IMMO DELOS
ActiveIMMO DELOS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €12k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▲+13
Solvency36▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.93 in 2024; short-term debt: 77% and cash: 55.5% of total assets), and 89.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.6%
Return on assets
2.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
8 d late
2023
on the day
2022
5 d early
2021
23 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 36.0%
2024 · €33k
2018: €23k
2019: €14k
2020: €32k
2021: €38k
2022: €30k
2023: €28k
2024: €33k
2018 → 2025
Total assets
€427k▲ 116%
2024 · €197k
2018: €197k
2019: €222k
2020: €236k
2021: €188k
2022: €172k
2023: €173k
2024: €197k
2018 → 2025
Net result
€12k▲ 148%
2024 · €5k
2018: €-7k
2019: €-9k
2020: €18k
2021: €6k
2022: €-7k
2023: €-2k
2024: €5k
2018 → 2025
Working capital
€12k
2024 · €-8k
2018: €-35k
2019: €-24k
2020: €12k
2021: €10k
2022: €-14k
2023: €-19k
2024: €-8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€30k▼ 19.0%€28k▼ 6.7%€33k▲ 17.0%€45k▲ 36.0%
Operating result€17k-€-1k€8k€17k▲ 103%€33k▲ 98.8%
Net result€6k-€-7k€-2k▲ 71.5%€5k€12k▲ 148%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 99% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €427k
Fixed assets
€86k▼ 7.2%
Current assets
€341k▲ 224%
Equity and liabilities €427k
Equity
€45k▲ 36.0%
Debt
€382k▲ 132%
The debt ratio rises from 83.2% to 89.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €31k
Cash flow
€24k▲
2024 · €19k
Solvency
10.6%▼
2024 · 16.8%
Current ratio
1.04▲
2024 · 0.93
Quick ratio
1.04▲
2024 · 0.93
Debt / equity
8.46▲
2024 · 4.95
ROE
26.5%▲
2024 · 14.5%
ROA
2.8%▲
2024 · 2.4%
Interest coverage
4.57▲
2024 · 3.08
Debt
€382k▲
2024 · €164k
Debt ≤ 1 year
€329k▲
2024 · €113k
Debt > 1 year
€53k▲
2024 · €50k
Income taxes
€11k▲
2024 · €4k
Staff costs
€45k▼
2024 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€197k€427k▲
Fixed assets21/28€92k€86k▼
Tangible fixed assets22/27€92k€86k▼
Land and buildings22€91k€81k▼
Plant, machinery and equipment23€46-
Furniture and vehicles24€2k€5k▲
Current assets29/58€105k€341k▲
Amounts receivable within one year40/41€101k€104k▲
Trade receivables40€30k€26k▼
Other amounts receivable41€71k€78k▲
Cash at bank and in hand54/58€2€237k▲
Deferred charges and accrued income490/1€4k€301▼
Equity and liabilities
Total equity and liabilities10/49€197k€427k▲
Equity10/15€33k€45k▲
Contributions10/11€25k€25k=
Reserves13€16k€16k=
Tax-exempt reserves132€14k€14k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-8k€4k▲
Amounts payable17/49€164k€382k▲
Amounts payable after more than one year17€50k€53k▲
Financial debts170/4€50k€53k▲
Amounts payable within one year42/48€113k€329k▲
Current portion of amounts payable after more than one year42€18k€18k▲
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€66k€45k▼
Suppliers440/4€66k€45k▼
Advances received on contracts in progress46-€144k
Taxes, remuneration and social security45€26k€21k▼
Taxes450/3€22k€13k▼
Remuneration and social security454/9€4k€8k▲
Other amounts payable47/48€2k€101k▲
Accrued charges and deferred income492/3€760-
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€81k€45k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Other operating charges640/8€5k€26k▲
Gross operating margin9900€118k€116k▼
Operating profit (loss)9901€17k€33k▲
Financial income75/76B€3k€13▼
Recurring financial income75€3k€13▼
Financial charges65/66B€10k€10k▼
Recurring financial charges65€10k€10k▼
Profit (loss) for the period before taxes9903€9k€23k▲
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€5k€12k▲
Profit (loss) for the period to be appropriated9905€5k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€4k▲
Profit (loss) brought forward from the previous period14P€-13k€-8k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 130 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Centre(AUV) 245060 SambrevilleGround area
312 m²
Building footprint
17 m²
Volume, LiDAR
82 m³
Parcel 92007F0181/00R000, Wallonia · tallest building 5.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Centre(AUV) 24, 5060 Sambreville
since 20132.219.133.435
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92007F0181/00R000 | Wallonia | 312 m² | 1 · 17 m² | 5.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DUSSART & PARTNERS
BE 0792.802.972
Waterloo · Eq €45k
H T R
BE 0452.346.533
Watermaal-Bosvoorde · Eq €45k
COSMOPROMIS
BE 0694.572.656
Boechout · Eq €45k
JOOD TRADING
BE 0628.758.255
Brussel · Eq €45k
DE CAPITANI INVEST
BE 0443.246.745
Watermaal-Bosvoorde · Eq €45k
Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,797 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2013
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68110Buying and selling of own real estate
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.