IMMO BOSWA
ActiveIMMO BOSWA has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €20k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 50% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +25 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency52▲+13
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 0.27 in 2024), and 70.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.9%
Return on assets
7.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
on the day
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€84k▲ 31.6%
2024 · €64k
2019: €38k
2020: €35k
2021: €29k
2022: €38k
2023: €50k
2024: €64k
2019 → 2025
Total assets
€280k▲ 39.7%
2024 · €201k
2019: €337k
2020: €308k
2021: €294k
2022: €258k
2023: €234k
2024: €201k
2019 → 2025
Net result
€20k▲ 47.9%
2024 · €14k
2019: €18k
2020: €-3k
2021: €-6k
2022: €9k
2023: €12k
2024: €14k
2019 → 2025
Working capital
€11k
2024 · €-21k
2019: €-107k
2020: €-145k
2021: €-166k
2022: €-181k
2023: €-40k
2024: €-21k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€38k▲ 31.4%€50k▲ 32.6%€64k▲ 27.2%€84k▲ 31.6%
Operating result€7k-€25k▲ 255%€27k▲ 9.6%€26k▼ 6.2%€38k▲ 49.7%
Net result€-6k-€9k€12k▲ 36.6%€14k▲ 10.7%€20k▲ 47.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 50% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €280k
Fixed assets
€221k▲ 14.6%
Current assets
€59k▲ 670%
Equity and liabilities €280k
Equity
€84k▲ 31.6%
Debt
€196k▲ 43.4%
The debt ratio rises from 68.3% to 70.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€53k▲
2024 · €49k
Cash flow
€35k▼
2024 · €37k
Solvency
29.9%▼
2024 · 31.7%
Current ratio
1.23▲
2024 · 0.27
Quick ratio
1.23▲
2024 · 0.27
Debt / equity
2.34▲
2024 · 2.15
ROE
24.0%▲
2024 · 21.4%
ROA
7.2%▲
2024 · 6.8%
Interest coverage
18.94▼
2024 · 26.73
Debt
€196k▲
2024 · €137k
Debt ≤ 1 year
€48k▲
2024 · €28k
Debt > 1 year
€145k▲
2024 · €109k
Income taxes
€15k▲
2024 · €10k
Staff costs
€32▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€280k▲
Fixed assets21/28€193k€221k▲
Intangible fixed assets21-€8k
Tangible fixed assets22/27€193k€213k▲
Land and buildings22€185k€181k▼
Furniture and vehicles24€8k€32k▲
Current assets29/58€8k€59k▲
Amounts receivable within one year40/41€543€17k▲
Trade receivables40€543€12k▲
Other amounts receivable41-€5k
Cash at bank and in hand54/58€4k€42k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€201k€280k▲
Equity10/15€64k€84k▲
Contributions10/11€25k€25k=
Reserves13€39k€59k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€496€496=
Distributable reserves133€36k€56k▲
Amounts payable17/49€137k€196k▲
Amounts payable after more than one year17€109k€145k▲
Financial debts170/4€105k€105k=
Other amounts payable178/9€4k€40k▲
Amounts payable within one year42/48€28k€48k▲
Financial debts43€7k€9k▲
Credit institutions430/8€7k€9k▲
Trade debts44€13k€12k▼
Suppliers440/4€13k€12k▼
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Other amounts payable47/48€879€21k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62€2k€32▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€15k▼
Other operating charges640/8€13k€13k▲
Non-recurring operating charges66A-€395
Gross operating margin9900€64k€67k▲
Operating profit (loss)9901€26k€38k▲
Financial income75/76B€1€75▲
Recurring financial income75€1€75▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€24k€36k▲
Income taxes67/77€10k€15k▲
Profit (loss) for the period9904€14k€20k▲
Profit (loss) for the period to be appropriated9905€14k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€20k▲
Transfer to equity691/2€14k€20k▲
To other reserves6921€14k€20k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €20k ▲47.9%
Operating result €38k, net result €20k, both a record.
30-06
Financial
Liquidity times 5current ratio 1.23
Current ratio from 0.27 to 1.23.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet €-6k
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenberg 493500 HasseltGround area
1,257 m²
Building footprint
165 m²
Volume, LiDAR
722 m³
Parcel 71052C0478/00A002, Flanders · tallest building 7.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
IMMO BOSWA
since 19982.088.917.665
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71052C0478/00A002 | Flanders | 1,257 m² | 1 · 165 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 582 companies in sector 68204 we hold annual accounts for 313. 188 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-09-1998
Fiscal year end30-06
Activities, NACEBEL
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:011/21 36 41