54,674€55,179€55,671€56,156€56,626▲ 0.8%
Profit (loss) for the period before taxes9903-€5,772-€10,030-€20,985-€27,242-€14,398▲ 47.1%
Profit (loss) for the period9904-€5,772-€10,030-€20,985-€27,242-€14,398▲ 47.1%
Profit (loss) for the period to be appropriated9905-€5,772-€10,030-€20,985-€27,242-€14,398▲ 47.1%
Line20212022202320242025Change
Assets
Total assets20/58€871,004€865,318€891,050€1.2m€1.1m▼ 5.2%
Fixed assets21/28€825,000€825,000€827,010€1.1m€1.1m▲ 5.2%
Tangible fixed assets22/27€825,000€825,000€827,010€1.1m€1.1m▲ 5.2%
Land and buildings22€825,000€825,000€827,010€1.1m€1.1m▲ 5.2%
Current assets29/58€46,004€40,318€64,039€123,393€6,809▼ 94.5%
Cash at bank and in hand54/58€46,004€40,318€52,037€123,393€6,809▼ 94.5%
Deferred charges and accrued income490/1--€12,003---
Equity and liabilities
Total equity and liabilities10/49€871,004€865,318€891,050€1.2m€1.1m▼ 5.2%
Equity10/15€946-€9,084-€30,070-€57,311-€71,709▼ 25.1%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€518€518€518€518€518=
Non-distributable reserves130/1€518€518€518€518€518=
Reserves not available under the articles1311€518€518€518€518€518=
Profit (loss) carried forward14-€5,772-€15,802-€36,788-€64,029-€78,427▼ 22.5%
Provisions and deferred taxes16€843,181€850,483€857,566€864,408€870,985▲ 0.8%
Provisions for liabilities and charges160/5€843,181€850,483€857,566€864,408€870,985▲ 0.8%
Other liabilities and charges164/5€843,181€850,483€857,566€864,408€870,985▲ 0.8%
Amounts payable17/49€26,878€23,920€63,553€374,581€320,715▼ 14.4%
Amounts payable within one year42/48€8,653€5,530€45,003€355,874€301,857▼ 15.2%
Trade debts44€6,994€3,872€44,227€5,983€2,062▼ 65.5%
Suppliers440/4€6,994€3,872€44,227€5,983€2,062▼ 65.5%
Other amounts payable47/48€1,658€1,658€777€349,891€299,794▼ 14.3%
Accrued charges and deferred income492/3€18,225€18,389€18,550€18,707€18,859▲ 0.8%
Line20212022202320242025Change
Profit (loss) for the period9904-€5,772-€10,030-€20,985-€27,242-€14,398▲ 47.1%
Operating cash flow (approximation)-€5,772-€10,030-€20,985-€27,242-€14,398▲ 47.1%
Investment in fixed assets (approximation)-€0-€2,010-€231,275-€54,898▲ 76.3%
Change in cash--€5,686€11,718€71,356-€116,584▼ 263%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Weakest financial yearnet -€27,242
Net result drops to -€27,242, the lowest in the series; recovery starts the following year.
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity triplescurrent ratio 5.32
Current ratio from 1.66 to 5.32; short-term debt falls from €53,412 to €8,653.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Holsbeek · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
3,071 m²
Building footprint
377 m²
Volume, LiDAR
3,225 m³
Parcel 24043A0124/00P000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
IMMO E&G
Leuvensebaan 141, 3220 HolsbeekReal estate activities
since 20192.290.707.359
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24043A0124/00P000 Flanders 3,071 m² 1 · 377 m² 11.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded24-04-2019
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0725654228
Also 9925:BE0725654228
Registered 19-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.