IMMO BME
Open bankruptcyA bankruptcy procedure is open for IMMO BME according to publications in the Belgian State Gazette; curator: DELPHINE DUQUESNOY.
Summary
The 2024 annual accounts show negative equity (-€85,383) and a net result of -€48,099.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Walloon Brabant
- Declared bankrupt
- 2 October 2025
- Supervising judge
- Alain Kirsch
- Official Gazette
- 08-10-2025 (pdf) ↗search the document for 2025/140602
Curator
- Delphine DuquesnoyRue De La Fontaine Saint-Gery 9, 1450 0 Chastre- . Co-Curateur : Tanguy De Maeyer, Chemin Du Pano- Rama 10, 1325 06 Bonldd@aceris.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
Embed in an article
Writing about this bankruptcy? Put the card of IMMO BME in your article: name, enterprise number, its status in the KBO and the latest annual accounts, with a link to this dossier.
Preview
The preview appears here.
- Stays current: the status follows the register, the figures are those of the latest filed accounts. No Checked score or verdict.
- Light on your page: one small script and one data request, also answered from a cache; no cookies, no tracking.
- Where scripts do not run (a newsletter, a feed reader) a plain link remains.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€85,383
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-09-2025, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
35 d late
2023
30 d late
2022
92 d late
2021
114 d late
2020
19 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 63 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Address check Are there other customers at risk in your own list?Debtor check How is the Real estate agency activities sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
-€85,383▼ 129%
2023 · -€37,284
Total assets
€28,407▼ 53.4%
2023 · €60,970
Net result
-€48,099▲ 50.9%
2023 · -€97,922
Working capital
-€72,448▼ 54.2%
2023 · -€46,976
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€1,178▼ 84.8%-€33,054€23,944-€92,535-€43,845▲ 52.6%
Net result€19▼ 99.6%-€38,278€19,432-€97,922-€48,099▲ 50.9%
Equity€79,484=€41,206▼ 48.2%€60,638▲ 47.2%-€37,284-€85,383▼ 129%
Total assets€217,262▼ 0.4%€113,589▼ 47.7%€99,708▼ 12.2%€60,970▼ 38.9%€28,407▼ 53.4%
Debt€137,778▼ 0.7%€72,383▼ 47.5%€39,070▼ 46.0%€98,254▲ 151%€113,790▲ 15.8%
Working capital€88,804▲ 1.7%€46,535▼ 47.6%€57,407▲ 23.4%-€46,976-€72,448▼ 54.2%
Staff (FTE)0.9▼ 30.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €43,845 in 2024 against €92,535 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €28,407
Fixed assets
€275 ▼ 99.2%
Current assets
€28,132 ▲ 6.6%
Key figures and ratios
EBITDA
-€43,745▲
2023 · -€83,756
Cash flow
-€47,999▲
2023 · -€89,143
Solvency
-300.6%▼
2023 · -61.2%
Current ratio
0.28▼
2023 · 0.36
Debt to equity
-1.33▲
2023 · -2.64
ROA
-169.3%▼
2023 · -160.6%
Interest coverage
-10.25▲
2023 · -17.66
Debt ≤ 1 year
€100,580▲
2023 · €73,361
Debt > 1 year
€13,210▼
2023 · €24,893
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €21,197 | €3,395 | - | - |
| Remuneration, social security and pensions62 | - | €1,507 | -€27 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,410 | €2,021 | €1,840 | €8,779 | €100 | ▼ 98.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €68,377 | -€28,091 | €43,671 | - | - |
| Other operating charges640/8 | - | - | €4,773 | €3,360 | €7,880 | ▲ 135% |
| Gross operating margin9900 | €51,333 | €38,851 | €2,439 | -€36,725 | -€35,865 | ▲ 2.3% |
| Operating profit (loss)9901 | €1,178 | -€33,054 | €23,944 | -€92,535 | -€43,845 | ▲ 52.6% |
| Financial income75/76B | - | €216 | €131 | €5 | €13 | ▲ 160% |
| Recurring financial income75 | €2,755 | €216 | €131 | €5 | €13 | ▲ 160% |
| Financial charges65/66B | - | €5,290 | €3,685 | €4,744 | €4,267 | ▼ 10.1% |
| Recurring financial charges65 | €2,514 | €5,290 | €3,685 | €4,744 | €4,267 | ▼ 10.1% |
| Profit (loss) for the period before taxes9903 | €1,419 | -€38,128 | €20,390 | -€97,274 | -€48,099 | ▲ 50.6% |
| Income taxes67/77 | €1,400 | €150 | €958 | €648 | - | - |
| Profit (loss) for the period9904 | €19 | -€38,278 | €19,432 | -€97,922 | -€48,099 | ▲ 50.9% |
| Profit (loss) for the period to be appropriated9905 | €19 | -€38,278 | €19,432 | -€97,922 | -€48,099 | ▲ 50.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €217,262 | €113,589 | €99,708 | €60,970 | €28,407 | ▼ 53.4% |
| Fixed assets21/28 | €1,480 | €5,471 | €3,631 | €34,585 | €275 | ▼ 99.2% |
| Tangible fixed assets22/27 | €1,205 | €5,196 | €3,356 | €34,310 | - | - |
| Furniture and vehicles24 | - | €4,393 | €2,854 | €34,210 | - | - |
| Other tangible fixed assets26 | - | €803 | €502 | €100 | - | - |
| Financial fixed assets28 | €275 | €275 | €275 | €275 | €275 | = |
| Current assets29/58 | €215,782 | €108,118 | €96,077 | €26,385 | €28,132 | ▲ 6.6% |
| Amounts receivable within one year40/41 | €214,410 | €106,165 | €94,239 | €12,332 | €23,675 | ▲ 92.0% |
| Trade receivables40 | - | €51,423 | €35,339 | €3,756 | €15,099 | ▲ 302% |
| Other amounts receivable41 | - | €54,742 | €58,900 | €8,576 | €8,576 | = |
| Deferred charges and accrued income490/1 | - | €1,953 | €1,838 | €14,053 | €4,457 | ▼ 68.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €217,262 | €113,589 | €99,708 | €60,970 | €28,407 | ▼ 53.4% |
| Equity10/15 | €79,484 | €41,206 | €60,638 | -€37,284 | -€85,383 | ▼ 129% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €11,860 | €11,860 | €11,860 | €11,860 | €11,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €61,424 | €23,146 | €42,578 | -€55,344 | -€103,443 | ▼ 86.9% |
| Amounts payable17/49 | €137,778 | €72,383 | €39,070 | €98,254 | €113,790 | ▲ 15.8% |
| Amounts payable after more than one year17 | - | - | - | €24,893 | €13,210 | ▼ 46.9% |
| Financial debts170/4 | - | - | - | €24,893 | €13,210 | ▼ 46.9% |
| Amounts payable within one year42/48 | €126,978 | €61,583 | €38,670 | €73,361 | €100,580 | ▲ 37.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €11,214 | €11,683 | ▲ 4.2% |
| Financial debts43 | - | €18,056 | €5,732 | €21,947 | €5,435 | ▼ 75.2% |
| Credit institutions430/8 | - | €18,056 | €5,732 | €21,947 | €5,435 | ▼ 75.2% |
| Trade debts44 | €110,648 | €33,460 | €19,898 | €21,417 | €55,495 | ▲ 159% |
| Suppliers440/4 | - | €33,460 | €19,898 | €21,417 | €55,495 | ▲ 159% |
| Taxes, remuneration and social security45 | - | €9,970 | €13,040 | €17,602 | €25,113 | ▲ 42.7% |
| Taxes450/3 | - | €9,970 | €13,040 | €17,602 | €25,113 | ▲ 42.7% |
| Other amounts payable47/48 | - | €97 | - | €1,181 | €2,854 | ▲ 142% |
| Accrued charges and deferred income492/3 | - | €10,800 | €400 | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19 | -€38,278 | €19,432 | -€97,922 | -€48,099 | ▲ 50.9% |
| + Depreciation and write-downs630 | €2,410 | €2,021 | €1,840 | €8,779 | €100 | ▼ 98.9% |
| Operating cash flow (approximation) | €2,429 | -€36,257 | €21,272 | -€89,143 | -€47,999 | ▲ 46.2% |
| Investment in fixed assets (approximation) | - | -€6,012 | €0 | -€39,733 | €34,210 | ▲ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
08-10
Bankruptcy
Opening
Tribunal de l’entreprise du Brabant wallon · event 02-10-2025
04-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 35 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet -€97,922
Net result drops to -€97,922, the lowest in the series.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Back to profitnet €19,432
Net result €19,432 after one loss-making year.
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 22 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2012
Ground area
1.2 ha
Building footprint
5,036 m²
Volume, LiDAR
63,361 m³
2 parcels, Wallonia · tallest building 21.4 m, ±5 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Rue de Bruxelles 296, 1480 Tubize
since 20122.215.254.227
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25105B0347/00B005 | Wallonia | 1.1 ha | 1 · 4,959 m² | 21.4 m · 5 fl. |
| 25105A0434/00K002 | Wallonia | 396 m² | 1 · 77 m² | 12.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | DELPHINE DUQUESNOY RUE DE LA FONTAINE
SAINT-GERY 9, 1450 0 CHASTRE- .
Co-Curateur : TANGUY DE MAEYER, CHEMIN DU PANO-
RAMA 10, 1325 06 BONLEZ- tanguy@immo-lofts.eu |
02-10-2025 → present |
Similar companies · same sector, comparable size
NOVA IMMOBILIER MV
BE 0804.114.756
Rebecq · Eq €60,630
TV Invest
BE 0738.964.410
Antwerpen · Eq €60,620
ARBinvest
BE 0636.926.447
Lasne · Eq €60,585
SPHERA PROPERTIES
BE 0526.877.769
Elsene · Eq €60,566
Habitat Haute Senne
BE 1017.208.217
La Louvière · Eq €60,714
Of 11,756 companies in sector 68310 we hold annual accounts for 6,907. 4,990 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2005
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
81100Combined facilities support activities
Contact
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.