Immo d'ici
ActiveImmo d'ici has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.38M and a net result of €47k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 55% of 19358 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability51▲+17
Solvency63▼-7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days only on tighter terms
Liquidity short (current ratio 0.17 against 0.76 in 2023; short-term debt: 23.2% and cash: 0.8% of total assets), and 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38%
Return on assets
1.3%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-11-2025, 111 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
111 d late
2023
26 d late
2022
18 d early
2021
16 d late
2020
23 d early
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.38M▼ 4.1%
2023 · €1.44M
2018: €920k
2019: €1.07M
2020: €1.32M
2021: €1.41M
2022: €1.50M
2023: €1.44M
2018 → 2024
Total assets
€3.63M▲ 14.0%
2023 · €3.18M
2018: €1.97M
2019: €2.32M
2020: €2.53M
2021: €3.01M
2022: €2.90M
2023: €3.18M
2018 → 2024
Net result
€47k
2023 · €-59k
2018: €76k
2019: €215
2020: €-139k
2021: €86k
2022: €100k
2023: €-59k
2018 → 2024
Working capital
€-698k▼ 278%
2023 · €-184k
2018: €-75k
2019: €-392k
2020: €-29k
2021: €-89k
2022: €-46k
2023: €-184k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.32M-€1.41M▲ 6.2%€1.50M▲ 6.9%€1.44M▼ 4.2%€1.38M▼ 4.1%
Operating result€-108k-€119k€131k▲ 10.0%€-18k€114k
Net result€-139k-€86k€100k▲ 17.1%€-59k€47k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €114k after a loss of €18k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.63M
Fixed assets
€3.49M▲ 34.1%
Current assets
€143k▼ 75.5%
Equity and liabilities €3.63M
Equity
€1.38M▼ 4.1%
Debt
€2.25M▲ 29.0%
The debt ratio rises from 54.8% to 62.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€259k▲
2023 · €92k
Cash flow
€192k▲
2023 · €52k
Solvency
38.0%▼
2023 · 45.2%
Current ratio
0.17▼
2023 · 0.76
Quick ratio
0.17▼
2023 · 0.76
Debt / equity
1.63▲
2023 · 1.21
ROE
3.4%▲
2023 · -4.1%
ROA
1.3%▲
2023 · -1.8%
Interest coverage
3.67▲
2023 · 2.08
Debt
€2.25M▲
2023 · €1.74M
Debt ≤ 1 year
€841k▲
2023 · €768k
Debt > 1 year
€1.41M▲
2023 · €974k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.18M€3.63M▲
Formation expenses20-€803
Fixed assets21/28€2.60M€3.49M▲
Tangible fixed assets22/27€2.58M€3.49M▲
Land and buildings22€2.58M€3.49M▲
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€23k-
Current assets29/58€583k€143k▼
Amounts receivable within one year40/41€473k€104k▼
Trade receivables40€17k€62k▲
Other amounts receivable41€456k€42k▼
Cash at bank and in hand54/58€94k€30k▼
Deferred charges and accrued income490/1€17k€9k▼
Equity and liabilities
Total equity and liabilities10/49€3.18M€3.63M▲
Equity10/15€1.44M€1.38M▼
Contributions10/11€1.35M€1.36M▲
Reserves13€22€22=
Non-distributable reserves130/1€22€22=
Reserves not available under the articles1311€22€22=
Profit (loss) carried forward14€6k€-55k▼
Investment grants15€83k€80k▼
Amounts payable17/49€1.74M€2.25M▲
Amounts payable after more than one year17€974k€1.41M▲
Financial debts170/4€974k€1.41M▲
Amounts payable within one year42/48€768k€841k▲
Current portion of amounts payable after more than one year42€153k€181k▲
Trade debts44€28k€31k▲
Suppliers440/4€28k€31k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€582k€623k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€110k€145k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€12k-
Other operating charges640/8€33k€52k▲
Gross operating margin9900€137k€311k▲
Operating profit (loss)9901€-18k€114k▲
Financial income75/76B€4k€4k=
Recurring financial income75€4k€4k=
Financial charges65/66B€44k€71k▲
Recurring financial charges65€44k€71k▲
Profit (loss) for the period before taxes9903€-59k€47k▲
Profit (loss) for the period9904€-59k€47k▲
Profit (loss) for the period to be appropriated9905€-59k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-55k▼
Profit (loss) brought forward from the previous period14P€65k€-102k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 111 days late
2024
31-12
Financial
Back to profitnet €47k
Net result €47k after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €100k ▲17.1%
Operating result €131k, net result €100k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
2021
31-12
Financial
Back to profitnet €86k
Net result €86k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-139k ▼64674%
Net result drops to €-139k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €1MEq €1.07M ▲15.9%
2 profitable years in a row build equity to €1.07M.
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Marche(NN) 9405100 NamurGround area
8,304 m²
Building footprint
2,851 m²
Volume, LiDAR
24,751 m³
Parcel 92095B0228/00H000, Wallonia · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO D'ICI
since 20122.212.393.321
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92095B0228/00H000 | Wallonia | 8,304 m² | 1 · 2,851 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 2,993 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-09-2012
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.