IMMO CONSULTANCE
ActiveIMMO CONSULTANCE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €706k and a net result of €-9k. Equity is shrinking by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 68% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+14
Solvency86▲+2
Growth26▲+3
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 28.62 against 16.64 in 2024; short-term debt: 0.1% and cash: 2.5% of total assets), and 38.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
61.2%
Return on assets
-0.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-05-2026, 72 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
72 d early
2024
71 d early
2023
65 d early
2022
70 d early
2021
94 d early
2020
95 d early
2019
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€124k▲ 12.4%
2024 · €111k
2018: €190k
2019: €147k
2020: €107k
2021: €1.13M
2022: €130k
2023: €116k
2024: €111k
2018 → 2025
EBIT margin
7.6%▲ 37.1pp
2024 · -29.5%
2018: 8.4%
2019: -19.0%
2020: -55.2%
2021: -2.1%
2022: 7.5%
2023: -1.3%
2024: -29.5%
2018 → 2025
Net result
€-9k▲ 82.5%
2024 · €-53k
2018: €2k
2019: €-36k
2020: €-74k
2021: €-40k
2022: €-4k
2023: €-22k
2024: €-53k
2018 → 2025
Working capital
€28k▼ 12.4%
2024 · €32k
2018: €44k
2019: €76k
2020: €58k
2021: €48k
2022: €53k
2023: €63k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.13M-€130k▼ 88.5%€116k▼ 11.0%€111k▼ 4.8%€124k▲ 12.4%
Equity€794k-€790k▼ 0.5%€768k▼ 2.8%€715k▼ 6.9%€706k▼ 1.3%
Operating result€-24k-€10k€-2k€-33k▼ 1,991%€9k
Net result€-40k-€-4k▲ 89.5%€-22k▼ 433%€-53k▼ 137%€-9k▲ 82.5%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €33k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€1.12M▼ 5.2%
Current assets
€29k▼ 14.6%
Equity and liabilities €1.15M
Equity
€706k▼ 1.3%
Debt
€448k▼ 11.4%
The debt ratio falls from 41.4% to 38.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€82k▲
2024 · €52k
Cash flow
€63k▲
2024 · €32k
Solvency
61.2%▲
2024 · 58.6%
Current ratio
28.62▲
2024 · 16.64
Quick ratio
28.62▲
2024 · 16.64
Debt / equity
0.63▼
2024 · 0.71
ROE
-1.3%▲
2024 · -7.4%
ROA
-0.8%▲
2024 · -4.3%
Interest coverage
4.39▲
2024 · 2.55
Debt
€448k▼
2024 · €505k
Debt ≤ 1 year
€1k▼
2024 · €2k
Debt > 1 year
€435k▼
2024 · €487k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.22M€1.15M▼
Fixed assets21/28€1.19M€1.12M▼
Tangible fixed assets22/27€1.18M€1.12M▼
Land and buildings22€1.18M€1.12M▼
Plant, machinery and equipment23€106€37▼
Furniture and vehicles24€917€2k▲
Financial fixed assets28€2k€2k▲
Current assets29/58€34k€29k▼
Cash at bank and in hand54/58€34k€29k▼
Equity and liabilities
Total equity and liabilities10/49€1.22M€1.15M▼
Equity10/15€715k€706k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€693k€684k▼
Amounts payable17/49€505k€448k▼
Amounts payable after more than one year17€487k€435k▼
Financial debts170/4€479k€427k▼
Other amounts payable178/9€8k€8k=
Amounts payable within one year42/48€2k€1k▼
Current portion of amounts payable after more than one year42€791€791=
Trade debts44€47€41▼
Suppliers440/4€47€41▼
Taxes, remuneration and social security45€1k€182▼
Taxes450/3€1k€182▼
Accrued charges and deferred income492/3€16k€12k▼
Income statement
Code20242025
Turnover70€111k€124k▲
Goods, raw materials, services and sundry goods60/61€57k€42k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€73k▼
Other operating charges640/8€1k€221▼
Gross operating margin9900€54k€82k▲
Operating profit (loss)9901€-33k€9k▲
Financial income75/76B€287-
Recurring financial income75€287-
Non-recurring financial income76B€287-
Financial charges65/66B€21k€19k▼
Recurring financial charges65€21k€19k▼
Profit (loss) for the period before taxes9903€-53k€-9k▲
Income taxes67/77€86-
Profit (loss) for the period9904€-53k€-9k▲
Profit (loss) for the period to be appropriated9905€-53k€-9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€693k€684k▼
Profit (loss) brought forward from the previous period14P€746k€693k▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity triplescurrent ratio 40.98
Current ratio from 13.30 to 40.98; short-term debt falls from €5k to €1k.
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Weakest financial yearnet €-74k
Net result drops to €-74k, the lowest in the series; recovery starts the following year.
19-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Liquidity times 10current ratio 205.63
Current ratio from 20.05 to 205.63; short-term debt falls from €2k to €372.
25-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
16-05
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mimosalaan 431150 Sint-Pieters-WoluweGround area
285 m²
Building footprint
132 m²
Volume, LiDAR
1,720 m³
Parcel 21684B0065/00S026, Brussels · tallest building 17.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Mimosalaan 43, 1150 Sint-Pieters-Woluwe
since 19992.090.322.779
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21684B0065/00S026 | Brussels | 285 m² | 1 · 132 m² | 17.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRAEKEVELT VASTGOED
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KENOMAR
BE 0464.006.923
Visé · Eq €706k
HAUTEKIET INVEST
BE 0896.212.197
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DE WARANDE
BE 0438.238.278
Sint-Laureins · Eq €704k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,991 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-1999
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jml@immo-consultance.eu