IMMO-DEMO
ActiveIMMO-DEMO has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €71. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 94.07; short-term debt: 1.1% and cash: 61.7% of total assets), and 1.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.9%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
31 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€71▼ 62.0%
2024 · €187
2018: €1k
2019: €373
2020: €617
2021: €372
2022: €390
2023: €374
2024: €187
2018 → 2025
Working capital
€37k
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€37k▲ 1.1%€37k▲ 1.0%€37k▲ 0.5%€37k▲ 0.2%
Operating result€753-€435▼ 42.2%€519▲ 19.2%€336▼ 35.2%€322▼ 4.3%
Net result€372-€390▲ 4.8%€374▼ 4.0%€187▼ 50.0%€71▼ 62.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 4% below 2024 and is the lowest result in the available series.
Balance-sheet composition
Equity and liabilities €38k
Equity
€37k
Debt
€400
Debt finances 1.1% of the balance-sheet total.
Key figures and ratios
Solvency
98.9%▼
2024 · 100.0%
Current ratio
94.07
Quick ratio
94.07
Debt / equity
0.01
ROE
0.2%▼
2024 · 0.5%
ROA
0.2%▼
2024 · 0.5%
Debt
€400
Debt ≤ 1 year
€400
Income taxes
€206▲
2024 · €104
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€38k▲
Current assets29/58€37k€38k▲
Amounts receivable within one year40/41€13k€14k▲
Trade receivables40€13k€14k▲
Other amounts receivable41€434€501▲
Cash at bank and in hand54/58€24k€23k▼
Equity and liabilities
Total equity and liabilities10/49€37k€38k▲
Equity10/15€37k€37k▲
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Profit (loss) carried forward14€17k€17k▲
Amounts payable17/49-€400
Amounts payable within one year42/48-€400
Trade debts44-€400
Suppliers440/4-€400
Income statement
Code20242025
Gross operating margin9900€336€322▼
Operating profit (loss)9901€336€322▼
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€291€277▼
Income taxes67/77€104€206▲
Profit (loss) for the period9904€187€71▼
Profit (loss) for the period to be appropriated9905€187€71▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€17k▲
Profit (loss) brought forward from the previous period14P€16k€17k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €71 ▼62%
Net result drops to €71, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Trez 74682 OupeyeGround area
565 m²
Building footprint
162 m²
Volume, LiDAR
657 m³
Parcel 62057B0309/00F000, Wallonia · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue de Trez 7, 4682 Oupeye
since 19872.029.435.285
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62057B0309/00F000 | Wallonia | 565 m² | 1 · 162 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Dalura
BE 0790.728.657
Scherpenheuvel-Zichem · Eq €37k
DW Stones
BE 0805.692.985
Dessel · Eq €36k
BESTRATINGEN GEBR. LAMBERTS
BE 0477.966.213
Brecht · Eq €38k
I-GS
BE 0797.121.353
Hamme (Vl.) · Eq €39k
EXTERNUS
BE 0872.074.243
Zoutleeuw · Eq €39k
Of 2,327 companies in sector 42110 we hold annual accounts for 1,097. 622 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-1987
Fiscal year end31-12
Activities, NACEBEL
42110Construction of roads and motorways
45230
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.