Immo Construct
ActiveImmo Construct has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €37k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+12
Growth58=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 13.96 against 2.37 in 2024; short-term debt: 6.5% and cash: 13% of total assets), and 6.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.5%
Return on assets
168.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-03-2026, 124 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
124 d early
2024
135 d early
2023
30 d early
2022
44 d early
2021
31 d early
2020
40 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k▲ 9.4%
2024 · €19k
2018: €22k
2019: €22k
2020: €22k
2021: €21k
2022: €25k
2023: €21k
2024: €19k
2018 → 2025
Total assets
€22k▼ 26.8%
2024 · €30k
2018: €65k
2019: €33k
2020: €103k
2021: €57k
2022: €26k
2023: €27k
2024: €30k
2018 → 2025
Net result
€37k▼ 84.7%
2024 · €241k
2018: €1k
2019: €122
2020: €332
2021: €-1k
2022: €69k
2023: €225k
2024: €241k
2018 → 2025
Working capital
€18k▲ 21.2%
2024 · €15k
2018: €-11k
2019: €-5k
2020: €76k
2021: €35k
2022: €13k
2023: €19k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€25k▲ 19.7%€21k▼ 18.8%€19k▼ 9.5%€20k▲ 9.4%
Operating result€-16-€90k€302k▲ 235%€323k▲ 7.1%€50k▼ 84.4%
Net result€-1k-€69k€225k▲ 226%€241k▲ 6.8%€37k▼ 84.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 84% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€2k▼ 43.8%
Current assets
€20k▼ 24.6%
Equity and liabilities €22k
Equity
€20k▲ 9.4%
Debt
€1k▼ 87.2%
The debt ratio falls from 37.5% to 6.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▼
2024 · €324k
Cash flow
€38k▼
2024 · €242k
Solvency
93.5%▲
2024 · 62.5%
Current ratio
13.96▲
2024 · 2.37
Quick ratio
13.96▲
2024 · 2.37
Debt / equity
0.07▼
2024 · 0.60
ROE
180.6%
ROA
168.8%▼
2024 · 808.8%
Debt
€1k▼
2024 · €11k
Debt ≤ 1 year
€1k▼
2024 · €11k
Income taxes
€14k▼
2024 · €84k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€22k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€900€427▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€26k€20k▼
Amounts receivable within one year40/41€23k€17k▼
Trade receivables40€22k€16k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€30k€22k▼
Equity10/15€19k€20k▲
Contributions10/11€19k€19k=
Reserves13-€2k
Distributable reserves133-€2k
Amounts payable17/49€11k€1k▼
Amounts payable within one year42/48€11k€1k▼
Trade debts44-€1k
Suppliers440/4-€1k
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€10k€166▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€6k€3k▼
Gross operating margin9900€331k€55k▼
Operating profit (loss)9901€323k€50k▼
Financial income75/76B€926-
Recurring financial income75€926-
Profit (loss) for the period before taxes9903€324k€50k▼
Income taxes67/77€84k€14k▼
Profit (loss) for the period9904€241k€37k▼
Profit (loss) for the period to be appropriated9905€241k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€241k€37k▼
Transfer from equity791/2€242k€35k▼
Transfer to equity691/2€241k€37k▼
To other reserves6921€241k€37k▼
Profit to be distributed694/7€242k€35k▼
Return on contributions (dividend)694€242k€35k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 6current ratio 13.96
Current ratio from 2.37 to 13.96; short-term debt falls from €11k to €1k.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €241k ▲6.8%
Operating result €323k, net result €241k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €69k
Net result €69k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-1k ▼498%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 27current ratio 15.05
Current ratio from 0.56 to 15.05; short-term debt falls from €11k to €5k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mol · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Windmolenstraat 142400 MolGround area
2,024 m²
Building footprint
390 m²
Volume, LiDAR
2,571 m³
Parcel 13433E1070/00B000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo Construct
since 20152.244.606.229
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13433E1070/00B000 | Flanders | 2,024 m² | 1 · 390 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 5,230 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2015
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
47527Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0477375938