Immo Certi
ActiveThe computed 12-month bankruptcy probability of Immo Certi is 3.3% (moderate). The 2024 annual accounts show equity of €2k and a net result of €2k. Its solvency ranks better than 33% of 36376 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency57
Growth-
Track record79
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.46; short-term debt: 68.3% of total assets), and 68.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.7%
Return on assets
30.1%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-11-2025, 96 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
96 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€156k
EBIT margin
1.2%
Net result
€2k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €6k
Equity
€2k
Debt
€4k
Debt finances 68.3% of the balance-sheet total.
Key figures and ratios
Solvency
31.7%
Current ratio
1.46
Quick ratio
1.46
Debt / equity
2.15
ROE
95.0%
ROA
30.1%
Debt
€4k
Debt ≤ 1 year
€4k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€6k
Current assets29/58€6k
Current investments50/53€6k
Equity and liabilities
Total equity and liabilities10/49€6k
Equity10/15€2k
Contributions10/11€100
Capital10€100
Issued capital100€100
Uncalled capital101€0
Profit (loss) carried forward14€2k
Amounts payable17/49€4k
Amounts payable within one year42/48€4k
Other amounts payable47/48€4k
Income statement
Code2024
Turnover70€156k
Goods, raw materials, services and sundry goods60/61€155k
Gross operating margin9900€2k
Operating profit (loss)9901€2k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€0
Recurring financial charges65€0
Profit (loss) for the period before taxes9903€2k
Profit (loss) for the period9904€2k
Profit (loss) for the period to be appropriated9905€2k
Appropriation of the result
Profit (loss) to be appropriated9906€2k
Timeline · acts, filings and financial milestones
2025
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 96 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidestraat 2472660 AntwerpenGround area
413 m²
Building footprint
222 m²
Volume, LiDAR
1,774 m³
Parcel 11019B0226/00D000, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Le MANC
since 20232.341.803.395
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11019B0226/00D000 | Flanders | 413 m² | 1 · 222 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesImmo Certi BV#10333
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Of 22,826 companies in sector 43211 we hold annual accounts for 10,328. 1,787 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2023
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
42211Civil engineering
42219Civil engineering
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:oussama.azioui@hotmail.com
Phone:0485/75.22.45