Immo Cassaro

Active

Private limited companyfounded 20188 yrs activeRue du Coron(VSH) 85, 7070 Le Roeulx, BelgiumKBO/BCE: BE 0700.676.827

Summary

The computed 12-month bankruptcy probability of Immo Cassaro is 2.3% (moderate). The 2025 annual accounts show negative equity (-€17,419) and a net result of €5,023. Equity is shrinking by ~8.9% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Immo CassaroActiveChecked score 52/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€189,989total assets 2025

Equity: -€17,419
Profit: €5,023

Financial health

52 Fair Checked score 2025

Bankruptcy chance 12 m: 2.3%

Structure

Accounts 42 d early1 of 3 deeds read

Why 52- 1 change of registered office in 24 months- 1 of the last 3 late+ Size: total assets €189,989+ Figures for FY 2025 (filed 19-06-2026)Show the evidence

Checked score

Score 2025

52 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 34% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 16+1

equity -9.2% of total assets

Liquidity 29-2

short-term debt 46.1% · cash 1.6%

Profitability 57+20

return on assets 2.6%

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.6% 12-2024: 1.6%▼ -1.6% vs 11-2024lowest value 01-2025: 1.6%▲ +2.8% vs 12-2024 02-2025: 1.6%● 0.0% vs 01-2025 03-2025: 1.7%▲ +5.6% vs 02-2025 04-2025: 1.8%▲ +3.2% vs 03-2025 05-2025: 1.8%▲ +0.3% vs 04-2025 06-2025: 1.9%▲ +7.0% vs 05-2025 07-2025: 2.0%▲ +3.2% vs 06-2025 08-2025: 2.7%▲ +36.1% vs 07-2025 09-2025: 3.1%▲ +14.6% vs 08-2025 10-2025: 2.1%▼ -33.3% vs 09-2025 11-2025: 2.1%● 0.0% vs 10-2025 12-2025: 2.1%● 0.0% vs 11-2025 01-2026: 2.1%▼ -0.2% vs 12-2025 02-2026: 2.1%● 0.0% vs 01-2026 03-2026: 2.0%▼ -1.9% vs 02-2026 04-2026: 1.8%▼ -8.7% vs 03-2026 05-2026: 1.8%▼ -1.1% vs 04-2026 06-2026: 4.9%▲ +168% vs 05-2026highest value 07-2026: 2.6%▼ -46.5% vs 06-2026 08-2026: 2.6%● 0.0% vs 07-2026 09-2026: 2.6%▲ +0.3% vs 08-2026 10-2026: 2.3%▼ -12.8% vs 09-2026

Size: total assets €189,989 lowers the probability for this profile
1 change of registered office in 24 months raises the probability
Figures for FY 2025 (filed 19-06-2026) lowers the probability
1 of the last 3 late raises the probability

No credit on open account

Liquidity short (current ratio 0.13 against 0.12 in 2024; short-term debt: 46.1% and cash: 1.6% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 12%, liquidity 16%, profitability 39%, growth against the median 70%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €189,989

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Figures for FY 2025 (filed 19-06-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

42 d early

2024

60 d late

2023

15 d early

2022

30 d early

2021

1 d early

2020

18 d late

2019

88 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 11 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage