IMMO BOCCHIO
ActiveSummary
IMMO BOCCHIO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €391,134 and a net result of €13,143. Equity is growing by ~16.2% per year across the filed fiscal years. Its solvency ranks better than 80% of 826 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▼-7
Solvency88▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity ample (current ratio 2.54 against 2.57 in 2024; short-term debt: 24.9% and cash: 9.2% of total assets), and 36.5% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.5%
Return on assets
2.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
107 d late
2022
246 d late
2021
31 d late
2020
11 d late
2019
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 78 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13,143▼ 67.5%
2024 · €40,474
Working capital
€236,170▲ 18.6%
2024 · €199,053
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€31,880▲ 5.7%-€50,173▼ 57.4%€99,474€67,605▼ 32.0%€27,876▼ 58.8%
Net result-€32,117below the sector's middle half-€46,503below the sector's middle half▼ 44.8%€96,298above the sector's middle half€40,474within the sector's middle half▼ 58.0%€13,143▼ 67.5%
Equity€287,722above the sector's middle half▼ 10.0%€241,219above the sector's middle half▼ 16.2%€337,517above the sector's middle half▲ 39.9%€377,991above the sector's middle half▲ 12.0%€391,134▲ 3.5%
Total assets€444,016within the sector's middle half▲ 4.0%€538,310within the sector's middle half▲ 21.2%€558,325within the sector's middle half▲ 3.7%€576,122within the sector's middle half▲ 3.2%€616,045▲ 6.9%
Debt€87,290▲ 158%€234,094▲ 168%€162,617▼ 30.5%€144,746▼ 11.0%€171,527▲ 18.5%
Working capital€149,117above the sector's middle half▼ 40.8%€153,354above the sector's middle half▲ 2.8%€185,952above the sector's middle half▲ 21.3%€199,053above the sector's middle half▲ 7.0%€236,170▲ 18.6%
Solvency64.8%above the sector's middle half▼ 10.1pp44.8%within the sector's middle half▼ 20.0pp60.5%above the sector's middle half▲ 15.6pp65.6%above the sector's middle half▲ 5.2pp63.5%▼ 2.1pp
Current ratio2.71above the sector's middle half▼ 5.752.15above the sector's middle half▼ 0.562.52above the sector's middle half▲ 0.372.57above the sector's middle half▲ 0.052.54▼ 0.03
Return on assets (ROA)-7.2%below the sector's middle half▼ 46.7pp-8.6%within the sector's middle half▼ 1.4pp17.2%above the sector's middle half▲ 25.9pp7.0%within the sector's middle half▼ 10.2pp2.1%▼ 4.9pp
Staff (FTE)2.3below the sector's middle half4within the sector's middle half▲ 73.9%4.1below the sector's middle half▲ 2.5%4.8▲ 17.1%
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €616,045
Fixed assets
€226,348 ▼ 9.6%
Current assets
€389,697 ▲ 19.6%
Equity and liabilities €616,045
Equity
€391,134 ▲ 3.5%
Provisions
€53,385 =
Debt
€171,527 ▲ 18.5%
Debt's share of the balance-sheet total rises from 25.1% to 27.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79,278▼
2024 · €113,865
Cash flow
€64,545▼
2024 · €86,734
Quick ratio
2.38▼
2024 · 2.38
Debt to equity
0.44▲
2024 · 0.38
ROE
3.4%▼
2024 · 10.7%
Interest coverage
11.39▼
2024 · 20.92
Debt ≤ 1 year
€153,527▲
2024 · €126,746
Debt > 1 year
€18,000=
2024 · €18,000
Income taxes
€7,770▼
2024 · €26,493
Staff costs
€175,492▲
2024 · €135,736
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €56,700 | €110,566 | €135,736 | €175,492 | ▲ 29.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,247 | €32,288 | €44,667 | €46,260 | €51,402 | ▲ 11.1% |
| Other operating charges640/8 | - | €368 | €4,946 | €4,973 | €5,191 | ▲ 4.4% |
| Gross operating margin9900 | -€9,633 | €39,183 | €259,653 | €254,574 | €259,961 | ▲ 2.1% |
| Operating profit (loss)9901 | -€31,880 | -€50,173 | €99,474 | €67,605 | €27,876 | ▼ 58.8% |
| Financial income75/76B | - | €2 | €213 | - | - | - |
| Recurring financial income75 | - | €2 | €213 | - | - | - |
| Financial charges65/66B | €237 | €2,340 | €4,614 | €5,444 | €6,963 | ▲ 27.9% |
| Recurring financial charges65 | €237 | €2,340 | €4,614 | €5,444 | €6,963 | ▲ 27.9% |
| Profit (loss) for the period before taxes9903 | -€32,117 | -€52,511 | €95,073 | €62,161 | €20,913 | ▼ 66.4% |
| Transfer from deferred taxes780 | €4,139 | €6,008 | €4,806 | €4,806 | - | - |
| Income taxes67/77 | €4,139 | - | €3,581 | €26,493 | €7,770 | ▼ 70.7% |
| Profit (loss) for the period9904 | -€32,117 | -€46,503 | €96,298 | €40,474 | €13,143 | ▼ 67.5% |
| Transfer from tax-exempt reserves789 | €12,710 | €18,022 | €19,225 | €19,224 | - | - |
| Profit (loss) for the period to be appropriated9905 | -€19,407 | -€28,481 | €115,523 | €59,698 | €13,143 | ▼ 78.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €444,016 | €538,310 | €558,325 | €576,122 | €616,045 | ▲ 6.9% |
| Fixed assets21/28 | €207,609 | €251,063 | €249,756 | €250,323 | €226,348 | ▼ 9.6% |
| Tangible fixed assets22/27 | €204,115 | €246,351 | €245,171 | €244,026 | €221,555 | ▼ 9.2% |
| Plant, machinery and equipment23 | €3,936 | €14,745 | €23,479 | €27,030 | €39,076 | ▲ 44.6% |
| Furniture and vehicles24 | €11,321 | €32,660 | €25,576 | €46,980 | €40,058 | ▼ 14.7% |
| Other tangible fixed assets26 | €188,858 | €198,946 | €196,116 | €170,016 | €142,421 | ▼ 16.2% |
| Financial fixed assets28 | €3,494 | €4,712 | €4,585 | €6,297 | €4,793 | ▼ 23.9% |
| Current assets29/58 | €236,407 | €287,247 | €308,569 | €325,799 | €389,697 | ▲ 19.6% |
| Amounts receivable after more than one year29 | €219,171 | €219,171 | €219,171 | €219,171 | €219,171 | = |
| Other amounts receivable291 | €219,171 | €219,171 | €219,171 | €219,171 | €219,171 | = |
| Stocks and contracts in progress3 | - | €22,570 | €21,216 | €23,570 | €23,875 | ▲ 1.3% |
| Stocks30/36 | - | €22,570 | €21,216 | €23,570 | €23,875 | ▲ 1.3% |
| Amounts receivable within one year40/41 | €17,079 | €13,699 | €20,912 | €10,091 | €86,914 | ▲ 761% |
| Trade receivables40 | - | - | €5,912 | €3,503 | €3,503 | = |
| Other amounts receivable41 | €17,079 | €13,699 | €15,000 | €6,588 | €83,411 | ▲ 1,166% |
| Cash at bank and in hand54/58 | €157 | €31,677 | €46,973 | €64,428 | €56,380 | ▼ 12.5% |
| Deferred charges and accrued income490/1 | - | €130 | €297 | €8,539 | €3,357 | ▼ 60.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €444,016 | €538,310 | €558,325 | €576,122 | €616,045 | ▲ 6.9% |
| Equity10/15 | €287,722 | €241,219 | €337,517 | €377,991 | €391,134 | ▲ 3.5% |
| Contributions10/11 | €63,500 | €63,500 | €63,500 | €63,500 | €63,500 | = |
| Capital10 | €63,500 | €63,500 | €63,500 | €63,500 | €63,500 | = |
| Issued capital100 | €63,500 | €63,500 | €63,500 | €63,500 | €63,500 | = |
| Reserves13 | €210,578 | €192,556 | €173,331 | €213,707 | €214,364 | ▲ 0.3% |
| Non-distributable reserves130/1 | €3,565 | €3,565 | €3,565 | €63,165 | €4,222 | ▼ 93.3% |
| Legal reserve130 | €3,565 | €3,565 | €3,565 | €3,565 | €4,222 | ▲ 18.4% |
| Other1319 | - | - | - | €59,600 | - | - |
| Tax-exempt reserves132 | €207,013 | €188,991 | €169,766 | €150,542 | €150,542 | = |
| Distributable reserves133 | - | - | - | - | €59,600 | - |
| Profit (loss) carried forward14 | €13,644 | -€14,837 | €100,686 | €100,784 | €113,269 | ▲ 12.4% |
| Provisions and deferred taxes16 | €69,004 | €62,997 | €58,191 | €53,385 | €53,385 | = |
| Deferred taxes168 | €69,004 | €62,997 | €58,191 | €53,385 | €53,385 | = |
| Amounts payable17/49 | €87,290 | €234,094 | €162,617 | €144,746 | €171,527 | ▲ 18.5% |
| Amounts payable after more than one year17 | - | €100,000 | €40,000 | €18,000 | €18,000 | = |
| Other amounts payable178/9 | - | €100,000 | €40,000 | €18,000 | €18,000 | = |
| Amounts payable within one year42/48 | €87,290 | €133,893 | €122,617 | €126,746 | €153,527 | ▲ 21.1% |
| Current portion of amounts payable after more than one year42 | - | €15,000 | - | - | - | - |
| Financial debts43 | - | €10,628 | €9,500 | - | - | - |
| Credit institutions430/8 | - | €10,628 | €9,500 | - | - | - |
| Trade debts44 | €27,443 | €52,316 | €48,811 | €43,616 | €55,761 | ▲ 27.8% |
| Suppliers440/4 | €27,443 | €52,316 | €48,811 | €43,616 | €55,761 | ▲ 27.8% |
| Taxes, remuneration and social security45 | €4,139 | €18,532 | €48,449 | €69,527 | €88,686 | ▲ 27.6% |
| Taxes450/3 | €4,139 | €5,866 | €31,592 | €54,087 | €62,518 | ▲ 15.6% |
| Remuneration and social security454/9 | - | €12,666 | €16,857 | €15,440 | €26,167 | ▲ 69.5% |
| Other amounts payable47/48 | €55,708 | €37,417 | €15,857 | €13,603 | €9,080 | ▼ 33.2% |
| Accrued charges and deferred income492/3 | - | €201 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€32,117 | -€46,503 | €96,298 | €40,474 | €13,143 | ▼ 67.5% |
| + Depreciation and write-downs630 | €22,247 | €32,288 | €44,667 | €46,260 | €51,402 | ▲ 11.1% |
| Operating cash flow (approximation) | -€9,870 | -€14,215 | €140,965 | €86,734 | €64,545 | ▼ 25.6% |
| Investment in fixed assets (approximation) | - | -€75,742 | -€43,360 | -€46,827 | -€27,428 | ▲ 41.4% |
| Change in cash | - | €31,520 | €15,296 | €17,455 | -€8,048 | ▼ 146% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
15-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 107 days late
02-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 246 days late
2023
31-12
Financial
Back to profitnet €96,298
Net result €96,298 after 2 loss-making years.
2022
31-12
Financial
Weakest financial yearnet -€46,503
Net result drops to -€46,503, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 11 days late
2020
31-12
Financial
Highest result since 2018net €168,347 ▲843%
Net result €168,347, the highest in the series.
31-12
Financial
Liquidity times 7current ratio 8.46
Current ratio from 1.26 to 8.46; short-term debt falls from €173,445 to €33,768.
31-12
Financial
Equity above €200,000Eq €319,839 ▲111%
3 profitable years in a row build equity to €319,839.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 60 days late
Show earlier events
2019
31-12
Financial
Equity above €150,000Eq €151,492 ▲13.4%
2 profitable years in a row build equity to €151,492.
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 43 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 61 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Court-Saint-Etienne · 1 establishment unit since 2021
Ground area
1,008 m²
Building footprint
340 m²
Volume, LiDAR
3,814 m³
2 parcels, Wallonia · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
divi
since 20212.325.354.076
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25023G0136/00K000 | Wallonia | 814 m² | 1 · 339 m² | 13.5 m · 4 fl. |
| 25023G0123/00L000indicative | Wallonia | 194 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteCourt-Saint-Etienne2.325.354.076
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,467. 6,980 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded23-07-1992
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0447892253
Also
9925:BE0447892253
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.