IMMO CAMILLE
ActiveSummary
IMMO CAMILLE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.80M and a net result of €35k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 64% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency74▲+1
Growth85=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.98 in 2024; short-term debt: 36.3% and cash: 16% of total assets), and 51% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
51 d early
2023
59 d early
2022
47 d early
2021
54 d early
2020
59 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€308k▲ 66.8%
2019 · €185k
2019: €185k
2019 → 2020
EBIT margin
-1.8%▲ 68.5pp
2019 · -70.4%
2019: -70.4%
2019 → 2020
Net result
€35k▲ 25.7%
2024 · €28k
2018: €-100k
2019: €487k
2020: €-51k
2021: €-18k
2022: €-117k
2023: €485k
2024: €28k
2018 → 2025
Working capital
€53k
2024 · €-42k
2018: €-211k
2019: €-1.05M
2020: €-912k
2021: €-808k
2022: €-814k
2023: €-141k
2024: €-42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.37M-€2.25M▼ 4.9%€2.74M▲ 21.6%€2.76M▲ 1.0%€2.80M▲ 1.3%
Operating result€13k-€-94k€540k€58k▼ 89.3%€65k▲ 12.8%
Net result€-18k-€-117k▼ 560%€485k€28k▼ 94.2%€35k▲ 25.7%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.71M
Fixed assets
€3.58M ▼ 5.3%
Current assets
€2.13M ▲ 5.9%
Equity and liabilities €5.71M
Equity
€2.80M ▲ 1.3%
Debt
€2.91M ▼ 3.8%
Debt's share of the balance-sheet total falls from 52.3% to 51.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€264k▼
2024 · €268k
Cash flow
€234k▼
2024 · €238k
Current ratio
1.03▲
2024 · 0.98
Debt to equity
1.04▼
2024 · 1.09
ROE
1.3%▲
2024 · 1.0%
ROA
0.6%▲
2024 · 0.5%
Interest coverage
7.71▲
2024 · 7.39
Debt ≤ 1 year
€2.07M▲
2024 · €2.05M
Debt > 1 year
€836k▼
2024 · €976k
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.79M€5.71M▼
Fixed assets21/28€3.78M€3.58M▼
Tangible fixed assets22/27€3.42M€3.22M▼
Land and buildings22€3.41M€3.21M▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€363k€363k=
Current assets29/58€2.01M€2.13M▲
Amounts receivable within one year40/41€1.20M€1.21M▲
Trade receivables40€2k€2k=
Other amounts receivable41€1.20M€1.21M▲
Cash at bank and in hand54/58€812k€915k▲
Equity and liabilities
Total equity and liabilities10/49€5.79M€5.71M▼
Equity10/15€2.76M€2.80M▲
Contributions10/11€430k€430k=
Capital10€430k€430k=
Issued capital100€430k€430k=
Reserves13€43k€43k=
Non-distributable reserves130/1€43k€43k=
Legal reserve130€43k€43k=
Profit (loss) carried forward14€2.29M€2.33M▲
Amounts payable17/49€3.03M€2.91M▼
Amounts payable after more than one year17€976k€836k▼
Financial debts170/4€976k€836k▼
Amounts payable within one year42/48€2.05M€2.07M▲
Trade debts44€31k€36k▲
Suppliers440/4€31k€36k▲
Other amounts payable47/48€2.02M€2.04M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€210k€199k▼
Other operating charges640/8€39k€40k▲
Gross operating margin9900€307k€304k▼
Operating profit (loss)9901€58k€65k▲
Financial income75/76B€18k€19k▲
Recurring financial income75€18k€19k▲
Financial charges65/66B€36k€34k▼
Recurring financial charges65€36k€34k▼
Profit (loss) for the period before taxes9903€40k€49k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€28k€35k▲
Profit (loss) for the period to be appropriated9905€28k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.29M€2.33M▲
Profit (loss) brought forward from the previous period14P€2.26M€2.29M▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
02-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €485k
Net result €485k after 3 loss-making years.
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-117k
Net result drops to €-117k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €487k
Net result €487k after one loss-making year.
31-12
Financial
Equity above €2MEq €2.44M ▲25%
Equity rises from €1.95M to €2.44M.
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Huart Hamoirlaan 18-201030 SchaarbeekGround area
377 m²
Building footprint
319 m²
Volume, LiDAR
3,698 m³
Parcel 21015A0095/00R003, Brussels · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Huart Hamoirlaan 18 2, 1030 Schaarbeek
since 19902.046.894.988
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0095/00R003 ProtectedSite or landscapeHuart Hamoirlaan |
Brussels | 377 m² | 1 · 319 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 3,305 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-11-1989
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.