Losses
-€216,384 in four years
Every financial year from 2022 to 2025 closed with a loss. 2022 was the heaviest.
IMMO DE LA BLANCHE
Lifetime
4 annual accounts with figures on one time axispeak €125,746 (2024)
€113,001▼ 10.1%
lowest -€96,459 (2022)
-€42,391▼ €13,282
peak €810,234 (2022)
€690,309▼ 5.8%
€1.2m▼ 4.2%
Board1 name since 2021
1 directorDimitri HOVINE
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Loss of €42,391Cash from €32,381 to €2,899
Key points
from the 2025 annual accountsTurnover
≈ €280,000 estimated
The accounts state no turnover.
Investments
€40,938 0.4 × depreciation
Green is investment, beige is depreciation.
Checked score
67
Healthy
Financially stronger than 31% of micro companies without a NACE code
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.4%▲ +0.1 percentage points vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.3%▼ -0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026lowest value
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.8%▲ +0.5 percentage points vs 06-2026
08-2026: 0.8%● unchanged vs 07-2026highest value
09-2026: 0.8%● unchanged vs 08-2026
10-2026: 0.8%● unchanged vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.12, cash €2,899, halved
No registered site in the KBO
Founded in 2021
lowers risk
Size: total assets €1.9m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 36% of them on solvency, 20% on liquidity, 38% on profitability and 30% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 929 companies had the same profile as IMMO DE LA BLANCHE has now. Each dot stands for 3 companies, two years later.
92.8%
were still trading
5.5%
stopped another way
1.7%
went bankrupt
That fits the bankruptcy probability of IMMO DE LA BLANCHE itself: 0.8% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 929 companies, not a prediction for IMMO DE LA BLANCHE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.12 (0.17 in 2024), below 1. Short-term debt is 33% and cash 0.2% of total assets. 63.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year -€42,391
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
32 days early
2024
9 days early
2023
23 days late
2022
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 4 accounts on average 12 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Dominique HOVINE 6,444 sharesdeed of 20-09-2021
- Dimitri HOVINE 6,444 sharesdeed of 20-09-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0768796561
Demerger: IMMOBILIÈRE DU BIZET splits off to IMMO DE LA BLANCHE
Capital increase of €345,317.76 to €350,317.76 · Capital from €5,000 to €350,317.76 · Dominique HOVINE holds 87 shares · General meeting of 29-07-2021 · Gazette deed
Demerger: PHARMACIE DU BIZET-APOTEEK VAN NIEUWKERKE splits off to Immo de la Blanche
Issue of 5,146 shares · General meeting of 29-07-2021 · Gazette deed
Demerger proposal: IMMOBILIÈRE DU BIZET splits off to Immo de la Blanche
Gazette deed
Official details
Source: KBO- Status
- Active since 27-05-2021Normal situation
- Activity
- “La constitution, le développement judicieux et la gestion d'un patrimoine immobilier; toutes les opérations…” (deed in French)From the articles, 16 activitiesNo NACE code in the KBO yet
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €1.9m▼ 4.9%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on IMMO DE LA BLANCHE
IMMO DE LA BLANCHE files the micro format. That format states no turnover. The gross margin fell from €121,413 in 2022 to €113,001 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMMO DE LA BLANCHE
- What is the company number of IMMO DE LA BLANCHE?
- The company number of IMMO DE LA BLANCHE is 0768.796.561. The VAT number is the same number with BE in front: BE 0768.796.561.
- Where is IMMO DE LA BLANCHE based?
- The registered office is at Rue de la Station (Silly) 12, 7830 Silly.Company details
- What is the legal form of IMMO DE LA BLANCHE?
- IMMO DE LA BLANCHE is a private limited company (BV).
- When was IMMO DE LA BLANCHE founded?
- IMMO DE LA BLANCHE was founded on 27-05-2021.
- Is IMMO DE LA BLANCHE still active?
- Yes, IMMO DE LA BLANCHE is an active enterprise in the KBO register.
- What is the turnover of IMMO DE LA BLANCHE?
- The turnover in financial year 2025 is ≈ €280,000. This figure is estimated from the gross margin of €113,001 and 2,207 comparable companies of the same size. It probably lies between €190,000 and €440,000. It is a rough estimate.Financials
- Is IMMO DE LA BLANCHE profitable?
- In financial year 2025, IMMO DE LA BLANCHE made a loss of €42,391.
- Where can I find the annual accounts of IMMO DE LA BLANCHE?
- IMMO DE LA BLANCHE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMMO DE LA BLANCHE due?
- IMMO DE LA BLANCHE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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