IMMO BOVER
ActiveIMMO BOVER has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €16k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 62% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+19
Solvency63▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.83 in 2024), and 54.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.6%
Return on assets
7.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
43 d early
2024
49 d early
2023
34 d early
2022
2 d early
2021
38 d early
2020
48 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€98k▲ 19.4%
2024 · €82k
2019: €73k
2020: €71k
2021: €71k
2022: €69k
2023: €72k
2024: €82k
2019 → 2025
Total assets
€216k▼ 2.5%
2024 · €221k
2019: €347k
2020: €316k
2021: €292k
2022: €259k
2023: €231k
2024: €221k
2019 → 2025
Net result
€16k▲ 56.4%
2024 · €10k
2019: €-12k
2020: €-2k
2021: €-268
2022: €-2k
2023: €3k
2024: €10k
2019 → 2025
Working capital
€-6k▼ 53.7%
2024 · €-4k
2019: €-67k
2020: €-44k
2021: €-44k
2022: €-33k
2023: €-32k
2024: €-4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€69k▼ 2.2%€72k▲ 4.4%€82k▲ 14.1%€98k▲ 19.4%
Operating result€3k-€-5k€4k€8k▲ 95.8%€16k▲ 90.6%
Net result€-268-€-2k▼ 474%€3k€10k▲ 235%€16k▲ 56.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 91% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €216k
Fixed assets
€196k▼ 2.3%
Current assets
€20k▼ 4.4%
Equity and liabilities €216k
Equity
€98k▲ 19.4%
Debt
€117k▼ 15.5%
The debt ratio falls from 62.8% to 54.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€21k▼
2024 · €26k
Cash flow
€21k▼
2024 · €27k
Solvency
45.6%▲
2024 · 37.2%
Current ratio
0.76▼
2024 · 0.83
Quick ratio
0.76▼
2024 · 0.83
Debt / equity
1.19▼
2024 · 1.69
ROE
16.2%▲
2024 · 12.4%
ROA
7.4%▲
2024 · 4.6%
Interest coverage
4.77▼
2024 · 4.81
Debt
€117k▼
2024 · €139k
Debt ≤ 1 year
€26k▲
2024 · €25k
Debt > 1 year
€62k▼
2024 · €85k
Income taxes
€761
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€216k▼
Fixed assets21/28€201k€196k▼
Tangible fixed assets22/27€201k€196k▼
Land and buildings22€189k€187k▼
Plant, machinery and equipment23€12k€9k▼
Current assets29/58€20k€20k▼
Amounts receivable within one year40/41€3k€3k▼
Trade receivables40€2k€450▼
Other amounts receivable41€807€2k▲
Cash at bank and in hand54/58€17k€11k▼
Deferred charges and accrued income490/1€498€6k▲
Equity and liabilities
Total equity and liabilities10/49€221k€216k▼
Equity10/15€82k€98k▲
Contributions10/11€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€14k€30k▲
Amounts payable17/49€139k€117k▼
Amounts payable after more than one year17€85k€62k▼
Financial debts170/4€85k€62k▼
Amounts payable within one year42/48€25k€26k▲
Current portion of amounts payable after more than one year42€24k€25k▲
Taxes, remuneration and social security45€285€615▲
Taxes450/3€285€615▲
Accrued charges and deferred income492/3€29k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€5k▼
Other operating charges640/8€384€6k▲
Gross operating margin9900€26k€26k▲
Operating profit (loss)9901€8k€16k▲
Financial income75/76B€7k€5k▼
Recurring financial income75€7k€5k▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€10k€17k▲
Income taxes67/77-€761
Profit (loss) for the period9904€10k€16k▲
Profit (loss) for the period to be appropriated9905€10k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€30k▲
Profit (loss) brought forward from the previous period14P€4k€14k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €16k ▲56.4%
Operating result €16k, net result €16k, both a record.
2024
13-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €3k
Net result €3k after 4 loss-making years.
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
24-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
27-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2021
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
22-09-2021
Resigned as Director
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guy-Jean Verachtertstraat 31160 OudergemGround area
1,414 m²
Building footprint
597 m²
Volume, LiDAR
6,222 m³
2 parcels, Brussels · tallest building 24.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
IMMO BOVER
since 20082.173.365.271
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0211/00Z011 | Brussels | 840 m² | 1 · 421 m² | 24.3 m · 5 fl. |
| 21332E0033/00C057 | Brussels | 574 m² | 1 · 175 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ZAKENKANTOOR VAN OPSTAL
BE 0430.861.231
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IMMO CORPORATION & CO
BE 0406.397.039
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I.S.H.
BE 0897.048.179
Halen · Eq €98k
TALENT MARKETING & COMMUNICATIONS
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VM INVEST
BE 0736.395.888
Crisnée · Eq €99k
Of 7,287 companies in sector 68110 we hold annual accounts for 5,352. 3,671 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-05-2007
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.