IMMO CERBERUS
ActiveSummary
IMMO CERBERUS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €539,715 and a net result of €15,299. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability51▲+7
Solvency85▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.49 in 2024; short-term debt: 40.2% and cash: 0.5% of total assets), and 40.4% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.6%
Return on assets
1.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
on the day
2023
13 d early
2022
11 d early
2021
26 d late
2020
26 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 7 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€539,715▲ 2.9%
2024 · €524,416
Total assets
€906,218▼ 8.5%
2024 · €990,420
Net result
€15,299▲ 10.8%
2024 · €13,802
Working capital
-€210,659▲ 11.5%
2024 · -€238,111
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€23,143▼ 15.0%€13,123▼ 43.3%€15,978▲ 21.8%€17,230▲ 7.8%€21,227▲ 23.2%
Net result€4,074▼ 56.0%-€929€10,770€13,802▲ 28.1%€15,299▲ 10.8%
Equity€500,772▲ 0.8%€499,843▼ 0.2%€510,614▲ 2.2%€524,416▲ 2.7%€539,715▲ 2.9%
Total assets€922,804▲ 2.8%€925,312▲ 0.3%€987,489▲ 6.7%€990,420▲ 0.3%€906,218▼ 8.5%
Debt€422,031▲ 5.3%€425,469▲ 0.8%€476,875▲ 12.1%€466,004▼ 2.3%€366,503▼ 21.4%
Working capital-€258,076▲ 10.9%-€255,983▲ 0.8%-€247,648▲ 3.3%-€238,111▲ 3.9%-€210,659▲ 11.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €906,218
Fixed assets
€752,766 ▼ 1.7%
Current assets
€153,451 ▼ 31.6%
Equity and liabilities €906,218
Equity
€539,715 ▲ 2.9%
Debt
€366,503 ▼ 21.4%
Debt's share of the balance-sheet total falls from 47.1% to 40.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34,402▲
2024 · €30,404
Cash flow
€28,473▲
2024 · €26,977
Current ratio
0.42▼
2024 · 0.49
Debt to equity
0.68▼
2024 · 0.89
ROE
2.8%▲
2024 · 2.6%
ROA
1.7%▲
2024 · 1.4%
Interest coverage
3.61▲
2024 · 2.77
Debt ≤ 1 year
€364,110▼
2024 · €462,590
Income taxes
€6,376▲
2024 · €4,724
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,048 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.4%
went bankrupt
3.6%
stopped otherwise
96%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3,580 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,772 | €12,772 | €12,906 | €13,174 | €13,174 | = |
| Other operating charges640/8 | €4,584 | €4,669 | €5,121 | €5,292 | €5,437 | ▲ 2.7% |
| Gross operating margin9900 | €40,499 | €30,565 | €34,005 | €35,696 | €39,839 | ▲ 11.6% |
| Operating profit (loss)9901 | €23,143 | €13,123 | €15,978 | €17,230 | €21,227 | ▲ 23.2% |
| Financial income75/76B | - | €5,166 | €9,383 | €12,279 | €9,975 | ▼ 18.8% |
| Recurring financial income75 | - | €5,166 | €9,383 | €12,279 | €9,975 | ▼ 18.8% |
| Financial charges65/66B | €17,599 | €19,218 | €10,640 | €10,983 | €9,528 | ▼ 13.2% |
| Recurring financial charges65 | €17,599 | €19,218 | €10,640 | €10,983 | €9,528 | ▼ 13.2% |
| Profit (loss) for the period before taxes9903 | €5,544 | -€929 | €14,721 | €18,526 | €21,675 | ▲ 17.0% |
| Income taxes67/77 | €1,470 | -€0 | €3,951 | €4,724 | €6,376 | ▲ 35.0% |
| Profit (loss) for the period9904 | €4,074 | -€929 | €10,770 | €13,802 | €15,299 | ▲ 10.8% |
| Profit (loss) for the period to be appropriated9905 | €4,074 | -€929 | €10,770 | €13,802 | €15,299 | ▲ 10.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €922,804 | €925,312 | €987,489 | €990,420 | €906,218 | ▼ 8.5% |
| Fixed assets21/28 | €798,921 | €786,148 | €779,115 | €765,941 | €752,766 | ▼ 1.7% |
| Tangible fixed assets22/27 | €798,921 | €786,148 | €779,115 | €765,941 | €752,766 | ▼ 1.7% |
| Land and buildings22 | €798,921 | €786,148 | €779,115 | €765,941 | €752,766 | ▼ 1.7% |
| Current assets29/58 | €123,883 | €139,164 | €208,374 | €224,479 | €153,451 | ▼ 31.6% |
| Amounts receivable within one year40/41 | €120,075 | €135,866 | €204,874 | €219,778 | €148,379 | ▼ 32.5% |
| Other amounts receivable41 | €120,075 | €135,866 | €204,874 | €219,778 | €148,379 | ▼ 32.5% |
| Cash at bank and in hand54/58 | €2,984 | €2,383 | €3,495 | €3,963 | €4,298 | ▲ 8.5% |
| Deferred charges and accrued income490/1 | €824 | €915 | €5 | €739 | €774 | ▲ 4.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €922,804 | €925,312 | €987,489 | €990,420 | €906,218 | ▼ 8.5% |
| Equity10/15 | €500,772 | €499,843 | €510,614 | €524,416 | €539,715 | ▲ 2.9% |
| Contributions10/11 | €427,284 | €427,284 | €427,284 | €427,284 | €427,284 | = |
| Reserves13 | €73,488 | €72,559 | €83,330 | €97,132 | €112,431 | ▲ 15.8% |
| Non-distributable reserves130/1 | €5,733 | €5,733 | €0 | - | - | - |
| Reserves not available under the articles1311 | €5,733 | €5,733 | €0 | - | - | - |
| Distributable reserves133 | €67,756 | €66,827 | €83,330 | €97,132 | €112,431 | ▲ 15.8% |
| Amounts payable17/49 | €422,031 | €425,469 | €476,875 | €466,004 | €366,503 | ▼ 21.4% |
| Amounts payable after more than one year17 | €30,280 | €20,019 | €9,227 | - | - | - |
| Financial debts170/4 | €30,280 | €20,019 | €9,227 | - | - | - |
| Amounts payable within one year42/48 | €381,959 | €395,147 | €456,023 | €462,590 | €364,110 | ▼ 21.3% |
| Current portion of amounts payable after more than one year42 | €9,822 | €10,261 | €10,792 | €9,227 | - | - |
| Financial debts43 | €75,000 | €74,000 | €122,000 | €117,000 | - | - |
| Credit institutions430/8 | - | - | - | €117,000 | - | - |
| Other loans439 | €75,000 | €74,000 | €122,000 | - | - | - |
| Trade debts44 | - | €660 | €0 | €64 | €881 | ▲ 1,281% |
| Suppliers440/4 | - | €660 | €0 | €64 | €881 | ▲ 1,281% |
| Taxes, remuneration and social security45 | €5,295 | €5,139 | €7,620 | €4,724 | €11,100 | ▲ 135% |
| Taxes450/3 | €5,295 | €5,139 | €7,620 | €4,724 | €11,100 | ▲ 135% |
| Other amounts payable47/48 | €291,842 | €305,086 | €315,611 | €331,575 | €352,129 | ▲ 6.2% |
| Accrued charges and deferred income492/3 | €9,792 | €10,304 | €11,626 | €3,414 | €2,393 | ▼ 29.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,074 | -€929 | €10,770 | €13,802 | €15,299 | ▲ 10.8% |
| + Depreciation and write-downs630 | €12,772 | €12,772 | €12,906 | €13,174 | €13,174 | = |
| Operating cash flow (approximation) | €16,846 | €11,843 | €23,677 | €26,977 | €28,473 | ▲ 5.5% |
| Investment in fixed assets (approximation) | - | €0 | -€5,873 | €0 | €0 | - |
| Change in cash | - | -€601 | €1,112 | €468 | €335 | ▼ 28.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €15,299 ▲10.8%
Net result €15,299, the highest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €10,770
Net result €10,770 after one loss-making year.
31-12
Financial
Equity above €500,000Eq €510,614 ▲2.2%
Equity rises from €499,843 to €510,614.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€929
Net result drops to -€929, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Equity above €500,000Eq €500,772 ▲0.8%
4 profitable years in a row build equity to €500,772.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
Show earlier events
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gingelom · 1 establishment unit since 2010
Ground area
1,119 m²
Building footprint
538 m²
Volume, LiDAR
2,940 m³
Parcel 71026C0184/00M000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IMMO CERBERUS
since 20102.188.618.423
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71026C0184/00M000 | Flanders | 1,119 m² | 1 · 538 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded31-03-2010
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0824516727
Also
9925:BE0824516727
Registered
02-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.