IMMO CAL

Active

Private limited companyfounded 20251 yr activeRoodebeeklaan 44, 1030 Schaarbeek, BelgiumKBO/BCE: BE 1020.386.550

Summary

IMMO CAL has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12,426 and a net result of €1,676. The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch Report Compare

IMMO CALActiveChecked score 62/100

Risk analysis Report Compare

What they do

Activity not known1 site

How big

€258,785total assets 2025

Equity: €12,426
Profit: €1,676

Turnover not published (abridged schema)

Financially healthy?

62 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.5%

Who decides

Accounts 16 d early0 of 2 deeds read

Why 62- Founded in 2025- 1 change of registered office in 24 months+ Size: total assets €258,785+ Figures for FY 2025 (filed 15-07-2026)Show the evidence

Checked score

Score 2025

62 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 25% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Weak

Solvency 30

equity 4.8% of total assets

Liquidity 37

short-term debt 41.2% · cash 5.5%

Profitability 47

return on assets 0.6%

Bankruptcy probability, 12 months

1.5% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 03-2026: 7.3% 04-2026: 7.3%● 0.0% vs 03-2026 05-2026: 7.4%▲ +1.9% vs 04-2026 06-2026: 8.1%▲ +8.7% vs 05-2026 07-2026: 8.4%▲ +3.7% vs 06-2026highest value 08-2026: 1.5%▼ -82.3% vs 07-2026lowest value 09-2026: 1.5%● 0.0% vs 08-2026lowest value 10-2026: 1.5%● 0.0% vs 09-2026lowest value

Size: total assets €258,785 lowers the probability for this profile
Founded in 2025 raises the probability for this profile
Figures for FY 2025 (filed 15-07-2026) lowers the probability
1 change of registered office in 24 months raises the probability

Credit up to €500 at 30 days acceptable

Liquidity short (current ratio 0.13; short-term debt: 41.2% and cash: 5.5% of total assets), and 95.2% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 19%, liquidity 21%, profitability 35%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.