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IMMO DEFRUB

Active
Private limited companyfounded 20242 yrs activeKrommebeekpark 24, 8800 Roeselare, BelgiumKBO/BCE: BE 1013.832.617
Summary

IMMO DEFRUB has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €153,203. Its solvency ranks better than 94% of 276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability81▲+44
Solvency100=
Growth78
Track record82
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110,000 at 30 days only on tighter terms
Liquidity ample (current ratio 4.64 against 0.14 in 2024; short-term debt: 9.5% and cash: 44% of total assets), and 9.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
90.5%
Return on assets
10%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials (NACE 16)
about 8% more bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
28 d late
2024
22 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 July 2024, IMMO DEFRUB was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€1.4m▲ 12.4%
2024 · €1.2m
Total assets
€1.5m▲ 24.1%
2024 · €1.2m
Net result
€153,203
2024 · -€836
Working capital
€533,042
2024 · -€836
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€827-€204,047
Net result-€836-€153,203
Equity€1.2m-€1.4m▲ 12.4%
Total assets€1.2m-€1.5m▲ 24.1%
Debt€971-€146,343▲ 14,968%
Working capital-€836-€533,042
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000€0€100,000€200,000Operating result 2024: -€827-€827Net result 2024: -€836-€836Operating result 2025: €204,047€204,047Net result 2025: €153,203€153,20320242025-€100,000€0€100,000€200,000Operating result 2024: -€827-€827Net result 2024: -€836-€836Operating result 2025: €204,047€204,000Net result 2025: €153,203€153,00020242025
The operating result returns to profit in 2025: €204,047 after a loss of €827 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.5m
Fixed assets €859,270 ▼ 30.7%
Current assets €679,385 ▲ 502,143%
Equity and liabilities €1.5m
Equity €1.4m ▲ 12.4%
Debt €146,343 ▲ 14,968%
Debt's share of the balance-sheet total rises from 0.1% to 9.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€204,091
Cash flow
€153,247
Current ratio
4.64▲
2024 · 0.14
Debt to equity
0.11▲
2024 · 0.00
ROE
11.0%▲
2024 · -0.1%
ROA
10.0%▲
2024 · -0.1%
Interest coverage
3719.54
Debt ≤ 1 year
€146,343▲
2024 · €971
Income taxes
€50,789
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,126 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.8% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,126 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€1.5m▲
Fixed assets21/28€1.2m€859,270▼
Tangible fixed assets22/27€1.2m€854,270▼
Land and buildings22€1.2m€854,270▼
Financial fixed assets28€5,000€5,000=
Current assets29/58€135€679,385▲
Amounts receivable within one year40/41€1€3,130▲
Other amounts receivable41€1€3,130▲
Cash at bank and in hand54/58€135€676,255▲
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.5m▲
Equity10/15€1.2m€1.4m▲
Contributions10/11€464,151€464,151=
Reserves13€748,973€900,000▲
Distributable reserves133€748,973€900,000▲
Profit (loss) carried forward14€25,985€28,161▲
Amounts payable17/49€971€146,343▲
Amounts payable within one year42/48€971€146,343▲
Trade debts44€721€94,404▲
Suppliers440/4€721€94,404▲
Taxes, remuneration and social security45-€50,789
Taxes450/3-€50,789
Other amounts payable47/48€250€1,150▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€44
Other operating charges640/8€391€118▼
Gross operating margin9900-€436€204,209▲
Operating profit (loss)9901-€827€204,047▲
Financial charges65/66B€9€55▲
Recurring financial charges65€9€55▲
Profit (loss) for the period before taxes9903-€836€203,992▲
Income taxes67/77-€50,789
Profit (loss) for the period9904-€836€153,203▲
Profit (loss) for the period to be appropriated9905-€836€153,203▲
Appropriation of the result
Profit (loss) to be appropriated9906€25,985€179,188▲
Profit (loss) brought forward from the previous period14P€26,821€25,985▼
Transfer to equity691/2-€151,027
To other reserves6921-€151,027

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€44-
Other operating charges640/8€391€118▼ 69.8%
Gross operating margin9900-€436€204,209▲ 46,991%
Operating profit (loss)9901-€827€204,047▲ 24,782%
Financial charges65/66B€9€55▲ 494%
Recurring financial charges65€9€55▲ 494%
Profit (loss) for the period before taxes9903-€836€203,992▲ 24,503%
Income taxes67/77-€50,789-
Profit (loss) for the period9904-€836€153,203▲ 18,427%
Profit (loss) for the period to be appropriated9905-€836€153,203▲ 18,427%
Line20242025Change
Assets
Total assets20/58€1.2m€1.5m▲ 24.1%
Fixed assets21/28€1.2m€859,270▼ 30.7%
Tangible fixed assets22/27€1.2m€854,270▼ 30.8%
Land and buildings22€1.2m€854,270▼ 30.8%
Financial fixed assets28€5,000€5,000=
Current assets29/58€135€679,385▲ 502,143%
Amounts receivable within one year40/41€1€3,130▲ 406,355%
Other amounts receivable41€1€3,130▲ 406,355%
Cash at bank and in hand54/58€135€676,255▲ 502,692%
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.5m▲ 24.1%
Equity10/15€1.2m€1.4m▲ 12.4%
Contributions10/11€464,151€464,151=
Reserves13€748,973€900,000▲ 20.2%
Distributable reserves133€748,973€900,000▲ 20.2%
Profit (loss) carried forward14€25,985€28,161▲ 8.4%
Amounts payable17/49€971€146,343▲ 14,968%
Amounts payable within one year42/48€971€146,343▲ 14,968%
Trade debts44€721€94,404▲ 12,990%
Suppliers440/4€721€94,404▲ 12,990%
Taxes, remuneration and social security45-€50,789-
Taxes450/3-€50,789-
Other amounts payable47/48€250€1,150▲ 360%
Line20242025Change
Profit (loss) for the period9904-€836€153,203▲ 18,427%
+ Depreciation and write-downs630-€44-
Operating cash flow (approximation)-€836€153,247▲ 18,432%
Investment in fixed assets (approximation)-€380,631-
Change in cash-€676,120-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial Back to profitnet €153,203
Net result €153,203 after one loss-making year.
31-12
Financial Liquidity times 33current ratio 4.64
Current ratio from 0.14 to 4.64.
22-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
5,905 m²
Parcel 36505B1201/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
IMMO DEFRUB
Krommebeekpark 24, 8800 RoeselareManufacture of other builders' carpentry and joinery
since 20242.364.606.018
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36505B1201/00B000 Flanders 5,905 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 owners

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 1,599 companies in sector 16230 we hold annual accounts for 784. 371 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded11-07-2024
Fiscal year end31-12
Activities, NACEBEL 2025
16230Manufacture of other builders' carpentry and joinery
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013832617
Also 9925:BE1013832617
Registered 28-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.