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IMMO CONSEILS

Active
Private limited companyfounded 200323 years activeRue du Blanc-Ry 167, 1342 Ottignies-Louvain-la-Neuve, BelgiumKBO/BCE: BE 0479.242.356
Summary

IMMO CONSEILS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16.6m and a net result of €329,348. Equity is growing by ~14.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Activity not known1 site
Size
€21.4mtotal assets 2025
Equity
€16.6m
Profit
€329,348
Financial health
83 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.5%
Structure
Accounts on time0 of 3 deeds read
Why 83- Liquidity: current ratio 4.37, cash €11,390- 1 of the last 3 late+ Size: total assets €21.4m+ Equity €16.6m (77.8% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 55% of its sector peers (no NACE code, medium-sized)
Financial strength · tick = 2024
Average
Solvency 100=
equity 77.8% of total assets
Liquidity 42-1
short-term debt 22.2% · cash 0.1%
Profitability 43-24
return on assets 1.5%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.2%▲ +0.1 percentage points vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 1.0%▲ +0.5 percentage points vs 09-2025highest value 11-2025: 0.5%▼ -0.5 percentage points vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.6%▲ +0.1 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.5%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
Credit up to €1,350,000 at 30 days acceptable
Liquidity ample (current ratio 4.37 against 4.19 in 2024; short-term debt: 22.2% and cash: 0.1% of total assets), and 22.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, medium-sized): better than 74% on solvency, 25% on liquidity, 61% on profitability and 59% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 4.37, cash €11,390
NBB · annual accounts
lowers risk · Size: total assets €21.4m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · 1 of the last 3 late
NBB · filings
lowers risk · Equity €16.6m (77.8% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
60 days late
2023
28 days late
2022
30 days late
2021
30 days late
2020
58 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 8 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Weakest financial yearnet €329,348 ▼36.6%
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €329,348 8 years View
  • Caution: Result fell in 2025from €519,438 to €329,348 ▼ 36.6% View
  • Total assets 20256 fiscal years filed €21.4m View

By topic

Financials

Fiscal year
2025
Total assets
€21.4m
Profit
€329,348
Solvency
77.8%
Total assets▲ 3.0%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 28-08-2024Annual accounts filed
  2. 30-08-2023Annual accounts filed
  3. 31-12-2022Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
06-01-2003
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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