Immo Deor
ActiveSummary
The computed 12-month bankruptcy probability of Immo Deor is 2.2% (moderate). The 2025 annual accounts show equity of €86,407 and a net result of €1,586. Equity is growing by ~4.1% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability71=
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 15.7 against 26.68 in 2024; short-term debt: 2.1% and cash: 17.8% of total assets), and 2.1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.9%
Return on assets
1.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
28 d early
2022
39 d early
2021
136 d late
2020
62 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€86,407▲ 1.9%
2024 · €84,821
Total assets
€88,269▲ 2.8%
2024 · €85,845
Net result
€1,586▲ 28.4%
2024 · €1,235
Working capital
€27,370▲ 4.1%
2024 · €26,305
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€5,601▲ 27.8%€8,418▲ 50.3%€243▼ 97.1%€1,020▲ 319%€1,806▲ 77.0%
Net result€5,596▲ 27.7%€8,628▲ 54.2%€449▼ 94.8%€1,235▲ 175%€1,586▲ 28.4%
Equity€74,508▲ 8.1%€83,137▲ 11.6%€83,585▲ 0.5%€84,821▲ 1.5%€86,407▲ 1.9%
Total assets€80,365▲ 12.3%€84,802▲ 5.5%€83,585▼ 1.4%€85,845▲ 2.7%€88,269▲ 2.8%
Debt€5,857▲ 122%€1,666▼ 71.6%€1,024€1,862▲ 81.8%
Working capital€39,881▲ 39.9%€24,270▼ 39.1%€26,305€27,370▲ 4.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 77% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88,269
Fixed assets
€59,037 ▲ 0.9%
Current assets
€29,232 ▲ 7.0%
Equity and liabilities €88,269
Equity
€86,407 ▲ 1.9%
Debt
€1,862 ▲ 81.8%
Debt's share of the balance-sheet total rises from 1.2% to 2.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4,147▲
2024 · €3,047
Cash flow
€3,927▲
2024 · €3,262
Current ratio
15.70▼
2024 · 26.68
Debt to equity
0.02▲
2024 · 0.01
ROE
1.8%▲
2024 · 1.5%
ROA
1.8%▲
2024 · 1.4%
Interest coverage
7.48▼
2024 · 29.18
Debt ≤ 1 year
€1,862▲
2024 · €1,024
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.0%
went bankrupt
3.7%
stopped otherwise
94%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,238 | €1,358 | €2,627 | €2,027 | €2,341 | ▲ 15.5% |
| Other operating charges640/8 | €4,146 | €3,824 | €4,327 | €4,516 | €4,643 | ▲ 2.8% |
| Gross operating margin9900 | €10,985 | €13,600 | €7,197 | €7,562 | €8,790 | ▲ 16.2% |
| Operating profit (loss)9901 | €5,601 | €8,418 | €243 | €1,020 | €1,806 | ▲ 77.0% |
| Financial income75/76B | - | €310 | €310 | €320 | €335 | ▲ 4.8% |
| Recurring financial income75 | - | €310 | €310 | €320 | €335 | ▲ 4.8% |
| Financial charges65/66B | €6 | €100 | €104 | €104 | €554 | ▲ 431% |
| Recurring financial charges65 | €6 | €100 | €104 | €104 | €554 | ▲ 431% |
| Profit (loss) for the period before taxes9903 | €5,596 | €8,628 | €449 | €1,235 | €1,586 | ▲ 28.4% |
| Profit (loss) for the period9904 | €5,596 | €8,628 | €449 | €1,235 | €1,586 | ▲ 28.4% |
| Profit (loss) for the period to be appropriated9905 | €5,596 | €8,628 | €449 | €1,235 | €1,586 | ▲ 28.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €80,365 | €84,802 | €83,585 | €85,845 | €88,269 | ▲ 2.8% |
| Fixed assets21/28 | €39,175 | €58,867 | €56,240 | €58,516 | €59,037 | ▲ 0.9% |
| Tangible fixed assets22/27 | €39,175 | €58,867 | €56,240 | €58,516 | €59,037 | ▲ 0.9% |
| Land and buildings22 | €37,184 | €57,876 | €56,240 | €58,516 | €59,037 | ▲ 0.9% |
| Plant, machinery and equipment23 | €1,991 | €991 | - | - | - | - |
| Current assets29/58 | €41,190 | €25,935 | €27,345 | €27,329 | €29,232 | ▲ 7.0% |
| Amounts receivable after more than one year29 | €12,700 | €11,200 | €12,514 | €11,200 | €11,200 | = |
| Trade receivables290 | - | - | €1,314 | - | - | - |
| Other amounts receivable291 | €12,700 | €11,200 | €11,200 | €11,200 | €11,200 | = |
| Amounts receivable within one year40/41 | €25,093 | €12,067 | €12,377 | €12,697 | €1,120 | ▼ 91.2% |
| Other amounts receivable41 | €25,093 | €12,067 | €12,377 | €12,697 | €1,120 | ▼ 91.2% |
| Cash at bank and in hand54/58 | €2,219 | €1,388 | €852 | €1,984 | €15,675 | ▲ 690% |
| Deferred charges and accrued income490/1 | €1,178 | €1,280 | €1,602 | €1,449 | €1,238 | ▼ 14.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €80,365 | €84,802 | €83,585 | €85,845 | €88,269 | ▲ 2.8% |
| Equity10/15 | €74,508 | €83,137 | €83,585 | €84,821 | €86,407 | ▲ 1.9% |
| Contributions10/11 | €25,763 | €25,763 | €25,763 | €23,421 | €23,421 | = |
| Reserves13 | €48,937 | €48,937 | €48,937 | €51,279 | €51,279 | = |
| Distributable reserves133 | €48,937 | €48,937 | €48,937 | €51,279 | €51,279 | = |
| Profit (loss) carried forward14 | -€191 | €8,437 | €8,886 | €10,121 | €11,707 | ▲ 15.7% |
| Amounts payable17/49 | €5,857 | €1,666 | - | €1,024 | €1,862 | ▲ 81.8% |
| Amounts payable within one year42/48 | €1,309 | €1,666 | - | €1,024 | €1,862 | ▲ 81.8% |
| Trade debts44 | €1,154 | €1,666 | - | €1,024 | €1,862 | ▲ 81.8% |
| Suppliers440/4 | €1,154 | €1,666 | - | €1,024 | €1,862 | ▲ 81.8% |
| Other amounts payable47/48 | €155 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | €4,548 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,596 | €8,628 | €449 | €1,235 | €1,586 | ▲ 28.4% |
| + Depreciation and write-downs630 | €1,238 | €1,358 | €2,627 | €2,027 | €2,341 | ▲ 15.5% |
| Operating cash flow (approximation) | €6,833 | €9,987 | €3,076 | €3,262 | €3,927 | ▲ 20.4% |
| Investment in fixed assets (approximation) | - | -€21,050 | €0 | -€4,303 | -€2,862 | ▲ 33.5% |
| Change in cash | - | -€831 | -€536 | €1,132 | €13,691 | ▲ 1,109% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €449 ▼94.8%
Net result drops to €449, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €8,628 ▲54.2%
Operating result €8,418, net result €8,628, both a record.
14-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 136 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 31.47
Current ratio from 11.78 to 31.47; short-term debt falls from €2,644 to €1,309.
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 62 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2020
Ground area
1.3 ha
Building footprint
143 m²
Volume, LiDAR
757 m³
2 parcels, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Immo Deor
since 20202.311.759.626
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24098B0038/00L002indicative | Flanders | 1.2 ha | 1 · 12 m² | 6.1 m · 1 fl. |
| 24129D0088/00T000 | Flanders | 576 m² | 1 · 131 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded29-12-2020
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0760627082
Also
9925:BE0760627082
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.