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IMMO DFD

Active
Private limited companyfounded 2004active for 22 yearsAvenue Reine Elisabeth 32, 4684 Oupeye, BelgiumKBO/BCE: BE 0865.932.955
Summary

IMMO DFD has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,685 and a net result of €1,709. Equity remains stable across the filed financial years (±0.6% per year). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Activity not known
Size
€39,685total assets 2025
Equity
€39,685
Profit
€1,709
Turnover not published (micro format)
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Accounts 14 days early0 of 1 deed read
Why 85raises riskNo registered site in the KBONo main activity registeredlowers riskFounded in 2004Size: total assets €39,685Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 62% of its sector peers (no NACE code, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 55-8
short-term debt 0.0% · cash 4.2%
Profitability 74+45
return on assets 4.3%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025highest value 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.5%▼ -0.1 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.6%▲ +0.1 percentage points vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.5%▼ -0.1 percentage points vs 07-2026 09-2026: 0.4%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
Credit of up to €3,000 on 30-day terms is acceptable
short-term debt: 0% and cash: 4.2% of total assets, and 0% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 51% on liquidity, 56% on profitability and 59% on growth.

The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €39,685
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
raises risk · No main activity registered
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 days early
2024
42 days early
2023
51 days early
2022
13 days early
2021
47 days early
2020
39 days early
2019
11 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 28 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €1,709
  3. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€39,685▲ 4.5%
2024 · €37,976
Total assets
€39,685▼ 18.2%
2024 · €48,528
Net result
€1,709
2024 · -€2,145
Working capital
€1,651
2024 · -€2,293
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result returns to profit in 2025: €1,822 after a loss of €2,047 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€1,822 2025 Net result€1,709 2025

Use the arrow keys on the chart for the figures per year.

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€7,445-€7,394▼ 0.7%€3,528▼ 52.3%€8,877▲ 152%-€4,300-€3,255▲ 24.3%-€2,047▲ 37.1%€1,822
Net result€4,538-€4,882▲ 7.6%€2,430▼ 50.2%€6,646▲ 174%-€4,376-€3,369▲ 23.0%-€2,145▲ 36.3%€1,709
Equity€33,908-€38,790▲ 14.4%€41,220▲ 6.3%€47,865▲ 16.1%€43,490▼ 9.1%€40,121▼ 7.7%€37,976▼ 5.3%€39,685▲ 4.5%
Total assets€60,260-€57,367▼ 4.8%€62,733▲ 9.4%€70,322▲ 12.1%€55,907▼ 20.5%€50,746▼ 9.2%€48,528▼ 4.4%€39,685▼ 18.2%
Debt€26,352-€18,577▼ 29.5%€21,513▲ 15.8%€22,456▲ 4.4%€12,417▼ 44.7%€10,625▼ 14.4%€10,552▼ 0.7%€0▼ 100%
Working capital-€24,715--€14,396▲ 41.8%-€8,520▲ 40.8%€891-€1,249-€2,383▼ 90.8%-€2,293▲ 3.8%€1,651
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39,685
Fixed assets €38,034 ▼ 5.6%
Current assets €1,651 ▼ 80.0%
Key figures and ratios
2025 value · change against 2024
EBITDA
€4,057▲
2024 · €188
Cash flow
€3,944▲
2024 · €90
Solvency
100.0%▲
2024 · 78.3%
Debt to equity
0.00▼
2024 · 0.28
ROE
4.3%▲
2024 · -5.6%
ROA
4.3%▲
2024 · -4.4%
Interest coverage
35.88▲
2024 · 1.93
Debt ≤ 1 year
€0▼
2024 · €10,552
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,042 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94.3% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,470 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,042 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€48,528€39,685▼
Fixed assets21/28€40,269€38,034▼
Tangible fixed assets22/27€40,269€38,034▼
Land and buildings22€40,269€38,034▼
Plant, machinery and equipment23€0€0=
Current assets29/58€8,259€1,651▼
Cash at bank and in hand54/58€7,909€1,651▼
Deferred charges and accrued income490/1€350€0▼
Equity and liabilities
Total equity and liabilities10/49€48,528€39,685▼
Equity10/15€37,976€39,685▲
Contributions10/11€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Profit (loss) carried forward14€17,516€19,225▲
Amounts payable17/49€10,552€0▼
Amounts payable within one year42/48€10,552€0▼
Trade debts44€495€0▼
Suppliers440/4€495€0▼
Other amounts payable47/48€10,057€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,235€2,235=
Other operating charges640/8€858€864▲
Gross operating margin9900€1,045€4,921▲
Operating profit (loss)9901-€2,047€1,822▲
Financial charges65/66B€97€113▲
Recurring financial charges65€97€113▲
Profit (loss) for the period before taxes9903-€2,145€1,709▲
Profit (loss) for the period9904-€2,145€1,709▲
Profit (loss) for the period to be appropriated9905-€2,145€1,709▲
Appropriation of the result
Profit (loss) to be appropriated9906€17,516€19,225▲
Profit (loss) brought forward from the previous period14P€19,661€17,516▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,837€4,837€4,046€2,766€2,235€2,235€2,235€2,235=
Other operating charges640/8---€647€684€864€858€864▲ 0.7%
Gross operating margin9900€12,904€12,865€8,217€12,290-€1,381-€156€1,045€4,921▲ 371%
Operating profit (loss)9901€7,445€7,394€3,528€8,877-€4,300-€3,255-€2,047€1,822-
Financial charges65/66B---€21€76€114€97€113▲ 16.1%
Recurring financial charges65€834€328€17€21€76€114€97€113▲ 16.1%
Profit (loss) for the period before taxes9903€6,611€7,067€3,511€8,857-€4,376-€3,369-€2,145€1,709-
Income taxes67/77€2,073€2,185€1,082€2,211-----
Profit (loss) for the period9904€4,538€4,882€2,430€6,646-€4,376-€3,369-€2,145€1,709-
Profit (loss) for the period to be appropriated9905€4,538€4,882€2,430€6,646-€4,376-€3,369-€2,145€1,709-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€60,260€57,367€62,733€70,322€55,907€50,746€48,528€39,685▼ 18.2%
Fixed assets21/28€58,623€53,786€49,740€46,974€44,739€42,504€40,269€38,034▼ 5.6%
Tangible fixed assets22/27€58,623€53,786€49,740€46,974€44,739€42,504€40,269€38,034▼ 5.6%
Land and buildings22---€46,974€44,739€42,504€40,269€38,034▼ 5.6%
Plant, machinery and equipment23---€0€0€0€0€0-
Current assets29/58€1,637€3,581€12,993€23,348€11,168€8,242€8,259€1,651▼ 80.0%
Amounts receivable within one year40/41-€403€0-€400€0---
Trade receivables40----€400€0---
Cash at bank and in hand54/58€1,637€3,179€12,993€22,128€10,768€7,492€7,909€1,651▼ 79.1%
Deferred charges and accrued income490/1---€1,220€0€750€350€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€60,260€57,367€62,733€70,322€55,907€50,746€48,528€39,685▼ 18.2%
Equity10/15€33,908€38,790€41,220€47,865€43,490€40,121€37,976€39,685▲ 4.5%
Contributions10/11€18,600€18,600-€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1---€1,860€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311---€1,860€1,860€1,860€1,860€1,860=
Profit (loss) carried forward14€13,448€18,330€20,760€27,405€23,030€19,661€17,516€19,225▲ 9.8%
Amounts payable17/49€26,352€18,577€21,513€22,456€12,417€10,625€10,552€0▼ 100%
Amounts payable after more than one year17€0--------
Amounts payable within one year42/48€26,352€17,977€21,513€22,456€12,417€10,625€10,552€0▼ 100%
Trade debts44€175€0€0€961€0€568€495€0▼ 100%
Suppliers440/4---€961€0€568€495€0▼ 100%
Taxes, remuneration and social security45---€2,360€2,360€0---
Taxes450/3---€2,360€2,360€0---
Other amounts payable47/48---€19,135€10,057€10,057€10,057€0▼ 100%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€4,538€4,882€2,430€6,646-€4,376-€3,369-€2,145€1,709-
+ Depreciation and write-downs630€4,837€4,837€4,046€2,766€2,235€2,235€2,235€2,235=
Operating cash flow (approximation)€9,376€9,719€6,476€9,411-€2,141-€1,134€90€3,944▲ 4,273%
Investment in fixed assets (approximation)-€0€0€0€0€0€0€0-
Change in cash-€1,542€9,815€9,134-€11,360-€3,276€417-€6,259-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Latest 10 of 21 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 micro format 17-07-2026 2026-00314796
31-12-2024 micro format 19-06-2025 2025-00166085
31-12-2023 micro format 10-06-2024 2024-00136887
31-12-2022 micro format 18-07-2023 2023-00251850
31-12-2021 micro format 14-06-2022 2022-20061306
31-12-2020 micro format 22-06-2021 2021-22700590
31-12-2019 micro format 11-08-2020 2020-40300479
31-12-2018 micro format 04-07-2019 2019-28600335
31-12-2017 micro format 14-06-2018 2018-18800102
31-12-2016 micro format 25-07-2017 2017-35600167

Show all 21 filings

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 23 June 2004, IMMO DFD was incorporated.1 Total assets went from €60,260 in 2018 to €39,685 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
17-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
31-12
Financial Back to profitnet €1,709
Net result €1,709 after 3 loss-making years.
19-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
10-06
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
18-07
NBB filing Annual accounts filed
financial year 2022 · micro format
2022
31-12
Financial Weakest financial yearnet -€4,376
Net result drops to -€4,376, the lowest in the series; recovery starts the following year.
14-06
NBB filing Annual accounts filed
financial year 2021 · micro format
2021
31-12
Financial Highest result from 2018 to 2025net €6,646 ▲174%
Operating result €8,877, net result €6,646, both a record.
22-06
NBB filing Annual accounts filed
financial year 2020 · micro format
2020
11-08
NBB filing Annual accounts filed
financial year 2019 · micro format · 11 days late
2019
04-07
NBB filing Annual accounts filed
financial year 2018 · micro format
2018
14-06
NBB filing Annual accounts filed
financial year 2017 · micro format
2017
25-07
NBB filing Annual accounts filed
financial year 2016 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 21 annual accounts filed, the latest 10 are here; all 21 are under Financials.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded23-06-2004
Financial year end31-12
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if you send it electronically, you need their agreement on a secure channel. The invoice remains valid; it is the customer, not you, who risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 13 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Oupeye
exact location from the address register On OpenStreetMap
Ground area
319 m²
Building footprint
146 m²
Building volume
655 m³
Parcel 62048B0637/00P000, Wallonia · tallest building 6.7 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
62048B0637/00P000 Wallonia 319 m² 1 · 146 m² 6.7 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.