Losses
-€498,906 in six years
Every financial year from 2021 to 2026 closed with a loss. 2021 was the heaviest.
IMMO DK
Lifetime
20 annual accounts with figures on one time axis, 34 filings since 1993peak €1.3m (2008)
€542,695▲ 13.2%
lowest -€285,703 (2021)
-€41,538▲ €25,231
peak €8.7m (2020)
€8.4m▼ 0.5%
€1.1m▲ 117%
peak 19.5 FTE (2007)
-not published
Board6 names since 2019
5 directorsDE KLERCK, Dieter Dries Koen and 4 others
Owners
Documentsfilings and deeds
23-10-20268 days before the deadline
2026abbreviated format
Gross margin from €479,440 to €542,695Loss of €41,538Debts from €524,955 to €1.1mInvestments €898,740Cash from €117,014 to €164,751
Key points
from the 2026 annual accountsTurnover
≈ €610,000 estimated
The accounts state no turnover.
Investments
€1.2m 2.8 × depreciation
Green is investment, beige is depreciation. Machinery stands 285.1% higher than in 2025.
Liquidity
2.05 was 1.34 in 2025
Short-term debts rose from €127,562 to €160,635.
Filings
34 annual accounts since 1993
Two of the last ten came late. The 2018 accounts came latest: 5 days after the end of the period.
Position in the sector
-€41,538
Lower net result than 88% of companies in real estate. Sector median €14,866 · 403 companies.
Checked score
96
Excellent
Financially stronger than 67% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.1%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025highest value
09-2025: 0.1%● unchanged vs 08-2025
10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 2.05, cash €164,751
lowers risk
Size: total assets €9.6m
Figures for financial year 2026 (filed on 23-10-2026)
Founded in 1992
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 92% of them on solvency, 71% on liquidity, 67% on profitability and 40% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 830 companies had the same profile as IMMO DK has now. Each dot stands for 3 companies, two years later.
96.5%
were still trading
2.9%
stopped another way
0.6%
went bankrupt
That fits the bankruptcy probability of IMMO DK itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 830 companies, not a prediction for IMMO DK. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €800,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.05 (1.34 in 2025), above the usual 1.5. Short-term debt is 1.7% and cash 1.7% of total assets. 12.4% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 23-10-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
8 days early
2025
42 days early
2024
37 days early
2023
40 days early
2022
6 days early
2021
31 days early
2020
12 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 25 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 24 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0448140493
2 directors appointed
Changes of role: Koen De Klerck (chair of the board) and Katrien Vansteenbrugghe (vice-chair of the board) · Appointments: VANDENBUSSCHE, Tom (managing director) and PiDEK (managing director) · Permanent representative: DE KLERCK, Pieter-Jan Georges Eric · General meeting of 02-07-2021 · Gazette deed
Environmental permit granted
Verbouwen en/of uitbreiden van bijgebouwen en niet overdekte lage constructies · Brugge
1 director appointed, 1 resignation, 2 reappointments
Resignation: VOF Koer De Klerck (managing director) · Reappointments: Koen De Klerck and Katrien Vansteenbrugghe · Appointment: Koen De Klerck (managing director) · General meeting of 11-09-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMMO DK Bruges | €9.6m | €542,695 | 87.6% | - |
| LALOUMON Lasne | €9.6m | €565,681 | -9.5% | 1 |
| D&G Hoegaarden | €9.6m | €591,971 | 36.5% | 0.2 |
| SERVAIS Braine-le-Château | €8.9m | €578,898 | 33.5% | 0 |
| SOCIETE DE DIVERSIFICATION FONCIERE, MOBILIERE ET IMMOBILIERE Sprimont | €9.1m | €609,154 | 37.3% | - |
| V.C.K. Hasselt | €10.0m | €522,728 | 62.0% | 0 |
| FINANCIERE BELGE D'INVESTISSEMENT Auderghem | €10.3m | €637,103 | 91.5% | 1 |
These companies have the same main activity as IMMO DK: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €8.9m and €10m, founded between 1988 and 1993.
Official details
Source: KBO- Status
- Active since 04-09-1992Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 3 others
- Establishment unit
- 2.058.864.1948200 Bruges, since 06-11-2001
- Financial year end
- 31 March
- Peppol
- Reachable since 17-02-2026
Annual accounts to 31-03-2026
- €9.6m▲ 6.9%
- Filing
- Filed on 23-10-2026, 8 days before the end of the filing period
Insights on IMMO DK
IMMO DK files the abbreviated format. That format states no turnover. The gross margin fell from €1.2m in 2007 to €542,695 in 2026.
The balance sheet grew most from 2014 to 2016 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO DK
- What is the company number of IMMO DK?
- The company number of IMMO DK is 0448.140.493. The VAT number is the same number with BE in front: BE 0448.140.493.
- Where is IMMO DK based?
- The registered office is at Oud-Strijderslaan 14, 8200 Bruges.Company details
- What does IMMO DK do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of IMMO DK?
- IMMO DK is a public limited company (NV).
- When was IMMO DK founded?
- IMMO DK was founded on 04-09-1992.
- Is IMMO DK still active?
- Yes, IMMO DK is an active enterprise in the KBO register.
- What is the turnover of IMMO DK?
- The turnover in financial year 2026 is ≈ €610,000. This figure is estimated from the gross margin of €542,695 and 38 comparable companies (NACE 68201). It probably lies between €540,000 and €680,000.Financials
- Is IMMO DK profitable?
- In financial year 2026, IMMO DK made a loss of €41,538.
- Where can I find the annual accounts of IMMO DK?
- IMMO DK filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of IMMO DK due?
- IMMO DK must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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