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IMMO DELBO

Active
Public limited companyfounded 199530 yrs activeGroeneweg 3, 9870 Zulte, BelgiumKBO/BCE: BE 0456.571.080
Summary

IMMO DELBO has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €69,084 and a net result of -€8,073. Equity is growing by ~3.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Activity not known1 site
Size
€118,127total assets 2024
Equity
€69,084
Loss
-€8,073
Turnover not published (abridged schema)
Financial health
85 Excellent Checked score 2024
Bankruptcy chance 12 m
0.3%
Structure
Accounts 39 d early0 of 4 deeds read
Why 85- 1 of the last 3 late- Loss of €4,598, the second in a row (FY 2025)+ Size: total assets €107,920+ Founded in 1995Show the evidence

Checked score

Score 2024
85 / 100
Excellent
Probability in this band: under 0.55%
Better than 38% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Average
Solvency 83+4
equity 58.5% of total assets
Liquidity 68-12
short-term debt 1.3% · cash 14.0%
Profitability 15-14
return on assets -6.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.2%▼ -2.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.3%▲ +5.7% vs 02-2025 04-2025: 0.3%▲ +0.4% vs 03-2025 05-2025: 0.2%▼ -8.4% vs 04-2025 06-2025: 0.3%▲ +11.3% vs 05-2025 07-2025: 0.3%▲ +4.1% vs 06-2025 08-2025: 0.2%▼ -14.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.3%▲ +21.3% vs 11-2025 01-2026: 0.3%▲ +0.7% vs 12-2025 02-2026: 0.3%▲ +0.7% vs 01-2026 03-2026: 0.3%▼ -1.7% vs 02-2026 04-2026: 0.3%▼ -1.0% vs 03-2026 05-2026: 0.3%▼ -0.3% vs 04-2026 06-2026: 0.3%▲ +14.4% vs 05-2026 07-2026: 0.2%▼ -27.0% vs 06-2026lowest value 08-2026: 0.4%▲ +55.5% vs 07-2026 09-2026: 0.4%▲ +12.7% vs 08-2026highest value 10-2026: 0.3%▼ -37.2% vs 09-2026
  • Size: total assets €107,920 lowers the probability for this profile
  • Founded in 1995 lowers the probability for this profile
  • 1 of the last 3 late raises the probability
  • Loss of €4,598, the second in a row (FY 2025) raises the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 11.7 against 6.15 in 2023; short-term debt: 1.3% and cash: 14% of total assets), and 41.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 50%, liquidity 64%, profitability 14%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €107,920
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Founded in 1995
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Loss of €4,598, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
39 d early
2024
34 d early
2023
42 d late
2022
51 d late
2021
31 d late
2020
31 d late
2019
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 15 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 65 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€8,073

Key points

  • Caution: 2 loss-making years in a rowloss fiscal year 2024 -€8,073 View
  • Active since 1995founded 23-11-1995 30 years View
  • Total assets 20246 fiscal years filed €118,127 View

By topic

Financials

Fiscal year
2024
Total assets
€118,127
Loss
-€8,073
Solvency
58.5%
Total assets▼ 16.8%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 22-06-2026Annual accounts filed
  2. 27-06-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
23-11-1995
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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