Immo Bosduin
ActiveImmo Bosduin has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.49M and a net result of €183k. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 9150 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+2
Solvency95▲+9
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity short (current ratio 0.88 against 0.23 in 2024; short-term debt: 5.3% and cash: 4.7% of total assets), and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
8.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
21 d late
2023
37 d early
2022
42 d early
2021
53 d early
2020
26 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.49M▲ 14.0%
2024 · €1.31M
2018: €374k
2019: €529k
2020: €708k
2021: €852k
2022: €1.01M
2023: €1.16M
2024: €1.31M
2018 → 2025
Total assets
€2.14M▼ 0.3%
2024 · €2.15M
2018: €1.85M
2019: €2.28M
2020: €2.46M
2021: €2.36M
2022: €2.24M
2023: €2.21M
2024: €2.15M
2018 → 2025
Net result
€183k▲ 26.7%
2024 · €145k
2018: €152k
2019: €155k
2020: €179k
2021: €144k
2022: €156k
2023: €155k
2024: €145k
2018 → 2025
Working capital
€-14k▲ 90.8%
2024 · €-151k
2018: €-160k
2019: €248k
2020: €-116k
2021: €-110k
2022: €-95k
2023: €-182k
2024: €-151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€852k-€1.01M▲ 18.3%€1.16M▲ 15.3%€1.31M▲ 12.5%€1.49M▲ 14.0%
Operating result€213k-€223k▲ 4.6%€216k▼ 3.0%€206k▼ 4.6%€258k▲ 25.0%
Net result€144k-€156k▲ 8.3%€155k▼ 0.6%€145k▼ 6.4%€183k▲ 26.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.14M
Fixed assets
€2.04M▼ 2.9%
Current assets
€101k▲ 117%
Equity and liabilities €2.14M
Equity
€1.49M▲ 14.0%
Debt
€653k▼ 22.5%
The debt ratio falls from 39.2% to 30.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€318k▲
2024 · €266k
Cash flow
€244k▲
2024 · €205k
Solvency
69.5%▲
2024 · 60.8%
Current ratio
0.88▲
2024 · 0.23
Quick ratio
0.88▲
2024 · 0.23
Debt / equity
0.44▼
2024 · 0.65
ROE
12.3%▲
2024 · 11.1%
ROA
8.6%▲
2024 · 6.7%
Interest coverage
24.24▲
2024 · 20.42
Debt
€653k▼
2024 · €843k
Debt ≤ 1 year
€115k▼
2024 · €198k
Debt > 1 year
€539k▼
2024 · €645k
Income taxes
€61k▲
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.15M€2.14M▼
Fixed assets21/28€2.10M€2.04M▼
Tangible fixed assets22/27€2.10M€2.04M▼
Land and buildings22€2.10M€2.04M▼
Plant, machinery and equipment23€73€0▼
Current assets29/58€46k€101k▲
Amounts receivable within one year40/41€12k€18▼
Trade receivables40€0-
Other amounts receivable41€12k€18▼
Cash at bank and in hand54/58€34k€101k▲
Deferred charges and accrued income490/1€198€47▼
Equity and liabilities
Total equity and liabilities10/49€2.15M€2.14M▼
Equity10/15€1.31M€1.49M▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.24M€1.43M▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.24M€1.42M▲
Amounts payable17/49€843k€653k▼
Amounts payable after more than one year17€645k€539k▼
Financial debts170/4€608k€502k▼
Other amounts payable178/9€37k€37k=
Amounts payable within one year42/48€198k€115k▼
Current portion of amounts payable after more than one year42€139k€106k▼
Trade debts44€748€832▲
Suppliers440/4€748€832▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€56k€4k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€60k=
Other operating charges640/8€74k€76k▲
Gross operating margin9900€340k€394k▲
Operating profit (loss)9901€206k€258k▲
Financial income75/76B€1€24▲
Recurring financial income75€1€24▲
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€193k€244k▲
Income taxes67/77€48k€61k▲
Profit (loss) for the period9904€145k€183k▲
Profit (loss) for the period to be appropriated9905€145k€183k▲
Appropriation of the result
Profit (loss) to be appropriated9906€145k€183k▲
Transfer to equity691/2€145k€183k▲
To other reserves6921€145k€183k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
State Gazette act
Resignations & appointmentsGeneral meeting · Director reappointment · Board meeting6 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director reappointment · Board meeting6 facts ▸
- General meeting, 2026-06-02
- Director reappointment, Monique Vermeiren (bestuurder)
- Director reappointment, Patrick Vermeiren (bestuurder)
- Board meeting, 2026-06-02
- Director appointment, Monique Vermeiren (gedelegeerd bestuurder)
- Director appointment, Patrick Vermeiren (gedelegeerd bestuurder)
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
31-12
Financial
Highest result since 2018net €183k ▲26.7%
Operating result €258k, net result €183k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €1MEq €1.01M ▲18.3%
5 profitable years in a row build equity to €1.01M.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €144k ▼19.8%
Net result drops to €144k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 14current ratio 2.02
Current ratio from 0.15 to 2.02.
31-12
Financial
Equity above €500kEq €529k ▲41.4%
2 profitable years in a row build equity to €529k.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Monique Vermeiren
CurrentManaging director · since 02-06-2026
Patrick Vermeiren
CurrentManaging director · since 02-06-2026
02-06-2026
Monique Vermeiren: Appointed as Managing director
02-06-2026
Patrick Vermeiren: Appointed as Managing director
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vermeirenplein (C) 32920 KalmthoutGround area
3.1 ha
Building footprint
2.1 ha
Volume, LiDAR
119,636 m³
Parcel 11662E0576/00H009, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vermeirenplein (C) 3, 2920 Kalmthout
since 19792.016.109.069
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0576/00H009indicative | Flanders | 3.1 ha | 1 · 2.1 ha | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LAWSONS
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Kortrijk · Eq €1.49M
IMMO G.H.
BE 0444.184.081
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Gaverbeek
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Waregem · Eq €1.49M
Of 12,018 companies in sector 68203 we hold annual accounts for 5,984. 3,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-03-1979
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
35110Production of electricity from non-renewable sources
77229Renting and leasing of other personal and household goods
77299Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.