IMMO DEMETS
ActiveSummary
IMMO DEMETS has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €358,299 and a net result of €2,054. Equity is shrinking by ~6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability47▲+39
Solvency41▼-1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.22 in 2024; short-term debt: 23% and cash: 0.6% of total assets), and 84% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16%
Return on assets
0.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
16 d early
2023
12 d early
2022
4 d early
2021
2 d early
2020
40 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 9 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€358,299▲ 0.6%
2024 · €356,245
Total assets
€2.2m▲ 6.5%
2024 · €2.1m
Net result
€2,054
2024 · -€174,713
Working capital
€116,969▲ 48.5%
2024 · €78,769
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€3,727▲ 92.5%-€304▲ 91.9%-€34,976▼ 11,423%-€154,434▼ 342%€26,125
Net result-€21,594▲ 67.1%-€27,694▼ 28.3%-€38,233▼ 38.1%-€174,713▼ 357%€2,054
Equity€596,885▼ 3.5%€569,191▼ 4.6%€530,958▼ 6.7%€356,245▼ 32.9%€358,299▲ 0.6%
Total assets€2.8m▲ 16.1%€2.6m▼ 7.7%€2.6m▲ 1.1%€2.1m▼ 18.9%€2.2m▲ 6.5%
Debt€2.1m▲ 24.5%€1.9m▼ 8.9%€2.0m▲ 7.2%€1.7m▼ 15.5%€1.8m▲ 8.0%
Working capital€368,168▲ 224%€538,438▲ 46.2%€605,447▲ 12.4%€78,769▼ 87.0%€116,969▲ 48.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26,125 after a loss of €154,434 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.2m
Fixed assets
€1.6m ▼ 3.7%
Current assets
€632,123 ▲ 45.6%
Equity and liabilities €2.2m
Equity
€358,299 ▲ 0.6%
Provisions
€34,554 ▼ 4.8%
Debt
€1.8m ▲ 8.0%
Debt's share of the balance-sheet total rises from 81.3% to 82.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€87,615▲
2024 · -€92,470
Cash flow
€63,544▲
2024 · -€112,749
Current ratio
1.23▲
2024 · 1.22
Debt to equity
5.15▲
2024 · 4.80
ROE
0.6%▲
2024 · -49.0%
ROA
0.1%▲
2024 · -8.3%
Interest coverage
3.39▲
2024 · -4.20
Debt ≤ 1 year
€515,155▲
2024 · €355,293
Debt > 1 year
€1.3m▼
2024 · €1.4m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,678 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,678 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €60,642 | €62,236 | €63,012 | €61,963 | €61,490 | ▼ 0.8% |
| Other operating charges640/8 | €12,249 | €11,246 | €16,374 | €14,880 | €13,839 | ▼ 7.0% |
| Gross operating margin9900 | €69,164 | €73,178 | €44,410 | -€77,590 | €101,454 | ▲ 231% |
| Operating profit (loss)9901 | -€3,727 | -€304 | -€34,976 | -€154,434 | €26,125 | ▲ 117% |
| Financial income75/76B | €4 | €553 | €56 | €1 | €65 | ▲ 4,667% |
| Recurring financial income75 | €4 | €553 | €56 | €1 | €65 | ▲ 4,667% |
| Financial charges65/66B | €19,599 | €29,672 | €44,372 | €22,008 | €25,864 | ▲ 17.5% |
| Recurring financial charges65 | €19,599 | €29,672 | €44,372 | €22,008 | €25,864 | ▲ 17.5% |
| Profit (loss) for the period before taxes9903 | -€23,321 | -€29,422 | -€79,292 | -€176,440 | €326 | ▲ 100% |
| Transfer from deferred taxes780 | €1,728 | €1,728 | €68,889 | €1,728 | €1,728 | = |
| Income taxes67/77 | - | - | €27,829 | - | - | - |
| Profit (loss) for the period9904 | -€21,594 | -€27,694 | -€38,233 | -€174,713 | €2,054 | ▲ 101% |
| Transfer from tax-exempt reserves789 | €5,183 | €5,183 | €206,667 | €5,183 | €5,183 | = |
| Profit (loss) for the period to be appropriated9905 | -€16,411 | -€22,511 | €168,435 | -€169,529 | €7,237 | ▲ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.8m | €2.6m | €2.6m | €2.1m | €2.2m | ▲ 6.5% |
| Fixed assets21/28 | €1.8m | €1.8m | €1.7m | €1.7m | €1.6m | ▼ 3.7% |
| Tangible fixed assets22/27 | €1.8m | €1.8m | €1.7m | €1.7m | €1.6m | ▼ 3.7% |
| Land and buildings22 | €1.8m | €1.8m | €1.7m | €1.7m | €1.6m | ▼ 3.6% |
| Plant, machinery and equipment23 | €2,246 | €1,599 | €953 | €306 | - | - |
| Furniture and vehicles24 | €1,135 | €3,319 | €2,006 | €1,060 | €247 | ▼ 76.7% |
| Current assets29/58 | €936,807 | €769,184 | €861,330 | €434,062 | €632,123 | ▲ 45.6% |
| Stocks and contracts in progress3 | €933,244 | €655,389 | €655,389 | - | - | - |
| Stocks30/36 | €933,244 | €655,389 | €655,389 | - | - | - |
| Amounts receivable within one year40/41 | €1,129 | €109,323 | €201,238 | €274,315 | €613,306 | ▲ 124% |
| Other amounts receivable41 | €1,129 | €109,323 | €201,238 | €274,315 | €613,306 | ▲ 124% |
| Cash at bank and in hand54/58 | €808 | €764 | - | €154,934 | €13,041 | ▼ 91.6% |
| Deferred charges and accrued income490/1 | €1,626 | €3,707 | €4,703 | €4,812 | €5,777 | ▲ 20.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.8m | €2.6m | €2.6m | €2.1m | €2.2m | ▲ 6.5% |
| Equity10/15 | €596,885 | €569,191 | €530,958 | €356,245 | €358,299 | ▲ 0.6% |
| Contributions10/11 | €282,000 | €282,000 | €282,000 | €282,000 | €282,000 | = |
| Reserves13 | €339,062 | €333,879 | €127,212 | €108,846 | €103,663 | ▼ 4.8% |
| Non-distributable reserves130/1 | €11,075 | €11,075 | - | - | - | - |
| Reserves not available under the articles1311 | €11,075 | €11,075 | - | - | - | - |
| Tax-exempt reserves132 | €325,880 | €320,697 | €114,030 | €108,846 | €103,663 | ▼ 4.8% |
| Distributable reserves133 | €2,107 | €2,107 | €13,182 | - | - | - |
| Profit (loss) carried forward14 | -€24,177 | -€46,689 | €121,746 | -€34,601 | -€27,364 | ▲ 20.9% |
| Provisions and deferred taxes16 | €108,627 | €106,899 | €38,010 | €36,282 | €34,554 | ▼ 4.8% |
| Deferred taxes168 | €108,627 | €106,899 | €38,010 | €36,282 | €34,554 | ▼ 4.8% |
| Amounts payable17/49 | €2.1m | €1.9m | €2.0m | €1.7m | €1.8m | ▲ 8.0% |
| Amounts payable after more than one year17 | €1.5m | €1.6m | €1.8m | €1.4m | €1.3m | ▼ 2.3% |
| Financial debts170/4 | €1.5m | €1.6m | €1.8m | €1.4m | €1.3m | ▼ 2.3% |
| Amounts payable within one year42/48 | €568,639 | €230,746 | €255,883 | €355,293 | €515,155 | ▲ 45.0% |
| Current portion of amounts payable after more than one year42 | - | - | €26,578 | €178,757 | €431,307 | ▲ 141% |
| Financial debts43 | €355,847 | €6,481 | €2,093 | €6,236 | €14,379 | ▲ 131% |
| Credit institutions430/8 | €355,847 | €6,481 | €2,093 | €6,236 | €14,379 | ▲ 131% |
| Trade debts44 | €12,982 | €15,791 | €46,639 | €2,737 | €11,076 | ▲ 305% |
| Suppliers440/4 | €12,982 | €15,791 | €46,639 | €2,737 | €11,076 | ▲ 305% |
| Taxes, remuneration and social security45 | €1,425 | €1,425 | €30,679 | €29,254 | - | - |
| Taxes450/3 | €1,425 | €1,425 | €30,679 | €29,254 | - | - |
| Other amounts payable47/48 | €198,384 | €207,048 | €149,894 | €138,310 | €58,393 | ▼ 57.8% |
| Accrued charges and deferred income492/3 | €16,397 | €14,876 | €15,085 | €1,640 | €9,668 | ▲ 490% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€21,594 | -€27,694 | -€38,233 | -€174,713 | €2,054 | ▲ 101% |
| + Depreciation and write-downs630 | €60,642 | €62,236 | €63,012 | €61,963 | €61,490 | ▼ 0.8% |
| Operating cash flow (approximation) | €39,048 | €34,542 | €24,780 | -€112,749 | €63,544 | ▲ 156% |
| Investment in fixed assets (approximation) | - | -€16,089 | €0 | €0 | €0 | - |
| Change in cash | - | -€44 | - | - | -€141,893 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €2,054
Net result €2,054 after 5 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€174,713
Net result drops to -€174,713, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 3.33
Current ratio from 1.65 to 3.33; short-term debt falls from €568,639 to €230,746.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 40 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 1.30
Current ratio from 0.33 to 1.30.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €179,852
Net result €179,852 after one loss-making year.
Show earlier events
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1986
Ground area
1,460 m²
Building footprint
295 m²
Volume, LiDAR
1,607 m³
Parcel 31333K0087/00L000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Boslaan 53, 8300 Knokke-Heist
since 19862.385.032.634
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31333K0087/00L000 | Flanders | 1,460 m² | 1 · 295 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 435 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 435 EUR | 0 EUR |
Identification & contact
Identification
Legal formPrivate limited company
Founded10-09-1986
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0429486702
Also
9925:BE0429486702
Registered
30-01-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.