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IMMO C.J.P.

Active
Public limited companyfounded 199531 yrs activeGachardstraat 77, 1000 Brussel, BelgiumKBO/BCE: BE 0454.804.492
Summary

IMMO C.J.P. has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132,519 and a net result of -€2,496. Equity remains stable across the filed fiscal years (±1.4% per year). The computed 12-month bankruptcy probability is 1.2% (low).

What stands out

  1. 2 loss-making years in a row -€2,496loss fiscal year 202520182025
  2. Active since 1995 31 yearsfounded 17-03-1995 founded 1995 now 2026
  3. Total assets 2025 €134,8956 fiscal years filed20202025

Overview

What they do
Activity not known
1 site
How big
€134,895total assets 2025
Equity €132,519 · Loss -€2,496
Financially healthy?
70 Healthy
Bankruptcy chance 1.2% · 12 m
Who decides
Not known
0 of 3 deeds readAccounts 5 d earlyActivity not knownTurnover not published (abridged schema)
Why 70- No NACE activity registered- Higher-failure-rate region+ Long track record+ Lower-risk legal formLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability66▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 39.3 against 41.2 in 2024; short-term debt: 1.8% and cash: 0.2% of total assets), and 1.8% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 31 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
5 d early
2024
2 d early
2023
92 d late
2022
31 d late
2021
30 d late
2020
16 d late
2019
28 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 19 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€2,496
  3. Annual accounts filedfiscal year 2024 · micro…

Financials

Fiscal year 2025Total assets €134,895Loss -€2,496Solvency 98.2%Liquidity 39.30
Total assets
€134,895▼ 1.7%
2018 - 2025
Net result
-€2,496▼ 2.1%
2018 - 2025
Equity
€132,519▼ 1.8%
2018 - 2025
Solvency
98.2%▼ 0.2pp
2018 - 2025

Financials · fiscal year 2025, abbreviated schema

Trend over the years8 fiscal years
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€2,218▼ 32.3%€1,366▼ 38.4%€115▼ 91.5%-€3,302-€2,313▲ 30.0%
Net result€3,857▲ 42.7%€3,802▼ 1.4%€2,022▼ 46.8%-€2,445-€2,496▼ 2.1%
Equity€131,637▲ 3.0%€135,438▲ 2.9%€137,461▲ 1.5%€135,016▼ 1.8%€132,519▼ 1.8%
Total assets€173,477▲ 3.1%€181,222▲ 4.5%€181,275=€137,216▼ 24.3%€134,895▼ 1.7%
Debt€41,840▲ 3.4%€45,784▲ 9.4%€43,815▼ 4.3%€2,200▼ 95.0%€2,375▲ 8.0%
Working capital€69,980▲ 14.5%€79,157▲ 13.1%€85,859▲ 8.5%€88,441▲ 3.0%€90,972▲ 2.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
-€4,000-€2,000€0€2,000€4,000Operating result 2021: €2,218€2,218Net result 2021: €3,857€3,857Operating result 2022: €1,366€1,366Net result 2022: €3,802€3,802Operating result 2023: €115€115Net result 2023: €2,022€2,022Operating result 2024: -€3,302-€3,302Net result 2024: -€2,445-€2,445Operating result 2025: -€2,313-€2,313Net result 2025: -€2,496-€2,49620212022202320242025-€4,000-€2,000€0€2,000Operating result 2023: €115€115Net result 2023: €2,022€2,020Operating result 2024: -€3,302-€3,300Net result 2024: -€2,445-€2,440Operating result 2025: -€2,313-€2,310Net result 2025: -€2,496-€2,500202320242025
The operating result stays negative: a loss of €2,313 in 2025 against €3,302 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €134,895
Fixed assets €41,548 ▼ 10.8%
Current assets €93,347 ▲ 3.0%
Equity and liabilities €134,895
Equity €132,519 ▼ 1.8%
Debt €2,375 ▲ 8.0%
Debt's share of the balance-sheet total rises from 1.6% to 1.8%. Equity is lower and debt is higher.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€2,715▲
2024 · €1,726
Cash flow
€2,531▼
2024 · €2,582
Current ratio
39.30▼
2024 · 41.20
Debt to equity
0.02▲
2024 · 0.02
ROE
-1.9%▼
2024 · -1.8%
ROA
-1.9%▼
2024 · -1.8%
Interest coverage
14.79▲
2024 · 11.94
Debt ≤ 1 year
€2,375▲
2024 · €2,200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€137,216€134,895▼
Fixed assets21/28€46,575€41,548▼
Tangible fixed assets22/27€46,575€41,548▼
Land and buildings22€44,100€39,560▼
Plant, machinery and equipment23€2,474€1,987▼
Current assets29/58€90,641€93,347▲
Amounts receivable within one year40/41€71,709€74,777▲
Other amounts receivable41€71,709€74,777▲
Cash at bank and in hand54/58€667€305▼
Deferred charges and accrued income490/1€18,265€18,265=
Equity and liabilities
Total equity and liabilities10/49€137,216€134,895▼
Equity10/15€135,016€132,519▼
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€3,098€3,098=
Non-distributable reserves130/1€3,098€3,098=
Legal reserve130€3,098€3,098=
Profit (loss) carried forward14€69,917€67,421▼
Amounts payable17/49€2,200€2,375▲
Amounts payable within one year42/48€2,200€2,375▲
Trade debts44€2,200€2,375▲
Suppliers440/4€2,200€2,375▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,027€5,027=
Other operating charges640/8€3,489€3,860▲
Gross operating margin9900€5,215€6,575▲
Operating profit (loss)9901-€3,302-€2,313▲
Financial income75/76B€1,001-
Recurring financial income75€1,001-
Financial charges65/66B€145€184▲
Recurring financial charges65€145€184▲
Profit (loss) for the period before taxes9903-€2,445-€2,496▼
Profit (loss) for the period9904-€2,445-€2,496▼
Profit (loss) for the period to be appropriated9905-€2,445-€2,496▼
Appropriation of the result
Profit (loss) to be appropriated9906€69,917€67,421▼
Profit (loss) brought forward from the previous period14P€72,362€69,917▼

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,027€5,027€5,027€5,027€5,027=
Other operating charges640/8€2,525€2,578€2,648€3,489€3,860▲ 10.6%
Gross operating margin9900€9,770€8,971€7,790€5,215€6,575▲ 26.1%
Operating profit (loss)9901€2,218€1,366€115-€3,302-€2,313▲ 30.0%
Financial income75/76B€2,780€3,528€2,842€1,001--
Recurring financial income75€2,780€3,528€2,842€1,001--
Financial charges65/66B€102€67€387€145€184▲ 26.9%
Recurring financial charges65€102€67€387€145€184▲ 26.9%
Profit (loss) for the period before taxes9903€4,896€4,826€2,571-€2,445-€2,496▼ 2.1%
Income taxes67/77€1,039€1,024€549---
Profit (loss) for the period9904€3,857€3,802€2,022-€2,445-€2,496▼ 2.1%
Profit (loss) for the period to be appropriated9905€3,857€3,802€2,022-€2,445-€2,496▼ 2.1%
Line20212022202320242025Change
Assets
Total assets20/58€173,477€181,222€181,275€137,216€134,895▼ 1.7%
Fixed assets21/28€61,656€56,629€51,602€46,575€41,548▼ 10.8%
Tangible fixed assets22/27€61,656€56,629€51,602€46,575€41,548▼ 10.8%
Land and buildings22€57,721€53,181€48,641€44,100€39,560▼ 10.3%
Plant, machinery and equipment23€3,935€3,448€2,961€2,474€1,987▼ 19.7%
Current assets29/58€111,820€124,593€129,674€90,641€93,347▲ 3.0%
Amounts receivable within one year40/41€104,620€108,538€111,083€71,709€74,777▲ 4.3%
Trade receivables40€1,800€2,745€2,980---
Other amounts receivable41€102,820€105,793€108,103€71,709€74,777▲ 4.3%
Cash at bank and in hand54/58-€55€326€667€305▼ 54.2%
Deferred charges and accrued income490/1€7,200€16,000€18,265€18,265€18,265=
Equity and liabilities
Total equity and liabilities10/49€173,477€181,222€181,275€137,216€134,895▼ 1.7%
Equity10/15€131,637€135,438€137,461€135,016€132,519▼ 1.8%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000€62,000=
Reserves13€3,098€3,098€3,098€3,098€3,098=
Non-distributable reserves130/1€3,098€3,098€3,098€3,098€3,098=
Legal reserve130€3,098€3,098€3,098€3,098€3,098=
Profit (loss) carried forward14€66,538€70,340€72,362€69,917€67,421▼ 3.6%
Amounts payable17/49€41,840€45,784€43,815€2,200€2,375▲ 8.0%
Amounts payable within one year42/48€41,840€45,436€43,815€2,200€2,375▲ 8.0%
Trade debts44€1,349€3,920€4,366€2,200€2,375▲ 8.0%
Suppliers440/4€1,349€3,920€4,366€2,200€2,375▲ 8.0%
Taxes, remuneration and social security45€1,592€2,616€549---
Taxes450/3€1,592€2,616€549---
Other amounts payable47/48€38,900€38,900€38,900---
Accrued charges and deferred income492/3-€348----
Line20212022202320242025Change
Profit (loss) for the period9904€3,857€3,802€2,022-€2,445-€2,496▼ 2.1%
+ Depreciation and write-downs630€5,027€5,027€5,027€5,027€5,027=
Operating cash flow (approximation)€8,884€8,829€7,049€2,582€2,531▼ 2.0%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€271€341-€362▼ 206%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline

13 eventsLatest 26-07-2026Next filing 31-07-2027

History

On 17 March 1995, IMMO C.J.P. was incorporated.1 Total assets went from €169,126 in 2018 to €134,895 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Weakest financial yearnet -€2,496
Net result drops to -€2,496, the lowest in the series.
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Liquidity times 14current ratio 41.20
Current ratio from 2.96 to 41.20; short-term debt falls from €43,815 to €2,200.
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 92 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
16-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial Back to profitnet €2,702
Net result €2,702 after one loss-making year.
03-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2016
05-12
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 127 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Company details

Public limited company · founded 17-03-1995Year ends 31-12Peppol not found1 site

Register details

Identification
Legal formPublic limited company
Founded17-03-1995
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1995
seat establishment The establishment unit on the map
Ground area
190 m²
Building footprint
93 m²
Volume, LiDAR
1,181 m³
Parcel 21807G0123/00A003, Brussels · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Gachardstraat 77, 1000 Brussel
NACE 70201
since 1995unit no. 2.072.755.485
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21807G0123/00A003 Brussels 190 m² 1 · 93 m² 18.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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