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IMMO - DUMBO

Active
Public limited companyfounded 197650 yrs activeMolenbergstraat 94a, 2840 Rumst, BelgiumKBO/BCE: BE 0416.078.332
Summary

IMMO - DUMBO has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €220,539. Equity is growing by ~4.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability87▲+8
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days acceptable
Liquidity ample (current ratio 2.56 against 1.84 in 2024; short-term debt: 8.3% and cash: 3% of total assets), and 8.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 50 years 0 60 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
91.5%
Return on assets
14.6%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 d late
2024
on the day
2023
130 d early
2022
48 d early
2021
54 d early
2020
11 d early
2019
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 38 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 January 1976, IMMO - DUMBO was incorporated.1 Total assets went from EUR 1.2 million in 2018 to EUR 1.5 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€220,539▲ 108%
2024 · €106,050
Working capital
€197,091▲ 185%
2024 · €69,203
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€160,598▲ 0.6%€194,564▲ 21.1%€206,196▲ 6.0%€219,970▲ 6.7%€292,360▲ 32.9%
Net result€110,674▲ 13.9%€151,747▲ 37.1%€154,325▲ 1.7%€106,050▼ 31.3%€220,539▲ 108%
Equity€1.2m▲ 6.6%€1.3m▲ 4.2%€1.3m▲ 2.4%€1.3m▼ 2.9%€1.4m▲ 9.8%
Total assets€1.2m▼ 1.8%€1.3m▲ 5.6%€1.3m▲ 0.7%€1.3m▲ 3.0%€1.5m▲ 12.6%
Debt€10,366▼ 90.4%€27,375▲ 164%€6,075▼ 77.8%€82,682▲ 1,261%€128,951▲ 56.0%
Working capital€39,787€91,534▲ 130%€121,859▲ 33.1%€69,203▼ 43.2%€197,091▲ 185%
Staff (FTE)0
Why a figure moved sharply
  • 2025 Net result +108% on 2024. This fiscal year ran 15 months, the previous one 12. The accounts now follow the full schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2021: €160,598€160,598Net result 2021: €110,674€110,674Operating result 2022: €194,564€194,564Net result 2022: €151,747€151,747Operating result 2023: €206,196€206,196Net result 2023: €154,325€154,325Operating result 2024: €219,970€219,970Net result 2024: €106,050€106,050Operating result 2025: €292,360€292,360Net result 2025: €220,539€220,53920212022202320242025€0€100,000€200,000€300,000Operating result 2023: €206,196€206,000Net result 2023: €154,325€154,000Operating result 2024: €219,970€220,000Net result 2024: €106,050€106,000Operating result 2025: €292,360€292,000Net result 2025: €220,539€221,000202320242025
The operating result has risen four years in a row; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets €1.2m ▼ 0.2%
Current assets €323,542 ▲ 113%
Equity and liabilities €1.5m
Equity €1.4m ▲ 9.8%
Debt €128,951 ▲ 56.0%
Debt's share of the balance-sheet total rises from 6.1% to 8.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€294,210▲
2024 · €220,079
Cash flow
€222,389▲
2024 · €106,159
Current ratio
2.56▲
2024 · 1.84
Debt to equity
0.09▲
2024 · 0.07
ROE
15.9%▲
2024 · 8.4%
ROA
14.6%▲
2024 · 7.9%
Interest coverage
2671.23▼
2024 · 2748.59
Debt ≤ 1 year
€126,451▲
2024 · €82,682
Income taxes
€78,000▼
2024 · €113,840
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,129 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,129 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.3m€1.5m▲
Fixed assets21/28€1.2m€1.2m▼
Tangible fixed assets22/27€1.2m€1.2m▼
Land and buildings22€1.2m€1.2m▼
Current assets29/58€151,884€323,542▲
Amounts receivable within one year40/41€3,000€258,525▲
Trade receivables40€0€1,451▲
Other amounts receivable41€3,000€257,074▲
Cash at bank and in hand54/58€148,884€44,962▼
Deferred charges and accrued income490/1-€20,056
Equity and liabilities
Total equity and liabilities10/49€1.3m€1.5m▲
Equity10/15€1.3m€1.4m▲
Contributions10/11€273,922€273,922=
Capital10€116,510€116,510=
Issued capital100€116,510€116,510=
Outside capital11€157,412€157,412=
Share premium1100/10€157,412€157,412=
Revaluation surpluses12€1.1m€1.1m=
Reserves13€11,651€11,651=
Non-distributable reserves130/1€11,651€11,651=
Legal reserve130€11,651€11,651=
Profit (loss) carried forward14-€122,804€735▲
Amounts payable17/49€82,682€128,951▲
Amounts payable within one year42/48€82,682€126,451▲
Trade debts44€23,875€1,451▼
Suppliers440/4€23,875€1,451▼
Taxes, remuneration and social security45€58,807€28,000▼
Taxes450/3€58,807€28,000▼
Other amounts payable47/48€0€97,000▲
Accrued charges and deferred income492/3-€2,500
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€109€1,850▲
Other operating charges640/8€24,015€24,898▲
Gross operating margin9900€244,095€319,108▲
Operating profit (loss)9901€219,970€292,360▲
Financial income75/76B-€6,289
Recurring financial income75-€6,289
Financial charges65/66B€80€110▲
Recurring financial charges65€80€110▲
Profit (loss) for the period before taxes9903€219,890€298,539▲
Income taxes67/77€113,840€78,000▼
Profit (loss) for the period9904€106,050€220,539▲
Profit (loss) for the period to be appropriated9905€106,050€220,539▲
Appropriation of the result
Profit (loss) to be appropriated9906€21,196€97,735▲
Profit (loss) brought forward from the previous period14P-€84,853-€122,804▼
Profit to be distributed694/7€144,000€97,000▼
Return on contributions (dividend)694€144,000€97,000▼
Social balance
Average headcount (FTE)90870.0-

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€109€1,850▲ 1,592%
Other operating charges640/8-€21,915€24,019€24,015€24,898▲ 3.7%
Gross operating margin9900€182,165€216,480€230,215€244,095€319,108▲ 30.7%
Operating profit (loss)9901€160,598€194,564€206,196€219,970€292,360▲ 32.9%
Financial income75/76B----€6,289-
Recurring financial income75----€6,289-
Financial charges65/66B-€259-€19€80€110▲ 37.6%
Recurring financial charges65€1,130€259-€19€80€110▲ 37.6%
Profit (loss) for the period before taxes9903€159,468€194,305€206,215€219,890€298,539▲ 35.8%
Income taxes67/77€48,794€42,558€51,890€113,840€78,000▼ 31.5%
Profit (loss) for the period9904€110,674€151,747€154,325€106,050€220,539▲ 108%
Profit (loss) for the period to be appropriated9905€110,674€151,747€154,325€106,050€220,539▲ 108%
Line20212022202320242025Change
Assets
Total assets20/58€1.2m€1.3m€1.3m€1.3m€1.5m▲ 12.6%
Fixed assets21/28€1.2m€1.2m€1.2m€1.2m€1.2m▼ 0.2%
Tangible fixed assets22/27€1.2m€1.2m€1.2m€1.2m€1.2m▼ 0.2%
Land and buildings22-€1.2m€1.2m€1.2m€1.2m▼ 0.2%
Current assets29/58€50,153€118,909€127,934€151,884€323,542▲ 113%
Amounts receivable within one year40/41--€85€3,000€258,525▲ 8,517%
Trade receivables40--€85€0€1,451-
Other amounts receivable41---€3,000€257,074▲ 8,469%
Cash at bank and in hand54/58€48,153€116,909€127,849€148,884€44,962▼ 69.8%
Deferred charges and accrued income490/1-€2,000--€20,056-
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.3m€1.3m€1.3m€1.5m▲ 12.6%
Equity10/15€1.2m€1.3m€1.3m€1.3m€1.4m▲ 9.8%
Contributions10/11€116,510€273,922€273,922€273,922€273,922=
Capital10-€116,510€116,510€116,510€116,510=
Issued capital100-€116,510€116,510€116,510€116,510=
Outside capital11-€157,412€157,412€157,412€157,412=
Share premium1100/10-€157,412€157,412€157,412€157,412=
Revaluation surpluses12-€1.1m€1.1m€1.1m€1.1m=
Reserves13€11,651€11,651€11,651€11,651€11,651=
Non-distributable reserves130/1-€11,651€11,651€11,651€11,651=
Legal reserve130-€11,651€11,651€11,651€11,651=
Profit (loss) carried forward14-€166,925-€115,178-€84,853-€122,804€735▲ 101%
Amounts payable17/49€10,366€27,375€6,075€82,682€128,951▲ 56.0%
Amounts payable within one year42/48€10,366€27,375€6,075€82,682€126,451▲ 52.9%
Trade debts44€5,366€22,375€1,075€23,875€1,451▼ 93.9%
Suppliers440/4-€22,375€1,075€23,875€1,451▼ 93.9%
Taxes, remuneration and social security45---€58,807€28,000▼ 52.4%
Taxes450/3---€58,807€28,000▼ 52.4%
Other amounts payable47/48-€5,000€5,000€0€97,000-
Accrued charges and deferred income492/3----€2,500-
Line20212022202320242025Change
Profit (loss) for the period9904€110,674€151,747€154,325€106,050€220,539▲ 108%
+ Depreciation and write-downs630---€109€1,850▲ 1,592%
Operating cash flow (approximation)€110,674€151,747€154,325€106,159€222,389▲ 109%
Investment in fixed assets (approximation)-€0€0-€14,815€0▲ 100%
Change in cash-€68,756€10,940€21,035-€103,923▼ 594%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 28 days late
2025
31-12
Financial Highest result since 2018net €220,539 ▲108%
Operating result €292,360, net result €220,539, both a record.
30-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
22-12
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
30-09
Financial Liquidity times 5current ratio 21.06
Current ratio from 4.34 to 21.06; short-term debt falls from €27,375 to €6,075.
13-03
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-03
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial Liquidity times 7current ratio 4.84
Current ratio from 0.67 to 4.84; short-term debt falls from €108,255 to €10,366.
19-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial Weakest financial yearnet €97,127 ▼19.5%
Net result drops to €97,127, the lowest in the series; recovery starts the following year.
09-03
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial Equity above €1mEq €1.1m ▲8.6%
2 profitable years in a row build equity to €1.1m.
Show earlier events
02-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-05
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
2017
05-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 10 acts read
About the unread acts

We know of 10 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 1976
seat establishment approximate The establishment unit on the map
Ground area
1,030 m²
Building footprint
705 m²
Volume, LiDAR
5,722 m³
2 parcels, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO-DUMBO
Koning Albertstraat(WAL) 213, 2800 MechelenFinancial service activities, except insurance and pension funding
since 19762.012.413.666
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11037B0465/00E002 Flanders 696 m² 1 · 600 m² 11.9 m · 3 fl.
12037B0144/00Y000 Flanders 334 m² 1 · 105 m² 11.7 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. EDERS 100%
  2. IMMO - DUMBO

Highest known parent: EDERS. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded01-01-1976
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0416078332
Registered 09-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.