IMMO CLAVIER
ActiveSummary
The computed 12-month bankruptcy probability of IMMO CLAVIER is 2.7% (moderate). The 2024 annual accounts show negative equity (-€137,080) and a net result of -€3,421. Equity is shrinking by ~7.3% per year across the filed fiscal years. The company has been active since 1999 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
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Signals
This company filed its last 6 accounts on average 356 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
History
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Financials · fiscal year 2024, micro schema
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Peer companies
Historical observationOf the 6,622 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,622 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3,879 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,240 | €3,239 | €3,239 | €3,241 | €265 | ▼ 91.8% |
| Other operating charges640/8 | €1,174 | - | €4,682 | €669 | €696 | ▲ 4.0% |
| Non-recurring operating charges66A | - | - | €2,045 | - | - | - |
| Gross operating margin9900 | €6,020 | €3,037 | €3,203 | €3,303 | €3,787 | ▲ 14.7% |
| Operating profit (loss)9901 | €1,606 | -€202 | -€6,763 | -€607 | €2,826 | ▲ 566% |
| Financial charges65/66B | €8,349 | €9,151 | €7,723 | €6,955 | €6,247 | ▼ 10.2% |
| Recurring financial charges65 | €8,349 | €9,151 | €7,723 | €6,955 | €6,247 | ▼ 10.2% |
| Profit (loss) for the period before taxes9903 | -€6,743 | -€9,353 | -€14,486 | -€7,562 | -€3,421 | ▲ 54.8% |
| Profit (loss) for the period9904 | -€6,743 | -€9,353 | -€14,486 | -€7,562 | -€3,421 | ▲ 54.8% |
| Profit (loss) for the period to be appropriated9905 | -€6,743 | -€9,353 | -€14,486 | -€7,562 | -€3,421 | ▲ 54.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €22,908 | €19,668 | €16,750 | €13,188 | €12,923 | ▼ 2.0% |
| Fixed assets21/28 | €22,908 | €19,668 | €16,429 | €13,188 | €12,923 | ▼ 2.0% |
| Tangible fixed assets22/27 | €22,908 | €19,668 | €16,429 | €13,188 | €12,923 | ▼ 2.0% |
| Land and buildings22 | €22,908 | €19,668 | €16,429 | €13,188 | €12,923 | ▼ 2.0% |
| Current assets29/58 | - | - | €321 | - | - | - |
| Deferred charges and accrued income490/1 | - | - | €321 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €22,908 | €19,668 | €16,750 | €13,188 | €12,923 | ▼ 2.0% |
| Equity10/15 | -€102,257 | -€111,610 | -€126,097 | -€133,659 | -€137,080 | ▼ 2.6% |
| Contributions10/11 | €12,395 | €12,395 | €12,395 | €12,395 | €12,395 | = |
| Profit (loss) carried forward14 | -€114,652 | -€124,005 | -€138,492 | -€146,054 | -€149,475 | ▼ 2.3% |
| Amounts payable17/49 | €125,165 | €131,278 | €142,847 | €146,847 | €150,003 | ▲ 2.1% |
| Amounts payable after more than one year17 | €78,489 | €72,827 | €63,200 | €55,649 | €47,463 | ▼ 14.7% |
| Financial debts170/4 | €78,489 | €72,827 | €63,200 | €55,649 | €47,463 | ▼ 14.7% |
| Amounts payable within one year42/48 | €46,676 | €58,451 | €79,647 | €91,198 | €102,540 | ▲ 12.4% |
| Trade debts44 | €5,580 | €5,580 | €12,043 | €13,168 | €13,508 | ▲ 2.6% |
| Suppliers440/4 | €5,580 | €5,580 | €12,043 | €13,168 | €13,508 | ▲ 2.6% |
| Other amounts payable47/48 | €41,096 | €52,871 | €67,604 | €78,030 | €89,032 | ▲ 14.1% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,743 | -€9,353 | -€14,486 | -€7,562 | -€3,421 | ▲ 54.8% |
| + Depreciation and write-downs630 | €3,240 | €3,239 | €3,239 | €3,241 | €265 | ▼ 91.8% |
| Operating cash flow (approximation) | -€3,503 | -€6,114 | -€11,247 | -€4,321 | -€3,156 | ▲ 27.0% |
| Investment in fixed assets (approximation) | - | €1 | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61008A0082/00G000 | Wallonia | 1,691 m² | 1 · 1,583 m² | - |
Linked by address, not proof of ownership
Identification & contact
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.