Immo De Eik
ActiveFrom the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
Immo De Eik has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€16,464) and a net result of -€690. The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Official details
KBO- Status
- Active since 10-05-2023 Normal situation
- Legal form
- Private limited company
- Registered office
- Weertersteenweg 202, 3680 Maaseik
- Activity
- No activity registered in the KBO
- Establishment unit
- 2.347.251.332 3680 Maaseik, since 10-05-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 23-07-2026
Board and ownership
- CELUS RafDirector
- DR. MONTAGNA CARLODirector · permanent representative MONTAGNA Carlo Marco
- DR. SAESEN KELLYDirector · permanent representative SAESEN Kelly Lucia Mathieu
- VISSERS Ann Liesbeth MichelDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.5%
- Gross margin
- €82,120
- Turnover
- ≈ €250,000
- estimated
- Loss
- €690
- ▼ 98.1%
- Equity
- -€16,464
- ▼ 4.4%
- Total assets
- €1.2m
- ▲ 31.5%
Score breakdownraises riskCapped at 59: negative equityLiquidity: current ratio 0.03, cash €2,9501 change of registered office in 24 monthslowers riskSize: total assets €1.2mNo main activity registeredShow the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 15% of them on solvency, 40% on liquidity, 26% on profitability and 32% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 2 accounts on average 14 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Financials · financial year 2025, micro format
Annual accounts 2025
- Financial year ended
- 31-12-2025
- Filed on
- 31-07-2026
- Format
- micro format
- Reference
- 2026-00366097
2024 to 2025, 2 financial years
The operating result for 2025 is a profit of €37,926, after a loss of €9,159 in 2024.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
Companies with the same profile, two years later
Historical observationIn July 2024, 1,251 companies had the same profile as Immo De Eik has now. Two years later, 1.0% had gone bankrupt and 96.6% were still going.
- Small
- 2 to 5 years old
- negative equity
- a small loss
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Immo De Eik itself is higher: 1.5% within 12 months. It rests on far more data about Immo De Eik than the profile alone.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,251 companies, not a prediction for Immo De Eik. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €44,070 | - |
| Other operating charges640/8 | €554 | €124 | ▼ 77.6% |
| Gross operating margin9900 | -€8,605 | €82,120 | - |
| Operating profit (loss)9901 | -€9,159 | €37,926 | - |
| Financial income75/76B | - | €3 | - |
| Recurring financial income75 | - | €3 | - |
| Financial charges65/66B | €26,615 | €38,619 | ▲ 45.1% |
| Recurring financial charges65 | €26,615 | €38,619 | ▲ 45.1% |
| Profit (loss) for the period before taxes9903 | -€35,774 | -€690 | ▲ 98.1% |
| Profit (loss) for the period9904 | -€35,774 | -€690 | ▲ 98.1% |
| Profit (loss) for the period to be appropriated9905 | -€35,774 | -€690 | ▲ 98.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €0.9m | €1.2m | ▲ 31.5% |
| Formation expenses20 | €0.01m | €0.009m | ▼ 20.0% |
| Fixed assets21/28 | €0.9m | €1.2m | ▲ 32.5% |
| Tangible fixed assets22/27 | €0.9m | €1.2m | ▲ 32.5% |
| Land and buildings22 | €0.9m | €1.1m | ▲ 30.8% |
| Plant, machinery and equipment23 | - | €0.01m | - |
| Current assets29/58 | €0.005m | €0.003m | ▼ 35.3% |
| Cash at bank and in hand54/58 | €0.005m | €0.003m | ▼ 35.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €0.9m | €1.2m | ▲ 31.5% |
| Equity10/15 | -€0.02m | -€0.02m | ▼ 4.4% |
| Contributions10/11 | €0.02m | €0.02m | = |
| Profit (loss) carried forward14 | -€0.04m | -€0.04m | ▼ 1.9% |
| Amounts payable17/49 | €0.9m | €1.2m | ▲ 31.0% |
| Amounts payable after more than one year17 | €0.8m | €1.1m | ▲ 32.2% |
| Financial debts170/4 | €0.8m | €1.1m | ▲ 32.2% |
| Amounts payable within one year42/48 | €0.1m | €0.1m | ▲ 14.4% |
| Current portion of amounts payable after more than one year42 | €0.06m | €0.07m | ▲ 12.7% |
| Trade debts44 | €0.01m | - | - |
| Suppliers440/4 | €0.01m | - | - |
| Other amounts payable47/48 | €0.03m | €0.04m | ▲ 62.9% |
| Accrued charges and deferred income492/3 | - | €0.008m | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€35,774 | -€690 | ▲ 98.1% |
| + Depreciation and write-downs630 | - | €44,070 | - |
| Operating cash flow (approximation) | -€35,774 | €43,380 | - |
| Investment in fixed assets (approximation) | - | -€328,313 | - |
| Change in cash | - | -€1,608 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Board 4
Permanent representatives 2
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| CELUS Raf |
|
| DR. MONTAGNA CARLO |
|
| DR. SAESEN KELLY |
|
| VISSERS Ann Liesbeth Michel |
|
The board according to the articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- One provision in the deed
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleThe articles set when and by whom the company can be dissolved.
- “Algemene vergadering in vormen statutenwijziging, bestuurder(s) in functie als vereffenaar(s) krachtens statuten indien geen andere benoemd”
Articles of association, deed of 12-05-2023 (in Dutch)
Owners and capital
Shareholders
2 ownersOwners 2
-
25%
-
25%
Capital transactions
- VISSERS Ann Liesbeth Michel 50 shares (25%) · €5,000
- DR. SAESEN KELLY (BE 0790.789.530) 50 shares (25%) · €5,000
- CELUS Raf 50 shares (25%) · €5,000
- DR. MONTAGNA CARLO (BE 0790.789.233) 50 shares (25%) · €5,000
- 12-05-2023 Incorporation · €20,000
- 12-05-2023 Incorporation · €20,000 · 200 shares
Other provisions of the articles of association
- Other provisionsThese rules from the articles cover subjects other than the board, the shares, the purpose and the meetings.
- “Elektronische vorm, aandelen op naam en register”“Elke aandeelhouder aan ieder ander persoon,al dan niet aandeelhouder,door alle middelen van overdracht schriftelijke volmacht;geldig voor…”“Bestemming winst en interimdividenden, algemene vergadering op voorstel bestuursorgaan”Liquidation distribution: “Na aanzuivering schulden,lasten,kosten of consignatie en na herstel evenwicht bij niet-volgestorte aandelen door bijkomende volstorting of…”2 more provisions in the deed, see the deed of 12-05-2023
Articles of association, deed of 12-05-2023 (in Dutch)
Group and network
Connections & network
2 connected companiesThe connected companies are in the list below.
History
Immo De Eik was incorporated on 10 May 2023 as a private limited company by DR. SAESEN KELLY, DR. MONTAGNA CARLO and two natural persons, with a starting capital of €20,000.12 The registered office was moved to Maaseik in 2025.3 The company has filed 2 sets of annual accounts, the latest for financial year 2025.4
Acts, filings and financial milestones
02-04
Gazette deed
Registered officeRegistered-office move2 points ▸
- General meeting, 07-03-2025
- Registered-office move, Weertersteenweg 202, 3680 Maaseik
12-05
Gazette deed
IncorporationAppointments: VISSERS Ann Liesbeth Michel, DR. SAESEN KELLY and 2 others · Permanent representatives: SAESEN Kelly Lucia Mathieu and MONTAGNA Carlo Marco · Founder15 points ▸
- Incorporation, “Immo De Eik” (deed in Dutch)
- Founder, VISSERS Ann Liesbeth Michel (oprichter aandeelhouder)
- Founder, DR. SAESEN KELLY (oprichter aandeelhouder)
- Founder, CELUS Raf (oprichter aandeelhouder)
- Founder, DR. MONTAGNA CARLO (oprichter aandeelhouder)
- Founding capital, €20,000, mentioned 2 times in the deed
- Capital contribution
- Bank account, “BE84 0689 4875 0559, vennootschap in oprichting” (deed in Dutch)
- Director appointment, VISSERS Ann Liesbeth Michel (director (not named in the articles))
- Director appointment, DR. SAESEN KELLY (director (not named in the articles))
- Permanent representative, SAESEN Kelly Lucia Mathieu
- Director appointment, CELUS Raf (director (not named in the articles))
- The act holds 3 more points.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Register details
Identity
KBO recordRegistered office and establishments
Invoicing and payment
Financial year and general meeting
Accounts at the NBBThe scores and ratios are Checked's own calculations, not a credit decision.
Environmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
1 establishment unit
Buildings and parcels at the address
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72021A1058/00A003 | Flanders | 1,148 m² | 1 · 260 m² | - |