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IMMO CELINE

Active
Private limited companyfounded 200818 yrs activeRue des Trixhes 89a, 4683 Oupeye, BelgiumKBO/BCE: BE 0899.182.080
Summary

IMMO CELINE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,302 and a net result of -€2,775. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability67▼-13
Solvency28=
Growth35▼-32
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.97 against 1.02 in 2024; short-term debt: 12.5% and cash: 4.7% of total assets), and 96.9% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
3.1%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
3 d late
2024
273 d late
2023
397 d late
2022
12 d early
2021
346 d late
2020
711 d late
2019
32 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 250 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 April (4 of the last 5 filed years within 270 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO CELINE was incorporated on 10 July 2008.1 Revenue fell from EUR 33,600 in 2023 to EUR 17,900 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€17,900▼ 48.6%
2024 · €34,800
EBIT margin
16.7%▼ 28.6pp
2024 · 45.3%
Net result
-€2,775
2024 · €7,959
Working capital
-€3,197
2024 · €1,970
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€33,600€34,800▲ 3.6%€17,900▼ 48.6%
Operating result€5,728▼ 72.5%€16,935▲ 196%€38,681▲ 128%€15,753▼ 59.3%€2,983▼ 81.1%
Net result-€7,349€7,677€32,288▲ 321%€7,959▼ 75.4%-€2,775
EBIT margin115.1%45.3%▼ 69.9pp16.7%▼ 28.6pp
Equity-€21,847▼ 50.7%-€14,170▲ 35.1%€18,118€26,077▲ 43.9%€23,302▼ 10.6%
Total assets€806,666▼ 5.5%€787,679▼ 2.4%€779,689▼ 1.0%€766,776▼ 1.7%€748,823▼ 2.3%
Debt€828,513▼ 4.5%€801,849▼ 3.2%€761,571▼ 5.0%€740,699▼ 2.7%€725,521▼ 2.0%
Working capital-€39,928▲ 33.1%-€34,351▲ 14.0%-€4,618▲ 86.6%€1,970-€3,197
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: €5,728€5,728Net result 2021: -€7,349-€7,349Operating result 2022: €16,935€16,935Net result 2022: €7,677€7,677Operating result 2023: €38,681€38,681Net result 2023: €32,288€32,288Operating result 2024: €15,753€15,753Net result 2024: €7,959€7,959Operating result 2025: €2,983€2,983Net result 2025: -€2,775-€2,77520212022202320242025-€20,000€0€20,000€40,000Operating result 2023: €38,681€38,700Net result 2023: €32,288€32,300Operating result 2024: €15,753€15,800Net result 2024: €7,959€7,960Operating result 2025: €2,983€2,980Net result 2025: -€2,775-€2,770202320242025
The operating result has fallen two years in a row; 2025 is 81% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €748,823
Fixed assets €658,073 ▼ 2.9%
Current assets €90,750 ▲ 1.6%
Equity and liabilities €748,823
Equity €23,302 ▼ 10.6%
Debt €725,521 ▼ 2.0%
Debt's share of the balance-sheet total rises from 96.6% to 96.9%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€22,403▼
2024 · €36,913
Cash flow
€16,645▼
2024 · €29,119
Current ratio
0.97▼
2024 · 1.02
Debt to equity
31.14▲
2024 · 28.40
ROE
-11.9%▼
2024 · 30.5%
ROA
-0.4%▼
2024 · 1.0%
Interest coverage
3.89▼
2024 · 6.28
Debt ≤ 1 year
€93,946▲
2024 · €87,313
Debt > 1 year
€631,574▼
2024 · €653,386
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 913 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 95% are still going.

  • Small
  • 10 to 20 years old
  • solvency under 10%
  • a small loss
2.0% went bankrupt
2.1% stopped otherwise
95% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 913 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€766,776€748,823▼
Fixed assets21/28€677,493€658,073▼
Tangible fixed assets22/27€677,493€658,073▼
Land and buildings22€677,493€658,073▼
Current assets29/58€89,283€90,750▲
Amounts receivable within one year40/41€54,283€55,750▲
Other amounts receivable41€54,283€55,750▲
Cash at bank and in hand54/58€35,000€35,000=
Equity and liabilities
Total equity and liabilities10/49€766,776€748,823▼
Equity10/15€26,077€23,302▼
Contributions10/11€44,950€44,950=
Profit (loss) carried forward14-€18,873-€21,648▼
Amounts payable17/49€740,699€725,521▼
Amounts payable after more than one year17€653,386€631,574▼
Financial debts170/4€653,386€631,574▼
Amounts payable within one year42/48€87,313€93,946▲
Current portion of amounts payable after more than one year42€24,706€26,403▲
Financial debts43€178€33▼
Credit institutions430/8€178€33▼
Trade debts44€45,439€49,221▲
Suppliers440/4€45,439€49,221▲
Taxes, remuneration and social security45€1,990€1,990=
Taxes450/3€1,990€1,990=
Remuneration and social security454/9€0-
Other amounts payable47/48€15,000€16,300▲
Income statement Code20242025
Turnover70€34,800€17,900▼
Goods, raw materials, services and sundry goods60/61€2,644€1,920▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,160€19,420▼
Gross operating margin9900€36,913€22,403▼
Operating profit (loss)9901€15,753€2,983▼
Financial income75/76B€76-
Recurring financial income75€76-
Financial charges65/66B€5,880€5,757▼
Recurring financial charges65€5,880€5,757▼
Profit (loss) for the period before taxes9903€9,948-€2,775▼
Income taxes67/77€1,990-
Profit (loss) for the period9904€7,959-€2,775▼
Profit (loss) for the period to be appropriated9905€7,959-€2,775▼
Appropriation of the result
Profit (loss) to be appropriated9906-€18,873-€21,648▼
Profit (loss) brought forward from the previous period14P-€26,832-€18,873▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70--€33,600€34,800€17,900▼ 48.6%
Non-recurring operating income76A€99-----
Goods, raw materials, services and sundry goods60/61-€884€5,781€2,644€1,920▼ 27.4%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17,808€18,271€18,271€21,160€19,420▼ 8.2%
Other operating charges640/8€471-----
Non-recurring operating charges66A€40,000-€76---
Gross operating margin9900€64,007€35,206€57,027€36,913€22,403▼ 39.3%
Operating profit (loss)9901€5,728€16,935€38,681€15,753€2,983▼ 81.1%
Financial income75/76B€0--€76--
Recurring financial income75€0--€76--
Financial charges65/66B€13,078€9,258€6,393€5,880€5,757▼ 2.1%
Recurring financial charges65€13,078€9,258€6,393€5,880€5,757▼ 2.1%
Profit (loss) for the period before taxes9903-€7,349€7,677€32,288€9,948-€2,775▼ 128%
Income taxes67/77---€1,990--
Profit (loss) for the period9904-€7,349€7,677€32,288€7,959-€2,775▼ 135%
Profit (loss) for the period to be appropriated9905-€7,349€7,677€32,288€7,959-€2,775▼ 135%
Line20212022202320242025Change
Assets
Total assets20/58€806,666€787,679€779,689€766,776€748,823▼ 2.3%
Fixed assets21/28€733,985€715,714€697,443€677,493€658,073▼ 2.9%
Tangible fixed assets22/27€733,985€715,714€697,443€677,493€658,073▼ 2.9%
Land and buildings22€733,985€715,714€697,443€677,493€658,073▼ 2.9%
Current assets29/58€72,681€71,965€82,245€89,283€90,750▲ 1.6%
Amounts receivable within one year40/41€36,827€36,827€47,277€54,283€55,750▲ 2.7%
Other amounts receivable41€36,827€36,827€47,277€54,283€55,750▲ 2.7%
Cash at bank and in hand54/58€35,716€35,000€34,969€35,000€35,000=
Deferred charges and accrued income490/1€138€138€0---
Equity and liabilities
Total equity and liabilities10/49€806,666€787,679€779,689€766,776€748,823▼ 2.3%
Equity10/15-€21,847-€14,170€18,118€26,077€23,302▼ 10.6%
Contributions10/11€44,950€44,950€44,950€44,950€44,950=
Capital10€44,950€44,950€44,950---
Issued capital100€48,600€48,600€48,600---
Uncalled capital101€3,650€3,650€3,650---
Profit (loss) carried forward14-€66,797-€59,120-€26,832-€18,873-€21,648▼ 14.7%
Amounts payable17/49€828,513€801,849€761,571€740,699€725,521▼ 2.0%
Amounts payable after more than one year17€715,904€695,533€674,707€653,386€631,574▼ 3.3%
Financial debts170/4€715,904€695,533€674,707€653,386€631,574▼ 3.3%
Amounts payable within one year42/48€112,609€106,316€86,864€87,313€93,946▲ 7.6%
Current portion of amounts payable after more than one year42€19,912€21,821€21,937€24,706€26,403▲ 6.9%
Financial debts43-€76€76€178€33▼ 81.7%
Credit institutions430/8-€76€76€178€33▼ 81.7%
Trade debts44€67,197€62,919€52,046€45,439€49,221▲ 8.3%
Suppliers440/4€67,197€62,919€52,046€45,439€49,221▲ 8.3%
Taxes, remuneration and social security45€10,500€6,500€2,500€1,990€1,990=
Taxes450/3---€1,990€1,990=
Remuneration and social security454/9€10,500€6,500€2,500€0--
Other amounts payable47/48€15,000€15,000€10,304€15,000€16,300▲ 8.7%
Line20212022202320242025Change
Profit (loss) for the period9904-€7,349€7,677€32,288€7,959-€2,775▼ 135%
+ Depreciation and write-downs630€17,808€18,271€18,271€21,160€19,420▼ 8.2%
Operating cash flow (approximation)€10,459€25,948€50,559€29,119€16,645▼ 42.8%
Investment in fixed assets (approximation)-€0€0-€1,210€0▲ 100%
Change in cash--€716-€31€31€0▼ 100%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
03-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
30-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 273 days late
2025
01-09
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 397 days late
2023
31-12
Financial Highest result since 2018net €32,288 ▲321%
Operating result €38,681, net result €32,288, both a record.
19-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
12-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 346 days late
12-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 711 days late
07-07
Bankruptcy Judicial dissolution, liquidator appointed
Tribunal de l’entreprise de Liège, division Liège · event 30-06-2023
2022
31-12
Financial Back to profitnet €7,677
Net result €7,677 after one loss-making year.
2020
31-12
Financial Back to profitnet €40
Net result €40 after one loss-making year.
01-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 32 days late
28-01
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 181 days late
Show earlier events
2019
31-12
Financial Weakest financial yearnet -€18,838
Net result drops to -€18,838, the lowest in the series; recovery starts the following year.
2018
29-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 60 days late
2017
28-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 28 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye
exact location from the address register On OpenStreetMap
Ground area
385 m²
Building footprint
111 m²
Volume, LiDAR
679 m³
Parcel 62109A0178/00Z000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62109A0178/00Z000 Wallonia 385 m² 1 · 111 m² 7.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded10-07-2008
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.