IMMO BROM
ActiveIMMO BROM has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €-10k. Equity is shrinking by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▲+4
Solvency54▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.87 in 2024; short-term debt: 35.1% and cash: 2% of total assets), and 71.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.5%
Return on assets
-4.2%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
56 d early
2023
37 d early
2022
53 d early
2021
1 d late
2020
27 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▼ 13.0%
2024 · €76k
2018: €234k
2019: €230k
2020: €237k
2021: €233k
2022: €226k
2023: €85k
2024: €76k
2018 → 2025
Total assets
€232k▼ 6.5%
2024 · €249k
2018: €527k
2019: €513k
2020: €482k
2021: €458k
2022: €433k
2023: €286k
2024: €249k
2018 → 2025
Net result
€-10k▲ 49.1%
2024 · €-19k
2018: €-1k
2019: €-4k
2020: €7k
2021: €-4k
2022: €-7k
2023: €-141k
2024: €-19k
2018 → 2025
Working capital
€-21k▼ 106%
2024 · €-10k
2018: €118k
2019: €118k
2020: €155k
2021: €154k
2022: €139k
2023: €7k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€233k-€226k▼ 3.0%€85k▼ 62.4%€76k▼ 10.2%€66k▼ 13.0%
Operating result€-6k-€-10k▼ 57.0%€-129k▼ 1,246%€-17k▲ 86.8%€-9k▲ 49.0%
Net result€-4k-€-7k▼ 56.6%€-141k▼ 1,924%€-19k▲ 86.2%€-10k▲ 49.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9k in 2025 against €17k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232k
Fixed assets
€172k▼ 3.6%
Current assets
€60k▼ 13.8%
Equity and liabilities €232k
Equity
€66k▼ 13.0%
Provisions
€28k▼ 5.7%
Debt
€138k▼ 3.2%
The debt ratio rises from 57.4% to 59.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-7k
Cash flow
€-3k▲
2024 · €-9k
Solvency
28.5%▼
2024 · 30.6%
Current ratio
0.74▼
2024 · 0.87
Quick ratio
0.74▼
2024 · 0.87
Debt / equity
2.08▲
2024 · 1.87
ROE
-14.9%▲
2024 · -25.5%
ROA
-4.2%▲
2024 · -7.8%
Interest coverage
-0.86▲
2024 · -1.84
Debt
€138k▼
2024 · €143k
Debt ≤ 1 year
€82k▲
2024 · €80k
Debt > 1 year
€56k▼
2024 · €61k
Income taxes
€535▲
2024 · €474
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€249k€232k▼
Fixed assets21/28€179k€172k▼
Tangible fixed assets22/27€179k€172k▼
Land and buildings22€177k€171k▼
Plant, machinery and equipment23€173€0▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€70k€60k▼
Amounts receivable within one year40/41€2k€4k▲
Other amounts receivable41€2k€4k▲
Current investments50/53€50k€50k=
Cash at bank and in hand54/58€16k€5k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€249k€232k▼
Equity10/15€76k€66k▼
Contributions10/11€81k€81k=
Capital10€81k€81k=
Issued capital100€81k€81k=
Reserves13€151k€147k▼
Non-distributable reserves130/1€9k€9k=
Legal reserve130€9k€9k=
Tax-exempt reserves132€89k€86k▼
Distributable reserves133€53k€53k=
Profit (loss) carried forward14€-155k€-162k▼
Provisions and deferred taxes16€30k€28k▼
Deferred taxes168€30k€28k▼
Amounts payable17/49€143k€138k▼
Amounts payable after more than one year17€61k€56k▼
Financial debts170/4€61k€56k▼
Amounts payable within one year42/48€80k€82k▲
Current portion of amounts payable after more than one year42€6k€6k=
Trade debts44€132€343▲
Suppliers440/4€132€343▲
Taxes, remuneration and social security45€8k€0▼
Taxes450/3€8k€0▼
Other amounts payable47/48€66k€75k▲
Accrued charges and deferred income492/3€870€897▲
Income statement
Code20242025
Non-recurring operating income76A€0€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€6k▼
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€0€206▲
Gross operating margin9900€-4k€808▲
Operating profit (loss)9901€-17k€-9k▲
Financial income75/76B€112€155▲
Recurring financial income75€112€155▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-21k€-11k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77€474€535▲
Profit (loss) for the period9904€-19k€-10k▲
Transfer from tax-exempt reserves789€3k€3k=
Profit (loss) for the period to be appropriated9905€-16k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-155k€-162k▼
Profit (loss) brought forward from the previous period14P€-139k€-155k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-141k
Net result drops to €-141k, the lowest in the series; recovery starts the following year.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkeveld 323550 Heusden-ZolderGround area
583 m²
Building footprint
175 m²
Volume, LiDAR
888 m³
Parcel 71065B0455/00F002, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO BROM NV
since 19932.062.264.045
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065B0455/00F002 | Flanders | 583 m² | 1 · 175 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VERIMMO
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HET SYNDICHUIS
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Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 5,058 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-02-1993
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/533217