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IMMO DECOR

Active
Private limited companyfounded 1981active for 45 yearsOswald Ponettestraat 41, 9600 Ronse, BelgiumKBO/BCE: BE 0421.521.319
Summary

IMMO DECOR has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €83,943 and a net result of €16,053. Equity is growing by about 5.3% per year across the filed financial years. Its solvency ranks better than 40% of 22,595 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
IMMO DECORActiveChecked score 85/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47530Painting of buildings NACE 43341
1 site
Size
€389,609total assets 2025
Staff
1 FTE
Equity
€83,943
Profit
€16,053
Turnover not published (micro format)
Financial health
85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 100 days early1 of 8 deeds summarised
Why 85raises riskSector: Retail trade (NACE 47)lowers riskSize: total assets €389,609Founded in 1981Figures for financial year 2025 (filed 24-04-2026)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 47+3
equity 21.5% of total assets
Liquidity 50-1
short-term debt 19.6% · cash 5.2%
Profitability 58+26
return on assets 4.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,248 companies, NACE 47, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.4 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.3%▼ -0.3 percentage points vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.29, compared with 1.47 in 2024, below the usual 1.5; short-term debt: 19.6% and cash: 5.2% of total assets), and 78.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 37% on solvency, 54% on liquidity, 41% on profitability and 76% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €389,609
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1981
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 24-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
100 days early
2024
15 days early
2023
78 days early
2022
7 days early
2021
83 days early
2020
80 days early
2019
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 52 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 15 May (4 of the last 5 filed years within 62 days of that day).
Companies Code · seven months
Where today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €16,053
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 1981founded 31-03-1981 45 years View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€389,609
Profit
€16,053
Solvency
21.5%
Total assets▲ 7.8%
Net result
20182025
Go to Financials

Board & ownership

Board
2 members
  • Helinck,Fabrice Jean-Claude GhislainDirector
  • Lauwers,Patrick Karel Albert Marie-JosephDirector
Go to Board & ownership

Timeline

Events
50
Since
1982
Next accounts
by 31-07-2027
  1. 14-05-2024Annual accounts filed
  2. 05-01-2024Reappointment: Lauwers,Patrick Karel Albert Marie-Joseph (director)
  3. 31-12-2023Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47530
Founded
31-03-1981
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
19
Annual meeting
First Saturday of June at 11:00
Purpose
“De aan- en verkoop en het plaatsen van alle producten voor de verfraaiing en inrichting…” (deed in Dutch)
Go to Articles of association

Key facts about IMMO DECOR

What is the company number of IMMO DECOR?
0421.521.319. In Belgium the VAT number is the company number with BE in front: BE 0421.521.319.
Where is IMMO DECOR based?
The registered office is at Oswald Ponettestraat 41, 9600 Ronse.Company details
What does IMMO DECOR do?
According to the KBO register, the main activity is retail trade (NACE 47530).
What is the legal form of IMMO DECOR?
Private limited company (BV).
When was IMMO DECOR founded?
On 31-03-1981.
Is IMMO DECOR still active?
Yes, IMMO DECOR is an active enterprise in the KBO register.
How many employees does IMMO DECOR have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of IMMO DECOR?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is IMMO DECOR profitable?
In financial year 2025, IMMO DECOR made a profit of €16,053.
Where can I find the annual accounts of IMMO DECOR?
IMMO DECOR filed 45 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IMMO DECOR due?
By 31-07-2027, for financial year 2026.Timeline

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