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IMMO C.C.

Active
Private limited companyfounded 200224 yrs activeRue des Hayettes, Fal. 18A, 5522 Onhaye, BelgiumKBO/BCE: BE 0476.733.125

IMMO C.C. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €338k and a net result of €257k. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2024
75 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+94
Solvency67▲+16
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 0.64 in 2023; short-term debt: 36.4% and cash: 0.1% of total assets), and 57.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-06-2025, 50 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
50 d early
2023
6 d late
2022
14 d early
2021
47 d early
2020
19 d early
2019
89 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€257k
2023 · €-116k
2018: €-2k 2019: €1k 2020: €-8k 2021: €-66k 2022: €-60k 2023: €-116k
2018 → 2024
Working capital
€60k
2023 · €-160k
2018: €15k 2019: €23k 2020: €52k 2021: €-12k 2022: €15k 2023: €-160k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€500k-€458k▼ 8.3%€399k▼ 13.0%€282k▼ 29.2%€338k▲ 19.9%
Operating result€-8k-€-62k▼ 724%€-48k▲ 22.6%€-77k▼ 60.0%€377k
Net result€-8k-€-66k▼ 765%€-60k▲ 9.1%€-116k▼ 95.5%€257k
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400kOperating result 2020: €-8k€-8kNet result 2020: €-8k€-8kOperating result 2021: €-62k€-62kNet result 2021: €-66k€-66kOperating result 2022: €-48k€-48kNet result 2022: €-60k€-60kOperating result 2023: €-77k€-77kNet result 2023: €-116k€-116kOperating result 2024: €377k€377kNet result 2024: €257k€257k20202021202220232024
The operating result returns to profit in 2024: €377k after a loss of €77k in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €797k
Fixed assets €447k▼ 45.9%
Current assets €350k▲ 24.6%
Equity and liabilities €797k
Equity €338k▲ 19.9%
Provisions €92k
Debt €366k▼ 55.6%
The debt ratio falls from 74.5% to 46.0%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€405k
2023 · €-30k
Cash flow
€285k
2023 · €-69k
Solvency
42.5%
2023 · 25.5%
Current ratio
1.21
2023 · 0.64
Quick ratio
1.21
2023 · 0.64
Debt / equity
1.08
2023 · 2.92
ROE
75.9%
2023 · -41.3%
ROA
32.2%
2023 · -10.5%
Interest coverage
14.33
2023 · -0.76
Debt
€366k
2023 · €824k
Debt ≤ 1 year
€290k
2023 · €441k
Debt > 1 year
€76k
2023 · €383k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€1.11M€797k
Fixed assets21/28€826k€447k
Tangible fixed assets22/27€826k€447k
Land and buildings22€820k€444k
Plant, machinery and equipment23€6k€3k
Current assets29/58€280k€350k
Amounts receivable within one year40/41€280k€349k
Other amounts receivable41€280k€349k
Cash at bank and in hand54/58€866€768
Equity and liabilities
Total equity and liabilities10/49€1.11M€797k
Equity10/15€282k€338k
Contributions10/11€45k€45k=
Revaluation surpluses12€400k€199k
Reserves13€19k€295k
Tax-exempt reserves132-€276k
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€-182k€-201k
Provisions and deferred taxes16-€92k
Deferred taxes168-€92k
Amounts payable17/49€824k€366k
Amounts payable after more than one year17€383k€76k
Financial debts170/4€383k€76k
Amounts payable within one year42/48€441k€290k
Current portion of amounts payable after more than one year42€407k€287k
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€8k€3k
Suppliers440/4€8k€3k
Taxes, remuneration and social security45€338-
Taxes450/3€338-
Other amounts payable47/48€24k€14
Income statement Code20232024
Non-recurring operating income76A-€398k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€28k
Other operating charges640/8€10k€7k
Gross operating margin9900€-20k€411k
Operating profit (loss)9901€-77k€377k
Financial income75/76B€10-
Recurring financial income75€10-
Financial charges65/66B€39k€28k
Recurring financial charges65€39k€28k
Profit (loss) for the period before taxes9903€-116k€349k
Transfer to deferred taxes680-€92k
Profit (loss) for the period9904€-116k€257k
Transfer to tax-exempt reserves689-€276k
Profit (loss) for the period to be appropriated9905€-116k€-19k
Appropriation of the result
Profit (loss) to be appropriated9906€-182k€-201k
Profit (loss) brought forward from the previous period14P€-65k€-182k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €257k
Net result €257k after 4 loss-making years.
06-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial Weakest financial yearnet €-116k
Net result drops to €-116k, the lowest in the series; recovery starts the following year.
17-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
14-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
28-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
18-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
06-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
07-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Onhaye · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Hayettes, Fal. 18A5522 Onhaye
Ground area
1,742 m²
Building footprint
310 m²
Volume, LiDAR
2,062 m³
Parcel 91042C0075/00F000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Hayettes, Fal. 18A, 5522 Onhaye
Activities auxiliary to financial services and insurance activities
since 20022.103.186.464
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91042C0075/00F000 Wallonia 1,742 m² 1 · 310 m² 9.8 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 3,823 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-01-2002
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.