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IMMO DEBANO

Active
Private limited companyfounded 20242 yrs activeArmand Bulteelstraat(S) 6, 8554 Zwevegem, BelgiumKBO/BCE: BE 1009.587.876
Summary

IMMO DEBANO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of -€9,074. Its solvency ranks better than 88% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

What they do
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
How big
€1.6mtotal assets 2025
Equity
€1.3m
Loss
-€9,074
Turnover not published (abridged schema)
Financially healthy?
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Accounts 85 d early0 of 3 deeds read
Why 88- 1 change of registered office in 24 months- Founded in 2024+ Sector Real estate activities (NACE 68)+ Size: total assets €1.6mShow the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 65% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 83.9% of total assets
Liquidity 62+8
short-term debt 0.3% · cash 9.4%
Profitability 68+41
return on assets -0.6%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,360 companies)
  • 1 change of registered office in 24 months raises the probability
  • Sector Real estate activities (NACE 68) lowers the probability
  • Size: total assets €1.6m lowers the probability for this profile
  • Founded in 2024 raises the probability for this profile
Credit up to €110,000 at 30 days only on tighter terms
Liquidity ample (current ratio 28.66 against 0.37 in 2024; short-term debt: 0.3% and cash: 9.4% of total assets), and 16.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 73%, profitability 55%, growth against the median 42%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €1.6m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2024
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2425
2024 to 2025 · latest year -€9,074
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
85 d early
2024
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 58 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Liquidity times 77current ratio 28.66
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Positive: Result rose in 2025from -€63,319 to -€9,074 ▲ 85.7% View
  • Positive: Among the best 6% on equitysector median €75,081 · 15,328 companies €1.3m View
  • Total assets 20252 fiscal years filed €1.6m View

By topic

Financials

Fiscal year
2025
Total assets
€1.6m
Loss
-€9,074
Solvency
83.9%
Total assets▲ 2.7%
Net result
20242025
Go to Financials

Timeline

Events
3
Since
2025
Next accounts
by 31-07-2027
  1. 07-05-2026Annual accounts filed
  2. 31-12-2025Liquidity times 77
  3. 30-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
22-05-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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