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IMMO BOËM

Active
Private limited companyfounded 201510 yrs activeRue de la Scierie 14, 4560 Clavier, BelgiumKBO/BCE: BE 0640.910.177
Summary

IMMO BOËM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €465,536 and a net result of -€56,144. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability10▼-90
Solvency85=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 12.48 against 12.44 in 2024; short-term debt: 4.3% and cash: 49.5% of total assets), and 40.4% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filings
Deviation from the deadline
2025
28 d late
2024
61 d late
2023
61 d late
2022
31 d late
2021
31 d late
2020
108 d late
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 43 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMO BOËM was incorporated on 14 October 2015.1 Total assets rose from EUR 678,525 in 2019 to EUR 780,881 in 2025 and headcount from 1.7 full-time equivalents in 2019 to 3 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019, 2024 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€56,144
2024 · €573,702
Working capital
€386,101▼ 15.6%
2024 · €457,333
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€4,529▼ 68.0%-€16,680€86,747€775,037▲ 793%-€45,918
Net result-€5,844-€27,424▼ 369%€60,237€573,702▲ 852%-€56,144
Equity€19,805▼ 22.8%-€7,619€51,785€521,680▲ 907%€465,536▼ 10.8%
Total assets€577,064▼ 8.7%€678,490▲ 17.6%€691,968▲ 2.0%€864,945▲ 25.0%€780,881▼ 9.7%
Debt€553,859▼ 7.7%€679,310▲ 22.7%€640,183▼ 5.8%€343,265▼ 46.4%€315,345▼ 8.1%
Working capital€176,281▲ 20.4%€159,337▼ 9.6%€130,790▼ 17.9%€457,333▲ 250%€386,101▼ 15.6%
Staff (FTE)4▲ 90.5%4=4.6▲ 15.0%3▼ 34.8%
Result per fiscal year
Operating resultNet result
-€250,000€0€250,000€500,000€750,000Operating result 2021: €4,529€4,529Net result 2021: -€5,844-€5,844Operating result 2022: -€16,680-€16,680Net result 2022: -€27,424-€27,424Operating result 2023: €86,747€86,747Net result 2023: €60,237€60,237Operating result 2024: €775,037€775,037Net result 2024: €573,702€573,702Operating result 2025: -€45,918-€45,918Net result 2025: -€56,144-€56,14420212022202320242025-€250,000€0€250,000€500,000€750,000Operating result 2023: €86,747€86,700Net result 2023: €60,237€60,200Operating result 2024: €775,037€775,000Net result 2024: €573,702€574,000Operating result 2025: -€45,918-€45,900Net result 2025: -€56,144-€56,100202320242025
The operating result turns negative in 2025: a loss of €45,918 after €775,037 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €780,881
Fixed assets €361,151 ▼ 1.8%
Current assets €419,729 ▼ 15.6%
Equity and liabilities €780,881
Equity €465,536 ▼ 10.8%
Debt €315,345 ▼ 8.1%
Debt's share of the balance-sheet total rises from 39.7% to 40.4%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€32,284▼
2024 · €788,026
Cash flow
-€42,510▼
2024 · €586,691
Current ratio
12.48▲
2024 · 12.44
Debt to equity
0.68▲
2024 · 0.66
ROE
-12.1%▼
2024 · 110.0%
ROA
-7.2%▼
2024 · 66.3%
Interest coverage
-2.73▼
2024 · 85.88
Debt ≤ 1 year
€33,628▼
2024 · €39,987
Debt > 1 year
€281,717▼
2024 · €303,144
Income taxes
€614▼
2024 · €195,249
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,687 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 94% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a small loss
0.6% went bankrupt
5.4% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,687 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet Code20242025
Assets
Total assets20/58€864,945€780,881▼
Fixed assets21/28€367,625€361,151▼
Tangible fixed assets22/27€179,700€173,301▼
Land and buildings22€170,304€165,049▼
Other tangible fixed assets26€9,397€8,252▼
Financial fixed assets28€187,925€187,850=
Current assets29/58€497,320€419,729▼
Amounts receivable within one year40/41€189,049€30,563▼
Trade receivables40€176,773€4,793▼
Other amounts receivable41€12,276€25,769▲
Cash at bank and in hand54/58€302,838€386,703▲
Deferred charges and accrued income490/1€5,433€2,464▼
Equity and liabilities
Total equity and liabilities10/49€864,945€780,881▼
Equity10/15€521,680€465,536▼
Contributions10/11€18,550€18,550=
Reserves13€31,380€31,380=
Tax-exempt reserves132€77€77=
Distributable reserves133€31,304€31,304=
Profit (loss) carried forward14€471,749€415,605▼
Amounts payable17/49€343,265€315,345▼
Amounts payable after more than one year17€303,144€281,717▼
Financial debts170/4€303,144€281,717▼
Amounts payable within one year42/48€39,987€33,628▼
Current portion of amounts payable after more than one year42€11,245€17,127▲
Trade debts44€2,614€8,711▲
Suppliers440/4€2,614€8,711▲
Taxes, remuneration and social security45€23,537€5,200▼
Taxes450/3€21,395€5,200▼
Remuneration and social security454/9€2,142-
Other amounts payable47/48€2,590€2,590=
Accrued charges and deferred income492/3€134-
Income statement Code20242025
Remuneration, social security and pensions62€94,382-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,989€13,634▲
Other operating charges640/8€19,917€2,014▼
Gross operating margin9900€902,326-€30,269▼
Operating profit (loss)9901€775,037-€45,918▼
Financial income75/76B€3,090€2,203▼
Recurring financial income75€3,090€2,203▼
Financial charges65/66B€9,176€11,816▲
Recurring financial charges65€9,176€11,816▲
Profit (loss) for the period before taxes9903€768,951-€55,530▼
Income taxes67/77€195,249€614▼
Profit (loss) for the period9904€573,702-€56,144▼
Profit (loss) for the period to be appropriated9905€573,702-€56,144▼
Appropriation of the result
Profit (loss) to be appropriated9906€573,702€415,605▼
Profit (loss) brought forward from the previous period14P-€471,749
Transfer from equity791/2€1,854-
Profit to be distributed694/7€103,807-
Return on contributions (dividend)694€103,807-
Social balance
Average headcount (FTE)90873.0-

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€131,178€149,703€161,494€94,382--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€104,881€83,584€17,068€12,989€13,634▲ 5.0%
Provisions for liabilities and charges: additions (uses and reversals)635/8-€2,897€3,400-€6,800---
Other operating charges640/8€2,287€2,723€8,154€19,917€2,014▼ 89.9%
Gross operating margin9900€239,979€222,729€266,664€902,326-€30,269▼ 103%
Operating profit (loss)9901€4,529-€16,680€86,747€775,037-€45,918▼ 106%
Financial income75/76B€2,128€2,152€2,212€3,090€2,203▼ 28.7%
Recurring financial income75€2,128€2,152€2,212€3,090€2,203▼ 28.7%
Financial charges65/66B€10,498€12,403€12,270€9,176€11,816▲ 28.8%
Recurring financial charges65€10,498€12,403€12,270€9,176€11,816▲ 28.8%
Profit (loss) for the period before taxes9903-€3,841-€26,932€76,689€768,951-€55,530▼ 107%
Income taxes67/77€2,003€492€16,452€195,249€614▼ 99.7%
Profit (loss) for the period9904-€5,844-€27,424€60,237€573,702-€56,144▼ 110%
Profit (loss) for the period to be appropriated9905-€5,844-€27,424€60,237€573,702-€56,144▼ 110%
Line20212022202320242025Change
Assets
Total assets20/58€577,064€678,490€691,968€864,945€780,881▼ 9.7%
Fixed assets21/28€293,537€404,536€404,388€367,625€361,151▼ 1.8%
Intangible fixed assets21€65,127-----
Tangible fixed assets22/27€225,484€216,611€216,463€179,700€173,301▼ 3.6%
Land and buildings22€205,837€193,993€182,148€170,304€165,049▼ 3.1%
Furniture and vehicles24€15,417€17,319€11,181---
Other tangible fixed assets26€4,230€5,299€23,134€9,397€8,252▼ 12.2%
Financial fixed assets28€2,925€187,925€187,925€187,925€187,850=
Current assets29/58€283,527€273,955€287,580€497,320€419,729▼ 15.6%
Amounts receivable after more than one year29€76,698€78,735€80,773---
Other amounts receivable291€76,698€78,735€80,773---
Amounts receivable within one year40/41€24,786€21,829€29,202€189,049€30,563▼ 83.8%
Trade receivables40€17,275€15,520€12,252€176,773€4,793▼ 97.3%
Other amounts receivable41€7,511€6,308€16,950€12,276€25,769▲ 110%
Cash at bank and in hand54/58€180,070€171,050€175,449€302,838€386,703▲ 27.7%
Deferred charges and accrued income490/1€1,973€2,341€2,156€5,433€2,464▼ 54.7%
Equity and liabilities
Total equity and liabilities10/49€577,064€678,490€691,968€864,945€780,881▼ 9.7%
Equity10/15€19,805-€7,619€51,785€521,680€465,536▼ 10.8%
Contributions10/11€18,550€18,550€18,550€18,550€18,550=
Reserves13€6,304€6,304€33,235€31,380€31,380=
Tax-exempt reserves132€77€77€77€77€77=
Distributable reserves133€6,228€6,228€33,158€31,304€31,304=
Profit (loss) carried forward14-€5,050-€32,474-€471,749€415,605▼ 11.9%
Provisions and deferred taxes16€3,400€6,800----
Provisions for liabilities and charges160/5€3,400€6,800----
Other liabilities and charges164/5€3,400€6,800----
Amounts payable17/49€553,859€679,310€640,183€343,265€315,345▼ 8.1%
Amounts payable after more than one year17€445,854€554,916€483,365€303,144€281,717▼ 7.1%
Financial debts170/4€445,854€554,916€483,365€303,144€281,717▼ 7.1%
Amounts payable within one year42/48€107,246€114,617€156,790€39,987€33,628▼ 15.9%
Current portion of amounts payable after more than one year42€61,643€70,268€109,586€11,245€17,127▲ 52.3%
Trade debts44€13,884€17,091€18,262€2,614€8,711▲ 233%
Suppliers440/4€13,884€17,091€18,262€2,614€8,711▲ 233%
Taxes, remuneration and social security45€27,855€24,668€25,446€23,537€5,200▼ 77.9%
Taxes450/3€6,156€492€2,916€21,395€5,200▼ 75.7%
Remuneration and social security454/9€21,699€24,176€22,530€2,142--
Other amounts payable47/48€3,864€2,590€3,497€2,590€2,590=
Accrued charges and deferred income492/3€759€9,777€28€134--
Line20212022202320242025Change
Profit (loss) for the period9904-€5,844-€27,424€60,237€573,702-€56,144▼ 110%
+ Depreciation and write-downs630€104,881€83,584€17,068€12,989€13,634▲ 5.0%
Operating cash flow (approximation)€99,037€56,160€77,305€586,691-€42,510▼ 107%
Investment in fixed assets (approximation)--€194,583-€16,921€23,773-€7,160▼ 130%
Change in cash--€9,020€4,399€127,389€83,865▼ 34.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
31-12
Financial Weakest financial yearnet -€56,144
Net result drops to -€56,144, the lowest in the series.
30-09
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 61 days late
2024
31-12
Financial Highest result since 2019net €573,702 ▲852%
Operating result €775,037, net result €573,702, both a record.
31-12
Financial Liquidity times 7current ratio 12.44
Current ratio from 1.83 to 12.44; short-term debt falls from €156,790 to €39,987.
31-12
Financial Equity above €500,000Eq €521,680 ▲907%
2 profitable years in a row build equity to €521,680.
30-09
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial Back to profitnet €60,237
Net result €60,237 after 2 loss-making years.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
16-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 108 days late
2020
14-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Clavier · 1 establishment unit since 2015
seat establishment The establishment unit on the map
Ground area
560 m²
Building footprint
123 m²
Volume, LiDAR
690 m³
2 parcels, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SCIORTINO ASSURANCES
Rue Adrien Materne 59, 4460 Grâce-HollogneAgents and brokers in banking services
since 20152.247.277.984
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61012I0081/00Z019 Wallonia 476 m² 1 · 90 m² 9.9 m · 3 fl.
62046A0266/00P000 Wallonia 84 m² 1 · 34 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of IMMO BOËM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded14-10-2015
Fiscal year end31-12
Abbreviation FR BOËM
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.