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IMMO DE VROEDE

Active
Private limited companyfounded 200026 yrs activeKraaistraat(Kessel) 1, 2560 Nijlen, BelgiumKBO/BCE: BE 0471.550.850

IMMO DE VROEDE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.25M and a net result of €-294k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
63 / 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-30
Solvency86▼-8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €270k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 25.72 in 2024), but 59.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 26 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
40.4%
Return on assets
-2.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
4 d early
2023
1 d early
2022
5 d early
2021
4 d early
2020
2 d early
2019
25 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€4.25M▼ 7.8%
2024 · €4.60M
2019: €2.32M 2020: €2.33M 2021: €2.85M 2022: €3.43M 2023: €4.59M 2024: €4.60M
2019 → 2025
Total assets
€10.50M▲ 6.7%
2024 · €9.84M
2019: €4.57M 2020: €4.91M 2021: €5.93M 2022: €5.87M 2023: €6.12M 2024: €9.84M
2019 → 2025
Net result
€-294k
2024 · €273k
2019: €128k 2020: €198k 2021: €587k 2022: €645k 2023: €1.52M 2024: €273k
2019 → 2025
Working capital
€1.71M▼ 67.0%
2024 · €5.17M
2019: €713k 2020: €293k 2021: €1.91M 2022: €565k 2023: €1.65M 2024: €5.17M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2.85M-€3.43M▲ 20.4%€4.59M▲ 33.7%€4.60M▲ 0.2%€4.25M▼ 7.8%
Operating result€738k-€837k▲ 13.4%€2.17M▲ 159%€348k▼ 83.9%€-308k
Net result€587k-€645k▲ 9.8%€1.52M▲ 135%€273k▼ 82.0%€-294k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-1.00M€0€1.00M€2.00MOperating result 2021: €738k€738kNet result 2021: €587k€587kOperating result 2022: €837k€837kNet result 2022: €645k€645kOperating result 2023: €2.17M€2.17MNet result 2023: €1.52M€1.52MOperating result 2024: €348k€348kNet result 2024: €273k€273kOperating result 2025: €-308k€-308kNet result 2025: €-294k€-294k20212022202320242025
The operating result turns negative in 2025: a loss of €308k after €348k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.49M
Fixed assets €7.67M▲ 72.3%
Current assets €2.82M▼ 47.6%
Equity and liabilities €10.50M
Equity €4.25M▼ 7.8%
Provisions €902k▼ 1.2%
Debt €5.35M▲ 23.6%
The debt ratio rises from 44.0% to 51.0%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€212k
2024 · €760k
Cash flow
€226k
2024 · €685k
Solvency
40.4%
2024 · 46.8%
Current ratio
2.54
2024 · 25.72
Quick ratio
2.54
2024 · 25.72
Debt / equity
1.26
2024 · 0.94
ROE
-6.9%
2024 · 5.9%
ROA
-2.8%
2024 · 2.8%
Interest coverage
3.37
2024 · 32.18
Debt
€5.35M
2024 · €4.33M
Debt ≤ 1 year
€1.11M
2024 · €209k
Debt > 1 year
€4.24M
2024 · €4.12M
Income taxes
€0
2024 · €-425
Staff costs
€62k
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€9.84M€10.50M
Formation expenses20€15k€11k
Fixed assets21/28€4.45M€7.67M
Intangible fixed assets21€3k€0
Tangible fixed assets22/27€4.45M€7.67M
Land and buildings22€3.76M€4.07M
Plant, machinery and equipment23€26k€19k
Furniture and vehicles24€41k€32k
Other tangible fixed assets26-€137k
Assets under construction and advance payments27€620k€3.42M
Financial fixed assets28€0-
Current assets29/58€5.38M€2.82M
Amounts receivable after more than one year29€300k€0
Trade receivables290€300k€0
Amounts receivable within one year40/41€3.64M€1.83M
Trade receivables40€213k€56k
Other amounts receivable41€3.43M€1.77M
Current investments50/53€0-
Cash at bank and in hand54/58€1.43M€985k
Equity and liabilities
Total equity and liabilities10/49€9.84M€10.50M
Equity10/15€4.60M€4.25M
Contributions10/11€635k€635k=
Revaluation surpluses12€0-
Reserves13€3.56M€3.27M
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€2.39M€2.36M
Distributable reserves133€1.17M€910k
Investment grants15€404k€341k
Provisions and deferred taxes16€913k€902k
Deferred taxes168€913k€902k
Amounts payable17/49€4.33M€5.35M
Amounts payable after more than one year17€4.12M€4.24M
Financial debts170/4€4.12M€4.24M
Amounts payable within one year42/48€209k€1.11M
Current portion of amounts payable after more than one year42€22k€184k
Trade debts44€150k€901k
Suppliers440/4€150k€901k
Taxes, remuneration and social security45€33k€9k
Taxes450/3€20k€482
Remuneration and social security454/9€12k€8k
Other amounts payable47/48€4k€15k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A-€0
Remuneration, social security and pensions62€53k€62k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€412k€521k
Other operating charges640/8€10k€5k
Gross operating margin9900€823k€279k
Operating profit (loss)9901€348k€-308k
Financial income75/76B€67k€66k
Recurring financial income75€67k€66k
Financial charges65/66B€24k€63k
Recurring financial charges65€24k€63k
Profit (loss) for the period before taxes9903€392k€-305k
Transfer from deferred taxes780€11k€11k=
Transfer to deferred taxes680€130k€0
Income taxes67/77€-425€0
Profit (loss) for the period9904€273k€-294k
Transfer from tax-exempt reserves789€32k€32k=
Transfer to tax-exempt reserves689€391k€0
Profit (loss) for the period to be appropriated9905€-86k€-262k
Appropriation of the result
Profit (loss) to be appropriated9906€-86k€-262k
Transfer from equity791/2€86k€262k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
28-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Weakest financial yearnet €-294k ▼208%
Net result drops to €-294k, the lowest in the series.
27-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial Liquidity triplescurrent ratio 25.72
Current ratio from 7.79 to 25.72; short-term debt falls from €243k to €209k.
30-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial Highest result since 2019net €1.52M ▲135%
Operating result €2.17M, net result €1.52M, both a record.
30-06
Financial Liquidity quadruplescurrent ratio 7.79
Current ratio from 2.09 to 7.79; short-term debt falls from €518k to €243k.
26-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial Liquidity quadruplescurrent ratio 4.87
Current ratio from 1.33 to 4.87; short-term debt falls from €897k to €493k.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
06-01
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
10-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
31-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2000
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kraaistraat(Kessel) 12560 Nijlen
Ground area
730 m²
Building footprint
366 m²
Volume, LiDAR
1,296 m³
Parcel 12018C0051/00B000, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IMMO DE VROEDE
Kraaistraat(Kessel) 1, 2560 NijlenNACE 7412401
since 20002.097.510.281
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12018C0051/00B000 Flanders 729 m² 1 · 366 m² 8.4 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 9,633 companies in sector 68121 we hold annual accounts for 7,327. 2,025 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-03-2000
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
68203Renting and operating of own or leased non-residential real estate, excluding land
35110Production of electricity from non-renewable sources
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.