IMMO DEBAGO
ActiveSummary
IMMO DEBAGO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €687k and a net result of €-12k. Equity remains stable across the filed fiscal years (±2% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability20▲+4
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 1.96 in 2024; short-term debt: 1% and cash: 1.7% of total assets), and 1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99%
Return on assets
-1.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
50 d late
2021
76 d late
2020
88 d late
2019
83 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€687k▼ 1.7%
2024 · €700k
2018: €790khighest in 8 years
2019: €773k▼ -2.1% vs 2018
2020: €754k▼ -2.5% vs 2019
2021: €750k▼ -0.6% vs 2020
2022: €735k▼ -1.9% vs 2021
2023: €714k▼ -2.9% vs 2022
2024: €700k▼ -2.0% vs 2023
2025: €687k▼ -1.7% vs 2024lowest in 8 years
2018 → 2025
Total assets
€695k▼ 2.7%
2024 · €714k
2018: €858khighest in 8 years
2019: €826k▼ -3.7% vs 2018
2020: €803k▼ -2.8% vs 2019
2021: €779k▼ -3.0% vs 2020
2022: €755k▼ -3.0% vs 2021
2023: €730k▼ -3.3% vs 2022
2024: €714k▼ -2.3% vs 2023
2025: €695k▼ -2.7% vs 2024lowest in 8 years
2018 → 2025
Net result
€-12k▲ 15.3%
2024 · €-14k
2018: €-32klowest in 8 years
2019: €-17k▲ +47.4% vs 2018
2020: €-19k▼ -15.0% vs 2019
2021: €-4k▲ +77.3% vs 2020highest in 8 years
2022: €-15k▼ -236% vs 2021
2023: €-22k▼ -48.0% vs 2022
2024: €-14k▲ +33.6% vs 2023
2025: €-12k▲ +15.3% vs 2024
2018 → 2025
Working capital
€10k▼ 25.1%
2024 · €14k
2018: €126khighest in 8 years
2019: €107k▼ -14.9% vs 2018
2020: €86k▼ -19.7% vs 2019
2021: €57k▼ -34.3% vs 2020
2022: €39k▼ -31.7% vs 2021
2023: €20k▼ -47.1% vs 2022
2024: €14k▼ -32.4% vs 2023
2025: €10k▼ -25.1% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€750k-€735k▼ 1.9%€714k▼ 2.9%€700k▼ 2.0%€687k▼ 1.7%
2021: €750khighest in 5 years
2022: €735k▼ -1.9% vs 2021
2023: €714k▼ -2.9% vs 2022
2024: €700k▼ -2.0% vs 2023
2025: €687k▼ -1.7% vs 2024lowest in 5 years
Operating result€-3k-€-15k▼ 359%€-22k▼ 43.8%€-15k▲ 30.2%€-7k▲ 56.4%
2021: €-3khighest in 5 years
2022: €-15k▼ -359% vs 2021
2023: €-22k▼ -43.8% vs 2022lowest in 5 years
2024: €-15k▲ +30.2% vs 2023
2025: €-7k▲ +56.4% vs 2024
Net result€-4k-€-15k▼ 236%€-22k▼ 48.0%€-14k▲ 33.6%€-12k▲ 15.3%
2021: €-4khighest in 5 years
2022: €-15k▼ -236% vs 2021
2023: €-22k▼ -48.0% vs 2022lowest in 5 years
2024: €-14k▲ +33.6% vs 2023
2025: €-12k▲ +15.3% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €15k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €695k
Fixed assets
€677k ▼ 1.3%
Current assets
€17k ▼ 37.9%
Equity and liabilities €695k
Equity
€687k ▼ 1.7%
Debt
€7k ▼ 50.3%
Debt's share of the balance-sheet total falls from 2.0% to 1.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▲
2024 · €-7k
Cash flow
€-3k▲
2024 · €-6k
Current ratio
2.45▲
2024 · 1.96
Debt to equity
0.01▼
2024 · 0.02
ROE
-1.8%▲
2024 · -2.0%
ROA
-1.7%▲
2024 · -2.0%
Interest coverage
0.36▲
2024 · -33.27
Debt ≤ 1 year
€7k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€714k€695k▼
Fixed assets21/28€686k€677k▼
Tangible fixed assets22/27€686k€677k▼
Land and buildings22€685k€677k▼
Plant, machinery and equipment23€0€0▼
Furniture and vehicles24€682€384▼
Current assets29/58€28k€17k▼
Current investments50/53€24k€5k▼
Cash at bank and in hand54/58€4k€12k▲
Equity and liabilities
Total equity and liabilities10/49€714k€695k▼
Equity10/15€700k€687k▼
Contributions10/11€681k€681k=
Capital10€681k€681k=
Issued capital100€681k€681k=
Reserves13€178k€178k=
Non-distributable reserves130/1€68k€68k=
Legal reserve130€68k€68k=
Distributable reserves133€110k€110k=
Profit (loss) carried forward14€-159k€-171k▼
Amounts payable17/49€14k€7k▼
Amounts payable within one year42/48€14k€7k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€895€0▼
Suppliers440/4€895€0▼
Other amounts payable47/48€13k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€966€0▼
Gross operating margin9900€-4k€4k▲
Operating profit (loss)9901€-15k€-7k▲
Financial income75/76B€1k€53▼
Recurring financial income75€1k€53▼
Financial charges65/66B€199€6k▲
Recurring financial charges65€199€6k▲
Profit (loss) for the period before taxes9903€-14k€-12k▲
Profit (loss) for the period9904€-14k€-12k▲
Profit (loss) for the period to be appropriated9905€-14k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-159k€-171k▼
Profit (loss) brought forward from the previous period14P€-145k€-159k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €8k | €8k | €9k | €9k | ▲ 0.8% |
| Other operating charges640/8 | €5k | €2k | €1k | €2k | €2k | ▼ 0.7% |
| Non-recurring operating charges66A | - | - | - | €966 | €0 | ▼ 100% |
| Gross operating margin9900 | €10k | €-4k | €-12k | €-4k | €4k | ▲ 209% |
| Operating profit (loss)9901 | €-3k | €-15k | €-22k | €-15k | €-7k | ▲ 56.4% |
| Financial income75/76B | €880 | €2k | €1k | €1k | €53 | ▼ 95.3% |
| Recurring financial income75 | €880 | €2k | €1k | €1k | €53 | ▼ 95.3% |
| Financial charges65/66B | €2k | €1k | €742 | €199 | €6k | ▲ 2,667% |
| Recurring financial charges65 | €2k | €1k | €742 | €199 | €6k | ▲ 2,667% |
| Profit (loss) for the period before taxes9903 | €-4k | €-15k | €-22k | €-14k | €-12k | ▲ 15.3% |
| Profit (loss) for the period9904 | €-4k | €-15k | €-22k | €-14k | €-12k | ▲ 15.3% |
| Profit (loss) for the period to be appropriated9905 | €-4k | €-15k | €-22k | €-14k | €-12k | ▲ 15.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €779k | €755k | €730k | €714k | €695k | ▼ 2.7% |
| Fixed assets21/28 | €710k | €702k | €693k | €686k | €677k | ▼ 1.3% |
| Tangible fixed assets22/27 | €710k | €702k | €693k | €686k | €677k | ▼ 1.3% |
| Land and buildings22 | €710k | €702k | €693k | €685k | €677k | ▼ 1.2% |
| Plant, machinery and equipment23 | €318 | €168 | €18 | €0 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | - | - | €682 | €384 | ▼ 43.7% |
| Current assets29/58 | €68k | €53k | €37k | €28k | €17k | ▼ 37.9% |
| Amounts receivable within one year40/41 | €21k | €0 | - | - | - | - |
| Other amounts receivable41 | €21k | €0 | - | - | - | - |
| Current investments50/53 | €34k | €34k | €34k | €24k | €5k | ▼ 77.2% |
| Cash at bank and in hand54/58 | €13k | €20k | €3k | €4k | €12k | ▲ 193% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €779k | €755k | €730k | €714k | €695k | ▼ 2.7% |
| Equity10/15 | €750k | €735k | €714k | €700k | €687k | ▼ 1.7% |
| Contributions10/11 | €681k | €681k | €681k | €681k | €681k | = |
| Capital10 | €681k | €681k | €681k | €681k | €681k | = |
| Issued capital100 | €681k | €681k | €681k | €681k | €681k | = |
| Reserves13 | €178k | €178k | €178k | €178k | €178k | = |
| Non-distributable reserves130/1 | €68k | €68k | €68k | €68k | €68k | = |
| Legal reserve130 | €68k | €68k | €68k | €68k | €68k | = |
| Distributable reserves133 | €110k | €110k | €110k | €110k | €110k | = |
| Profit (loss) carried forward14 | €-109k | €-124k | €-145k | €-159k | €-171k | ▼ 7.6% |
| Amounts payable17/49 | €29k | €20k | €17k | €14k | €7k | ▼ 50.3% |
| Amounts payable after more than one year17 | €17k | €5k | €0 | - | - | - |
| Financial debts170/4 | €17k | €5k | €0 | - | - | - |
| Amounts payable within one year42/48 | €12k | €15k | €17k | €14k | €7k | ▼ 50.3% |
| Current portion of amounts payable after more than one year42 | €11k | €12k | €5k | €0 | - | - |
| Trade debts44 | €411 | €2k | €7k | €895 | €0 | ▼ 100% |
| Suppliers440/4 | €411 | €2k | €7k | €895 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €1k | €5k | €13k | €7k | ▼ 47.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-4k | €-15k | €-22k | €-14k | €-12k | ▲ 15.3% |
| + Depreciation and write-downs630 | €8k | €8k | €8k | €9k | €9k | ▲ 0.8% |
| Operating cash flow (approximation) | €4k | €-6k | €-13k | €-6k | €-3k | ▲ 39.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-895 | €0 | ▲ 100% |
| Change in cash | - | €7k | €-16k | €890 | €8k | ▲ 786% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
2022
15-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 76 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 83 days late
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 21 days late
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
NBB filing
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 1994
Ground area
930 m²
Building footprint
133 m²
Volume, LiDAR
1,085 m³
Parcel 11602C0456/00Z002, Flanders · tallest building 12.9 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
IMMO DEBAGO
since 19942.058.176.979
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602C0456/00Z002 | Flanders | 930 m² | 1 · 133 m² | 12.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755002C8DE7VZDUN305
Identification & contact
Identification
Legal formPublic limited company
Founded25-05-1992
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.